▼ 0.50% · 3.625%
HK$2,614
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,695
−HK$83/mo
Today · 4.125%
HK$2,778
baseline
▲ 0.50% · 4.625%
HK$2,947
+HK$169/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$5,556/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,908
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,986
−HK$79/mo
Today · 4.125%
HK$3,065
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$161/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$6,130/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,875
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,964
−HK$91/mo
Today · 4.125%
HK$3,055
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$186/mo
Deposit HK$516K · loan HK$630K · min. income ≈ HK$6,110/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$87/mo
Today · 4.125%
HK$3,371
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$178/mo
Deposit HK$516K · loan HK$630K · min. income ≈ HK$6,742/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,136
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,234
−HK$99/mo
Today · 4.125%
HK$3,333
baseline
▲ 0.50% · 4.625%
HK$3,536
+HK$203/mo
Deposit HK$458K · loan HK$688K · min. income ≈ HK$6,666/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,489
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,583
−HK$95/mo
Today · 4.125%
HK$3,678
baseline
▲ 0.50% · 4.625%
HK$3,872
+HK$194/mo
Deposit HK$458K · loan HK$688K · min. income ≈ HK$7,356/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,398
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$108/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$220/mo
Deposit HK$401K · loan HK$745K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$103/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$210/mo
Deposit HK$401K · loan HK$745K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$116/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$236/mo
Deposit HK$344K · loan HK$802K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$111/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$226/mo
Deposit HK$344K · loan HK$802K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$124/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,420
+HK$254/mo
Deposit HK$287K · loan HK$860K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$118/mo
Today · 4.125%
HK$4,597
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$243/mo
Deposit HK$287K · loan HK$860K · min. income ≈ HK$9,194/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,182
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,312
−HK$132/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$271/mo
Deposit HK$229K · loan HK$917K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,777
−HK$127/mo
Today · 4.125%
HK$4,904
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$258/mo
Deposit HK$229K · loan HK$917K · min. income ≈ HK$9,808/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$141/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$5,009
+HK$287/mo
Deposit HK$172K · loan HK$974K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,943
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,076
−HK$134/mo
Today · 4.125%
HK$5,210
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$275/mo
Deposit HK$172K · loan HK$974K · min. income ≈ HK$10,420/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,705
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,851
−HK$149/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,304
+HK$304/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,234
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$143/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$290/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).