▼ 0.50% · 3.625%
HK$2,587
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,668
−HK$81/mo
Today · 4.125%
HK$2,749
baseline
▲ 0.50% · 4.625%
HK$2,917
+HK$168/mo
Deposit HK$567K · loan HK$567K · min. income ≈ HK$5,498/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,878
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,955
−HK$79/mo
Today · 4.125%
HK$3,034
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$160/mo
Deposit HK$567K · loan HK$567K · min. income ≈ HK$6,068/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,846
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,934
−HK$90/mo
Today · 4.125%
HK$3,024
baseline
▲ 0.50% · 4.625%
HK$3,208
+HK$184/mo
Deposit HK$511K · loan HK$624K · min. income ≈ HK$6,048/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,166
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,251
−HK$86/mo
Today · 4.125%
HK$3,337
baseline
▲ 0.50% · 4.625%
HK$3,513
+HK$176/mo
Deposit HK$511K · loan HK$624K · min. income ≈ HK$6,674/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$98/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,500
+HK$201/mo
Deposit HK$454K · loan HK$681K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,546
−HK$94/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$192/mo
Deposit HK$454K · loan HK$681K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,363
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$106/mo
Today · 4.125%
HK$3,574
baseline
▲ 0.50% · 4.625%
HK$3,792
+HK$218/mo
Deposit HK$397K · loan HK$737K · min. income ≈ HK$7,148/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,742
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,842
−HK$102/mo
Today · 4.125%
HK$3,944
baseline
▲ 0.50% · 4.625%
HK$4,152
+HK$208/mo
Deposit HK$397K · loan HK$737K · min. income ≈ HK$7,888/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,622
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$114/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,083
+HK$234/mo
Deposit HK$340K · loan HK$794K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,029
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,137
−HK$110/mo
Today · 4.125%
HK$4,247
baseline
▲ 0.50% · 4.625%
HK$4,471
+HK$224/mo
Deposit HK$340K · loan HK$794K · min. income ≈ HK$8,494/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$123/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$251/mo
Deposit HK$284K · loan HK$851K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$117/mo
Today · 4.125%
HK$4,550
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$240/mo
Deposit HK$284K · loan HK$851K · min. income ≈ HK$9,100/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,268
−HK$131/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$268/mo
Deposit HK$227K · loan HK$908K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,605
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,728
−HK$126/mo
Today · 4.125%
HK$4,854
baseline
▲ 0.50% · 4.625%
HK$5,110
+HK$256/mo
Deposit HK$227K · loan HK$908K · min. income ≈ HK$9,708/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$284/mo
Deposit HK$170K · loan HK$964K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$133/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$272/mo
Deposit HK$170K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$147/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$301/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$140/mo
Today · 4.125%
HK$5,460
baseline
▲ 0.50% · 4.625%
HK$5,748
+HK$288/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,920/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).