▼ 0.50% · 3.625%
HK$3,528
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,638
−HK$111/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,977
+HK$228/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,925
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,030
−HK$107/mo
Today · 4.125%
HK$4,137
baseline
▲ 0.50% · 4.625%
HK$4,355
+HK$218/mo
Deposit HK$774K · loan HK$774K · min. income ≈ HK$8,274/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,001
−HK$123/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$251/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,317
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,433
−HK$118/mo
Today · 4.125%
HK$4,551
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$239/mo
Deposit HK$696K · loan HK$851K · min. income ≈ HK$9,102/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,234
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,365
−HK$134/mo
Today · 4.125%
HK$4,499
baseline
▲ 0.50% · 4.625%
HK$4,773
+HK$274/mo
Deposit HK$619K · loan HK$928K · min. income ≈ HK$8,998/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,710
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,836
−HK$128/mo
Today · 4.125%
HK$4,964
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$262/mo
Deposit HK$619K · loan HK$928K · min. income ≈ HK$9,928/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,586
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,729
−HK$145/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,171
+HK$297/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,102
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,239
−HK$139/mo
Today · 4.125%
HK$5,378
baseline
▲ 0.50% · 4.625%
HK$5,661
+HK$283/mo
Deposit HK$542K · loan HK$1.01M · min. income ≈ HK$10,756/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,939
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$156/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,568
+HK$319/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,495
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$150/mo
Today · 4.125%
HK$5,792
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$305/mo
Deposit HK$464K · loan HK$1.08M · min. income ≈ HK$11,584/mo (50% DSR)
Upfront cash ≈ HK$464K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,457
−HK$167/mo
Today · 4.125%
HK$5,624
baseline
▲ 0.50% · 4.625%
HK$5,966
+HK$342/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$11,248/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,887
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,045
−HK$160/mo
Today · 4.125%
HK$6,205
baseline
▲ 0.50% · 4.625%
HK$6,532
+HK$327/mo
Deposit HK$387K · loan HK$1.16M · min. income ≈ HK$12,410/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,820
−HK$179/mo
Today · 4.125%
HK$5,999
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$365/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$11,998/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,280
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,448
−HK$171/mo
Today · 4.125%
HK$6,619
baseline
▲ 0.50% · 4.625%
HK$6,968
+HK$349/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$13,238/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,184
−HK$190/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,761
+HK$387/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,851
−HK$182/mo
Today · 4.125%
HK$7,033
baseline
▲ 0.50% · 4.625%
HK$7,403
+HK$370/mo
Deposit HK$232K · loan HK$1.32M · min. income ≈ HK$14,066/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,350
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,548
−HK$201/mo
Today · 4.125%
HK$6,749
baseline
▲ 0.50% · 4.625%
HK$7,159
+HK$410/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$13,498/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,065
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,254
−HK$192/mo
Today · 4.125%
HK$7,446
baseline
▲ 0.50% · 4.625%
HK$7,839
+HK$393/mo
Deposit HK$155K · loan HK$1.39M · min. income ≈ HK$14,892/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).