▼ 0.50% · 3.625%
HK$5,039
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$160/mo
Today · 4.125%
HK$5,355
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$325/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$10,710/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,756
−HK$152/mo
Today · 4.125%
HK$5,908
baseline
▲ 0.50% · 4.625%
HK$6,220
+HK$312/mo
Deposit HK$1.10M · loan HK$1.10M · min. income ≈ HK$11,816/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$175/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$359/mo
Deposit HK$994K · loan HK$1.22M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,331
−HK$168/mo
Today · 4.125%
HK$6,499
baseline
▲ 0.50% · 4.625%
HK$6,842
+HK$343/mo
Deposit HK$994K · loan HK$1.22M · min. income ≈ HK$12,998/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,046
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$192/mo
Today · 4.125%
HK$6,426
baseline
▲ 0.50% · 4.625%
HK$6,817
+HK$391/mo
Deposit HK$884K · loan HK$1.33M · min. income ≈ HK$12,852/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,727
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,907
−HK$183/mo
Today · 4.125%
HK$7,090
baseline
▲ 0.50% · 4.625%
HK$7,464
+HK$374/mo
Deposit HK$884K · loan HK$1.33M · min. income ≈ HK$14,180/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,550
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,754
−HK$207/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,385
+HK$424/mo
Deposit HK$773K · loan HK$1.44M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,287
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,483
−HK$198/mo
Today · 4.125%
HK$7,681
baseline
▲ 0.50% · 4.625%
HK$8,086
+HK$405/mo
Deposit HK$773K · loan HK$1.44M · min. income ≈ HK$15,362/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,054
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,274
−HK$222/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,953
+HK$457/mo
Deposit HK$663K · loan HK$1.55M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,848
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,058
−HK$214/mo
Today · 4.125%
HK$8,272
baseline
▲ 0.50% · 4.625%
HK$8,708
+HK$436/mo
Deposit HK$663K · loan HK$1.55M · min. income ≈ HK$16,544/mo (50% DSR)
Upfront cash ≈ HK$663K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,558
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,793
−HK$239/mo
Today · 4.125%
HK$8,032
baseline
▲ 0.50% · 4.625%
HK$8,521
+HK$489/mo
Deposit HK$552K · loan HK$1.66M · min. income ≈ HK$16,064/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,408
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,634
−HK$228/mo
Today · 4.125%
HK$8,862
baseline
▲ 0.50% · 4.625%
HK$9,330
+HK$468/mo
Deposit HK$552K · loan HK$1.66M · min. income ≈ HK$17,724/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,062
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,313
−HK$254/mo
Today · 4.125%
HK$8,567
baseline
▲ 0.50% · 4.625%
HK$9,089
+HK$522/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$17,134/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,969
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,209
−HK$244/mo
Today · 4.125%
HK$9,453
baseline
▲ 0.50% · 4.625%
HK$9,952
+HK$499/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$18,906/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,566
−HK$537/mo
▼ 0.25% · 3.875%
HK$8,832
−HK$271/mo
Today · 4.125%
HK$9,103
baseline
▲ 0.50% · 4.625%
HK$9,657
+HK$554/mo
Deposit HK$331K · loan HK$1.88M · min. income ≈ HK$18,206/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,529
−HK$515/mo
▼ 0.25% · 3.875%
HK$9,785
−HK$259/mo
Today · 4.125%
HK$10,044
baseline
▲ 0.50% · 4.625%
HK$10,574
+HK$530/mo
Deposit HK$331K · loan HK$1.88M · min. income ≈ HK$20,088/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,070
−HK$568/mo
▼ 0.25% · 3.875%
HK$9,352
−HK$286/mo
Today · 4.125%
HK$9,638
baseline
▲ 0.50% · 4.625%
HK$10,225
+HK$587/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,276/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,090
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,360
−HK$275/mo
Today · 4.125%
HK$10,635
baseline
▲ 0.50% · 4.625%
HK$11,196
+HK$561/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,270/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).