▼ 0.50% · 3.625%
HK$3,555
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,665
−HK$112/mo
Today · 4.125%
HK$3,777
baseline
▲ 0.50% · 4.625%
HK$4,007
+HK$230/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$7,554/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,954
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,060
−HK$108/mo
Today · 4.125%
HK$4,168
baseline
▲ 0.50% · 4.625%
HK$4,388
+HK$220/mo
Deposit HK$779K · loan HK$779K · min. income ≈ HK$8,336/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,032
−HK$123/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,408
+HK$253/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$119/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,826
+HK$241/mo
Deposit HK$701K · loan HK$857K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,265
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,398
−HK$135/mo
Today · 4.125%
HK$4,533
baseline
▲ 0.50% · 4.625%
HK$4,809
+HK$276/mo
Deposit HK$624K · loan HK$935K · min. income ≈ HK$9,066/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,872
−HK$130/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,265
+HK$263/mo
Deposit HK$624K · loan HK$935K · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$624K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$146/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$298/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$139/mo
Today · 4.125%
HK$5,418
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$286/mo
Deposit HK$546K · loan HK$1.01M · min. income ≈ HK$10,836/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,976
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,131
−HK$157/mo
Today · 4.125%
HK$5,288
baseline
▲ 0.50% · 4.625%
HK$5,610
+HK$322/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$10,576/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,536
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,685
−HK$150/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,143
+HK$308/mo
Deposit HK$468K · loan HK$1.09M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,332
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,498
−HK$168/mo
Today · 4.125%
HK$5,666
baseline
▲ 0.50% · 4.625%
HK$6,011
+HK$345/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$11,332/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,932
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,091
−HK$161/mo
Today · 4.125%
HK$6,252
baseline
▲ 0.50% · 4.625%
HK$6,582
+HK$330/mo
Deposit HK$390K · loan HK$1.17M · min. income ≈ HK$12,504/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,687
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,864
−HK$180/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,412
+HK$368/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,497
−HK$172/mo
Today · 4.125%
HK$6,669
baseline
▲ 0.50% · 4.625%
HK$7,020
+HK$351/mo
Deposit HK$312K · loan HK$1.25M · min. income ≈ HK$13,338/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,043
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,231
−HK$191/mo
Today · 4.125%
HK$6,422
baseline
▲ 0.50% · 4.625%
HK$6,812
+HK$390/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$12,844/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,903
−HK$183/mo
Today · 4.125%
HK$7,086
baseline
▲ 0.50% · 4.625%
HK$7,459
+HK$373/mo
Deposit HK$234K · loan HK$1.32M · min. income ≈ HK$14,172/mo (50% DSR)
Upfront cash ≈ HK$234K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,597
−HK$202/mo
Today · 4.125%
HK$6,799
baseline
▲ 0.50% · 4.625%
HK$7,213
+HK$414/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,598/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,118
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,309
−HK$193/mo
Today · 4.125%
HK$7,502
baseline
▲ 0.50% · 4.625%
HK$7,898
+HK$396/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$15,004/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).