▼ 0.50% · 3.625%
HK$5,242
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,405
−HK$166/mo
Today · 4.125%
HK$5,571
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$339/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,142/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,832
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,988
−HK$159/mo
Today · 4.125%
HK$6,147
baseline
▲ 0.50% · 4.625%
HK$6,471
+HK$324/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,294/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,767
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,946
−HK$182/mo
Today · 4.125%
HK$6,128
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$373/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$12,256/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,415
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,587
−HK$175/mo
Today · 4.125%
HK$6,762
baseline
▲ 0.50% · 4.625%
HK$7,118
+HK$356/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$13,524/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,291
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,486
−HK$199/mo
Today · 4.125%
HK$6,685
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$407/mo
Deposit HK$920K · loan HK$1.38M · min. income ≈ HK$13,370/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,998
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,186
−HK$191/mo
Today · 4.125%
HK$7,377
baseline
▲ 0.50% · 4.625%
HK$7,765
+HK$388/mo
Deposit HK$920K · loan HK$1.38M · min. income ≈ HK$14,754/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,027
−HK$215/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,683
+HK$441/mo
Deposit HK$805K · loan HK$1.49M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,582
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,785
−HK$206/mo
Today · 4.125%
HK$7,991
baseline
▲ 0.50% · 4.625%
HK$8,412
+HK$421/mo
Deposit HK$805K · loan HK$1.49M · min. income ≈ HK$15,982/mo (50% DSR)
Upfront cash ≈ HK$805K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,339
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,568
−HK$232/mo
Today · 4.125%
HK$7,800
baseline
▲ 0.50% · 4.625%
HK$8,274
+HK$474/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$15,600/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,165
−HK$441/mo
▼ 0.25% · 3.875%
HK$8,384
−HK$222/mo
Today · 4.125%
HK$8,606
baseline
▲ 0.50% · 4.625%
HK$9,060
+HK$454/mo
Deposit HK$690K · loan HK$1.61M · min. income ≈ HK$17,212/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,863
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,108
−HK$249/mo
Today · 4.125%
HK$8,357
baseline
▲ 0.50% · 4.625%
HK$8,865
+HK$508/mo
Deposit HK$575K · loan HK$1.72M · min. income ≈ HK$16,714/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,748
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,983
−HK$238/mo
Today · 4.125%
HK$9,221
baseline
▲ 0.50% · 4.625%
HK$9,707
+HK$486/mo
Deposit HK$575K · loan HK$1.72M · min. income ≈ HK$18,442/mo (50% DSR)
Upfront cash ≈ HK$575K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,388
−HK$526/mo
▼ 0.25% · 3.875%
HK$8,649
−HK$265/mo
Today · 4.125%
HK$8,914
baseline
▲ 0.50% · 4.625%
HK$9,456
+HK$542/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$17,828/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,331
−HK$504/mo
▼ 0.25% · 3.875%
HK$9,582
−HK$253/mo
Today · 4.125%
HK$9,835
baseline
▲ 0.50% · 4.625%
HK$10,354
+HK$519/mo
Deposit HK$460K · loan HK$1.84M · min. income ≈ HK$19,670/mo (50% DSR)
Upfront cash ≈ HK$460K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,912
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,189
−HK$282/mo
Today · 4.125%
HK$9,471
baseline
▲ 0.50% · 4.625%
HK$10,047
+HK$576/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$18,942/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,914
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,180
−HK$270/mo
Today · 4.125%
HK$10,450
baseline
▲ 0.50% · 4.625%
HK$11,001
+HK$551/mo
Deposit HK$345K · loan HK$1.95M · min. income ≈ HK$20,900/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,436
−HK$592/mo
▼ 0.25% · 3.875%
HK$9,730
−HK$298/mo
Today · 4.125%
HK$10,028
baseline
▲ 0.50% · 4.625%
HK$10,638
+HK$610/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$20,056/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,498
−HK$567/mo
▼ 0.25% · 3.875%
HK$10,779
−HK$286/mo
Today · 4.125%
HK$11,065
baseline
▲ 0.50% · 4.625%
HK$11,648
+HK$583/mo
Deposit HK$230K · loan HK$2.07M · min. income ≈ HK$22,130/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).