▼ 0.50% · 3.625%
HK$1,826
−HK$114/mo
▼ 0.25% · 3.875%
HK$1,883
−HK$57/mo
Today · 4.125%
HK$1,940
baseline
▲ 0.50% · 4.625%
HK$2,058
+HK$118/mo
Deposit HK$400K · loan HK$400K · min. income ≈ HK$3,880/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,031
−HK$110/mo
▼ 0.25% · 3.875%
HK$2,086
−HK$55/mo
Today · 4.125%
HK$2,141
baseline
▲ 0.50% · 4.625%
HK$2,254
+HK$113/mo
Deposit HK$400K · loan HK$400K · min. income ≈ HK$4,282/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,009
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,071
−HK$63/mo
Today · 4.125%
HK$2,134
baseline
▲ 0.50% · 4.625%
HK$2,264
+HK$130/mo
Deposit HK$360K · loan HK$440K · min. income ≈ HK$4,268/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,234
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,294
−HK$61/mo
Today · 4.125%
HK$2,355
baseline
▲ 0.50% · 4.625%
HK$2,479
+HK$124/mo
Deposit HK$360K · loan HK$440K · min. income ≈ HK$4,710/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,191
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,259
−HK$69/mo
Today · 4.125%
HK$2,328
baseline
▲ 0.50% · 4.625%
HK$2,470
+HK$142/mo
Deposit HK$320K · loan HK$480K · min. income ≈ HK$4,656/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,438
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,503
−HK$66/mo
Today · 4.125%
HK$2,569
baseline
▲ 0.50% · 4.625%
HK$2,705
+HK$136/mo
Deposit HK$320K · loan HK$480K · min. income ≈ HK$5,138/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,374
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,448
−HK$75/mo
Today · 4.125%
HK$2,523
baseline
▲ 0.50% · 4.625%
HK$2,676
+HK$153/mo
Deposit HK$280K · loan HK$520K · min. income ≈ HK$5,046/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,641
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,712
−HK$71/mo
Today · 4.125%
HK$2,783
baseline
▲ 0.50% · 4.625%
HK$2,930
+HK$147/mo
Deposit HK$280K · loan HK$520K · min. income ≈ HK$5,566/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,556
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,636
−HK$81/mo
Today · 4.125%
HK$2,717
baseline
▲ 0.50% · 4.625%
HK$2,882
+HK$165/mo
Deposit HK$240K · loan HK$561K · min. income ≈ HK$5,434/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,920
−HK$77/mo
Today · 4.125%
HK$2,997
baseline
▲ 0.50% · 4.625%
HK$3,155
+HK$158/mo
Deposit HK$240K · loan HK$561K · min. income ≈ HK$5,994/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,739
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,824
−HK$87/mo
Today · 4.125%
HK$2,911
baseline
▲ 0.50% · 4.625%
HK$3,088
+HK$177/mo
Deposit HK$200K · loan HK$601K · min. income ≈ HK$5,822/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,047
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$83/mo
Today · 4.125%
HK$3,212
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$169/mo
Deposit HK$200K · loan HK$601K · min. income ≈ HK$6,424/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,921
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,012
−HK$93/mo
Today · 4.125%
HK$3,105
baseline
▲ 0.50% · 4.625%
HK$3,294
+HK$189/mo
Deposit HK$160K · loan HK$641K · min. income ≈ HK$6,210/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,250
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,337
−HK$89/mo
Today · 4.125%
HK$3,426
baseline
▲ 0.50% · 4.625%
HK$3,606
+HK$180/mo
Deposit HK$160K · loan HK$641K · min. income ≈ HK$6,852/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$98/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,499
+HK$200/mo
Deposit HK$120K · loan HK$681K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,453
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$94/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$192/mo
Deposit HK$120K · loan HK$681K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$104/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$212/mo
Deposit HK$80K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,656
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$100/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$203/mo
Deposit HK$80K · loan HK$721K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$80K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).