▼ 0.50% · 3.625%
HK$2,446
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,522
−HK$77/mo
Today · 4.125%
HK$2,599
baseline
▲ 0.50% · 4.625%
HK$2,758
+HK$159/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,198/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,721
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$74/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,019
+HK$151/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,691
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,774
−HK$85/mo
Today · 4.125%
HK$2,859
baseline
▲ 0.50% · 4.625%
HK$3,033
+HK$174/mo
Deposit HK$483K · loan HK$590K · min. income ≈ HK$5,718/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,993
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,074
−HK$81/mo
Today · 4.125%
HK$3,155
baseline
▲ 0.50% · 4.625%
HK$3,321
+HK$166/mo
Deposit HK$483K · loan HK$590K · min. income ≈ HK$6,310/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,935
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,027
−HK$92/mo
Today · 4.125%
HK$3,119
baseline
▲ 0.50% · 4.625%
HK$3,309
+HK$190/mo
Deposit HK$429K · loan HK$644K · min. income ≈ HK$6,238/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,266
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,353
−HK$89/mo
Today · 4.125%
HK$3,442
baseline
▲ 0.50% · 4.625%
HK$3,623
+HK$181/mo
Deposit HK$429K · loan HK$644K · min. income ≈ HK$6,884/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,180
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$100/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,585
+HK$206/mo
Deposit HK$375K · loan HK$697K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,538
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,633
−HK$96/mo
Today · 4.125%
HK$3,729
baseline
▲ 0.50% · 4.625%
HK$3,925
+HK$196/mo
Deposit HK$375K · loan HK$697K · min. income ≈ HK$7,458/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$108/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$222/mo
Deposit HK$322K · loan HK$751K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$104/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,227
+HK$211/mo
Deposit HK$322K · loan HK$751K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,669
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,783
−HK$116/mo
Today · 4.125%
HK$3,899
baseline
▲ 0.50% · 4.625%
HK$4,137
+HK$238/mo
Deposit HK$268K · loan HK$805K · min. income ≈ HK$7,798/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,082
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$111/mo
Today · 4.125%
HK$4,302
baseline
▲ 0.50% · 4.625%
HK$4,529
+HK$227/mo
Deposit HK$268K · loan HK$805K · min. income ≈ HK$8,604/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,036
−HK$123/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$253/mo
Deposit HK$215K · loan HK$858K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$118/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$242/mo
Deposit HK$215K · loan HK$858K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$131/mo
Today · 4.125%
HK$4,419
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$269/mo
Deposit HK$161K · loan HK$912K · min. income ≈ HK$8,838/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,626
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,750
−HK$126/mo
Today · 4.125%
HK$4,876
baseline
▲ 0.50% · 4.625%
HK$5,133
+HK$257/mo
Deposit HK$161K · loan HK$912K · min. income ≈ HK$9,752/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,403
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$139/mo
Today · 4.125%
HK$4,679
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$285/mo
Deposit HK$107K · loan HK$965K · min. income ≈ HK$9,358/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,435
+HK$272/mo
Deposit HK$107K · loan HK$965K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).