▼ 0.50% · 3.625%
HK$3,722
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,838
−HK$117/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,196
+HK$241/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,252
−HK$112/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$230/mo
Deposit HK$816K · loan HK$816K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$816K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,094
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,221
−HK$130/mo
Today · 4.125%
HK$4,351
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$265/mo
Deposit HK$735K · loan HK$898K · min. income ≈ HK$8,702/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,555
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,677
−HK$124/mo
Today · 4.125%
HK$4,801
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$253/mo
Deposit HK$735K · loan HK$898K · min. income ≈ HK$9,602/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$141/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$289/mo
Deposit HK$653K · loan HK$979K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$135/mo
Today · 4.125%
HK$5,237
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$276/mo
Deposit HK$653K · loan HK$979K · min. income ≈ HK$10,474/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,839
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$153/mo
Today · 4.125%
HK$5,142
baseline
▲ 0.50% · 4.625%
HK$5,455
+HK$313/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$10,284/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,383
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$147/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$299/mo
Deposit HK$571K · loan HK$1.06M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$164/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$337/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$158/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$322/mo
Deposit HK$490K · loan HK$1.14M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$176/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$361/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$168/mo
Today · 4.125%
HK$6,546
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$346/mo
Deposit HK$408K · loan HK$1.22M · min. income ≈ HK$13,092/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,955
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$189/mo
Today · 4.125%
HK$6,329
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$385/mo
Deposit HK$326K · loan HK$1.31M · min. income ≈ HK$12,658/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,803
−HK$180/mo
Today · 4.125%
HK$6,983
baseline
▲ 0.50% · 4.625%
HK$7,351
+HK$368/mo
Deposit HK$326K · loan HK$1.31M · min. income ≈ HK$13,966/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,327
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,524
−HK$200/mo
Today · 4.125%
HK$6,724
baseline
▲ 0.50% · 4.625%
HK$7,133
+HK$409/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,448/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,039
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,228
−HK$191/mo
Today · 4.125%
HK$7,419
baseline
▲ 0.50% · 4.625%
HK$7,810
+HK$391/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,838/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,908
−HK$212/mo
Today · 4.125%
HK$7,120
baseline
▲ 0.50% · 4.625%
HK$7,553
+HK$433/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$14,240/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,453
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,653
−HK$203/mo
Today · 4.125%
HK$7,856
baseline
▲ 0.50% · 4.625%
HK$8,270
+HK$414/mo
Deposit HK$163K · loan HK$1.47M · min. income ≈ HK$15,712/mo (50% DSR)
Upfront cash ≈ HK$163K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).