▼ 0.50% · 3.625%
HK$5,104
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$161/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,754
+HK$330/mo
Deposit HK$1.12M · loan HK$1.12M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,678
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$154/mo
Today · 4.125%
HK$5,985
baseline
▲ 0.50% · 4.625%
HK$6,301
+HK$316/mo
Deposit HK$1.12M · loan HK$1.12M · min. income ≈ HK$11,970/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,789
−HK$178/mo
Today · 4.125%
HK$5,967
baseline
▲ 0.50% · 4.625%
HK$6,330
+HK$363/mo
Deposit HK$1.01M · loan HK$1.23M · min. income ≈ HK$11,934/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,414
−HK$170/mo
Today · 4.125%
HK$6,584
baseline
▲ 0.50% · 4.625%
HK$6,931
+HK$347/mo
Deposit HK$1.01M · loan HK$1.23M · min. income ≈ HK$13,168/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,316
−HK$193/mo
Today · 4.125%
HK$6,509
baseline
▲ 0.50% · 4.625%
HK$6,905
+HK$396/mo
Deposit HK$895K · loan HK$1.34M · min. income ≈ HK$13,018/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,814
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,997
−HK$185/mo
Today · 4.125%
HK$7,182
baseline
▲ 0.50% · 4.625%
HK$7,561
+HK$379/mo
Deposit HK$895K · loan HK$1.34M · min. income ≈ HK$14,364/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,636
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,842
−HK$210/mo
Today · 4.125%
HK$7,052
baseline
▲ 0.50% · 4.625%
HK$7,481
+HK$429/mo
Deposit HK$783K · loan HK$1.46M · min. income ≈ HK$14,104/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,382
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$201/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,191
+HK$410/mo
Deposit HK$783K · loan HK$1.46M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,146
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,368
−HK$226/mo
Today · 4.125%
HK$7,594
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$462/mo
Deposit HK$672K · loan HK$1.57M · min. income ≈ HK$15,188/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,950
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,163
−HK$216/mo
Today · 4.125%
HK$8,379
baseline
▲ 0.50% · 4.625%
HK$8,821
+HK$442/mo
Deposit HK$672K · loan HK$1.57M · min. income ≈ HK$16,758/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,656
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,895
−HK$242/mo
Today · 4.125%
HK$8,137
baseline
▲ 0.50% · 4.625%
HK$8,632
+HK$495/mo
Deposit HK$560K · loan HK$1.68M · min. income ≈ HK$16,274/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,518
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,746
−HK$232/mo
Today · 4.125%
HK$8,978
baseline
▲ 0.50% · 4.625%
HK$9,451
+HK$473/mo
Deposit HK$560K · loan HK$1.68M · min. income ≈ HK$17,956/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,167
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,421
−HK$258/mo
Today · 4.125%
HK$8,679
baseline
▲ 0.50% · 4.625%
HK$9,207
+HK$528/mo
Deposit HK$448K · loan HK$1.79M · min. income ≈ HK$17,358/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,086
−HK$490/mo
▼ 0.25% · 3.875%
HK$9,329
−HK$247/mo
Today · 4.125%
HK$9,576
baseline
▲ 0.50% · 4.625%
HK$10,081
+HK$505/mo
Deposit HK$448K · loan HK$1.79M · min. income ≈ HK$19,152/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,677
−HK$544/mo
▼ 0.25% · 3.875%
HK$8,947
−HK$274/mo
Today · 4.125%
HK$9,221
baseline
▲ 0.50% · 4.625%
HK$9,783
+HK$562/mo
Deposit HK$336K · loan HK$1.90M · min. income ≈ HK$18,442/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,653
−HK$522/mo
▼ 0.25% · 3.875%
HK$9,912
−HK$263/mo
Today · 4.125%
HK$10,175
baseline
▲ 0.50% · 4.625%
HK$10,711
+HK$536/mo
Deposit HK$336K · loan HK$1.90M · min. income ≈ HK$20,350/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,188
−HK$576/mo
▼ 0.25% · 3.875%
HK$9,473
−HK$291/mo
Today · 4.125%
HK$9,764
baseline
▲ 0.50% · 4.625%
HK$10,358
+HK$594/mo
Deposit HK$224K · loan HK$2.01M · min. income ≈ HK$19,528/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,221
−HK$552/mo
▼ 0.25% · 3.875%
HK$10,495
−HK$278/mo
Today · 4.125%
HK$10,773
baseline
▲ 0.50% · 4.625%
HK$11,341
+HK$568/mo
Deposit HK$224K · loan HK$2.01M · min. income ≈ HK$21,546/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).