▼ 0.50% · 3.625%
HK$2,829
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$89/mo
Today · 4.125%
HK$3,006
baseline
▲ 0.50% · 4.625%
HK$3,189
+HK$183/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,012/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,147
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,231
−HK$86/mo
Today · 4.125%
HK$3,317
baseline
▲ 0.50% · 4.625%
HK$3,492
+HK$175/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,634/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,111
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,208
−HK$99/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,508
+HK$201/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,461
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,554
−HK$94/mo
Today · 4.125%
HK$3,648
baseline
▲ 0.50% · 4.625%
HK$3,841
+HK$193/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$7,296/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,394
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,500
−HK$107/mo
Today · 4.125%
HK$3,607
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$220/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,214/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,776
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,877
−HK$103/mo
Today · 4.125%
HK$3,980
baseline
▲ 0.50% · 4.625%
HK$4,190
+HK$210/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,960/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,677
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$116/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$238/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,091
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,201
−HK$111/mo
Today · 4.125%
HK$4,312
baseline
▲ 0.50% · 4.625%
HK$4,539
+HK$227/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$8,624/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,960
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,083
−HK$125/mo
Today · 4.125%
HK$4,208
baseline
▲ 0.50% · 4.625%
HK$4,464
+HK$256/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$8,416/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,405
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$119/mo
Today · 4.125%
HK$4,643
baseline
▲ 0.50% · 4.625%
HK$4,888
+HK$245/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$9,286/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,375
−HK$134/mo
Today · 4.125%
HK$4,509
baseline
▲ 0.50% · 4.625%
HK$4,783
+HK$274/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,018/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,720
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,847
−HK$128/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,237
+HK$262/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$143/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,102
+HK$292/mo
Deposit HK$248K · loan HK$992K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,035
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,170
−HK$137/mo
Today · 4.125%
HK$5,307
baseline
▲ 0.50% · 4.625%
HK$5,587
+HK$280/mo
Deposit HK$248K · loan HK$992K · min. income ≈ HK$10,614/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,958
−HK$152/mo
Today · 4.125%
HK$5,110
baseline
▲ 0.50% · 4.625%
HK$5,421
+HK$311/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,220/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,493
−HK$146/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$297/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,250
−HK$161/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,740
+HK$329/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,664
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$154/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,285
+HK$315/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).