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Crescira AVM · estimated value Medium confidence
HK$3.68M
≈ HK$9,843 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$368K, with repayments around HK$16,058/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,110
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,580
−HK$478/mo
Today · 4.125%
HK$16,058
baseline
▲ 0.50% · 4.625%
HK$17,035
+HK$977/mo

Deposit HK$368K · loan HK$3.31M · min. income ≈ HK$32,116/mo (50% DSR)

Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
20/F
Flat
2
Saleable Area
374 ft²
Gross Area
458 ft²
Efficiency
82%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2025-06-30 HK$2.80M +86.7%
16.9y
2008-08-19 HK$1.50M +10.3%
1999-11-05 HK$1.36M +4.6%
1999-09-09 HK$1.30M −45.8%
1997-08-05 HK$2.40M +38.7%
1996-12-05 HK$1.73M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 4 min walk · 281 m
Education
77
schools within 1 km (17 within 500 m)
Daily convenience
97
within 1 km (51 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
88
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 77 schools within a 1 km walk.

Everyday convenience — 97 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 88 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com