▼ 0.50% · 3.625%
HK$3,565
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,676
−HK$112/mo
Today · 4.125%
HK$3,788
baseline
▲ 0.50% · 4.625%
HK$4,019
+HK$231/mo
Deposit HK$782K · loan HK$782K · min. income ≈ HK$7,576/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,966
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$108/mo
Today · 4.125%
HK$4,180
baseline
▲ 0.50% · 4.625%
HK$4,400
+HK$220/mo
Deposit HK$782K · loan HK$782K · min. income ≈ HK$8,360/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,921
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$124/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,421
+HK$254/mo
Deposit HK$703K · loan HK$860K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,479
−HK$119/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,840
+HK$242/mo
Deposit HK$703K · loan HK$860K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$135/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$277/mo
Deposit HK$625K · loan HK$938K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$129/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,280
+HK$264/mo
Deposit HK$625K · loan HK$938K · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$625K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,634
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$147/mo
Today · 4.125%
HK$4,925
baseline
▲ 0.50% · 4.625%
HK$5,224
+HK$299/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$9,850/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$140/mo
Today · 4.125%
HK$5,434
baseline
▲ 0.50% · 4.625%
HK$5,720
+HK$286/mo
Deposit HK$547K · loan HK$1.02M · min. income ≈ HK$10,868/mo (50% DSR)
Upfront cash ≈ HK$547K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,991
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,146
−HK$158/mo
Today · 4.125%
HK$5,304
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$322/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$10,608/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,552
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,701
−HK$151/mo
Today · 4.125%
HK$5,852
baseline
▲ 0.50% · 4.625%
HK$6,161
+HK$309/mo
Deposit HK$469K · loan HK$1.09M · min. income ≈ HK$11,704/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,513
−HK$169/mo
Today · 4.125%
HK$5,682
baseline
▲ 0.50% · 4.625%
HK$6,028
+HK$346/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$11,364/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$162/mo
Today · 4.125%
HK$6,270
baseline
▲ 0.50% · 4.625%
HK$6,601
+HK$331/mo
Deposit HK$391K · loan HK$1.17M · min. income ≈ HK$12,540/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,704
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,881
−HK$180/mo
Today · 4.125%
HK$6,061
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$369/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$12,122/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,345
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,515
−HK$173/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,041
+HK$353/mo
Deposit HK$313K · loan HK$1.25M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,060
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,249
−HK$191/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,832
+HK$392/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,742
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,923
−HK$183/mo
Today · 4.125%
HK$7,106
baseline
▲ 0.50% · 4.625%
HK$7,481
+HK$375/mo
Deposit HK$234K · loan HK$1.33M · min. income ≈ HK$14,212/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,417
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$203/mo
Today · 4.125%
HK$6,819
baseline
▲ 0.50% · 4.625%
HK$7,234
+HK$415/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$13,638/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,138
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,330
−HK$194/mo
Today · 4.125%
HK$7,524
baseline
▲ 0.50% · 4.625%
HK$7,921
+HK$397/mo
Deposit HK$156K · loan HK$1.41M · min. income ≈ HK$15,048/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).