▼ 0.50% · 3.625%
HK$1,811
−HK$114/mo
▼ 0.25% · 3.875%
HK$1,868
−HK$57/mo
Today · 4.125%
HK$1,925
baseline
▲ 0.50% · 4.625%
HK$2,042
+HK$117/mo
Deposit HK$397K · loan HK$397K · min. income ≈ HK$3,850/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,015
−HK$109/mo
▼ 0.25% · 3.875%
HK$2,069
−HK$55/mo
Today · 4.125%
HK$2,124
baseline
▲ 0.50% · 4.625%
HK$2,236
+HK$112/mo
Deposit HK$397K · loan HK$397K · min. income ≈ HK$4,248/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,992
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,054
−HK$63/mo
Today · 4.125%
HK$2,117
baseline
▲ 0.50% · 4.625%
HK$2,246
+HK$129/mo
Deposit HK$357K · loan HK$437K · min. income ≈ HK$4,234/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,217
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,276
−HK$60/mo
Today · 4.125%
HK$2,336
baseline
▲ 0.50% · 4.625%
HK$2,460
+HK$124/mo
Deposit HK$357K · loan HK$437K · min. income ≈ HK$4,672/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,174
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,241
−HK$69/mo
Today · 4.125%
HK$2,310
baseline
▲ 0.50% · 4.625%
HK$2,450
+HK$140/mo
Deposit HK$318K · loan HK$477K · min. income ≈ HK$4,620/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,418
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,483
−HK$66/mo
Today · 4.125%
HK$2,549
baseline
▲ 0.50% · 4.625%
HK$2,683
+HK$134/mo
Deposit HK$318K · loan HK$477K · min. income ≈ HK$5,098/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,355
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,428
−HK$74/mo
Today · 4.125%
HK$2,502
baseline
▲ 0.50% · 4.625%
HK$2,655
+HK$153/mo
Deposit HK$278K · loan HK$516K · min. income ≈ HK$5,004/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,620
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,690
−HK$71/mo
Today · 4.125%
HK$2,761
baseline
▲ 0.50% · 4.625%
HK$2,907
+HK$146/mo
Deposit HK$278K · loan HK$516K · min. income ≈ HK$5,522/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,536
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,615
−HK$80/mo
Today · 4.125%
HK$2,695
baseline
▲ 0.50% · 4.625%
HK$2,859
+HK$164/mo
Deposit HK$238K · loan HK$556K · min. income ≈ HK$5,390/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,821
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,897
−HK$77/mo
Today · 4.125%
HK$2,974
baseline
▲ 0.50% · 4.625%
HK$3,130
+HK$156/mo
Deposit HK$238K · loan HK$556K · min. income ≈ HK$5,948/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,717
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,802
−HK$85/mo
Today · 4.125%
HK$2,887
baseline
▲ 0.50% · 4.625%
HK$3,063
+HK$176/mo
Deposit HK$199K · loan HK$596K · min. income ≈ HK$5,774/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,023
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,104
−HK$82/mo
Today · 4.125%
HK$3,186
baseline
▲ 0.50% · 4.625%
HK$3,354
+HK$168/mo
Deposit HK$199K · loan HK$596K · min. income ≈ HK$6,372/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,898
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$92/mo
Today · 4.125%
HK$3,080
baseline
▲ 0.50% · 4.625%
HK$3,267
+HK$187/mo
Deposit HK$159K · loan HK$635K · min. income ≈ HK$6,160/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,224
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,311
−HK$87/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,577
+HK$179/mo
Deposit HK$159K · loan HK$635K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,079
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,175
−HK$97/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$199/mo
Deposit HK$119K · loan HK$675K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,426
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$93/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,801
+HK$190/mo
Deposit HK$119K · loan HK$675K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,260
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,362
−HK$103/mo
Today · 4.125%
HK$3,465
baseline
▲ 0.50% · 4.625%
HK$3,676
+HK$211/mo
Deposit HK$79K · loan HK$715K · min. income ≈ HK$6,930/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,627
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$99/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,025
+HK$202/mo
Deposit HK$79K · loan HK$715K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).