▼ 0.50% · 3.625%
HK$2,862
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,951
−HK$90/mo
Today · 4.125%
HK$3,041
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$185/mo
Deposit HK$628K · loan HK$628K · min. income ≈ HK$6,082/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,184
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,269
−HK$87/mo
Today · 4.125%
HK$3,356
baseline
▲ 0.50% · 4.625%
HK$3,533
+HK$177/mo
Deposit HK$628K · loan HK$628K · min. income ≈ HK$6,712/mo (50% DSR)
Upfront cash ≈ HK$628K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,148
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,246
−HK$99/mo
Today · 4.125%
HK$3,345
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$204/mo
Deposit HK$565K · loan HK$690K · min. income ≈ HK$6,690/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,502
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,596
−HK$95/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,886
+HK$195/mo
Deposit HK$565K · loan HK$690K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,434
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$108/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,871
+HK$222/mo
Deposit HK$502K · loan HK$753K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,923
−HK$104/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,239
+HK$212/mo
Deposit HK$502K · loan HK$753K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,720
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$118/mo
Today · 4.125%
HK$3,954
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$240/mo
Deposit HK$439K · loan HK$816K · min. income ≈ HK$7,908/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,139
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,250
−HK$112/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,592
+HK$230/mo
Deposit HK$439K · loan HK$816K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,131
−HK$127/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$259/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,577
−HK$121/mo
Today · 4.125%
HK$4,698
baseline
▲ 0.50% · 4.625%
HK$4,946
+HK$248/mo
Deposit HK$376K · loan HK$878K · min. income ≈ HK$9,396/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,293
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,426
−HK$136/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$277/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,775
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,904
−HK$129/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,299
+HK$266/mo
Deposit HK$314K · loan HK$941K · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$314K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,579
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,721
−HK$145/mo
Today · 4.125%
HK$4,866
baseline
▲ 0.50% · 4.625%
HK$5,162
+HK$296/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$9,732/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,094
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,230
−HK$139/mo
Today · 4.125%
HK$5,369
baseline
▲ 0.50% · 4.625%
HK$5,652
+HK$283/mo
Deposit HK$251K · loan HK$1.00M · min. income ≈ HK$10,738/mo (50% DSR)
Upfront cash ≈ HK$251K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,016
−HK$154/mo
Today · 4.125%
HK$5,170
baseline
▲ 0.50% · 4.625%
HK$5,485
+HK$315/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$10,340/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,412
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,557
−HK$148/mo
Today · 4.125%
HK$5,705
baseline
▲ 0.50% · 4.625%
HK$6,005
+HK$300/mo
Deposit HK$188K · loan HK$1.07M · min. income ≈ HK$11,410/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,311
−HK$163/mo
Today · 4.125%
HK$5,474
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$333/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$10,948/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,731
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,884
−HK$156/mo
Today · 4.125%
HK$6,040
baseline
▲ 0.50% · 4.625%
HK$6,359
+HK$319/mo
Deposit HK$126K · loan HK$1.13M · min. income ≈ HK$12,080/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).