▼ 0.50% · 3.625%
HK$1,553
−HK$97/mo
▼ 0.25% · 3.875%
HK$1,601
−HK$49/mo
Today · 4.125%
HK$1,650
baseline
▲ 0.50% · 4.625%
HK$1,751
+HK$101/mo
Deposit HK$340K · loan HK$340K · min. income ≈ HK$3,300/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,727
−HK$94/mo
▼ 0.25% · 3.875%
HK$1,774
−HK$47/mo
Today · 4.125%
HK$1,821
baseline
▲ 0.50% · 4.625%
HK$1,917
+HK$96/mo
Deposit HK$340K · loan HK$340K · min. income ≈ HK$3,642/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,708
−HK$107/mo
▼ 0.25% · 3.875%
HK$1,761
−HK$54/mo
Today · 4.125%
HK$1,815
baseline
▲ 0.50% · 4.625%
HK$1,926
+HK$111/mo
Deposit HK$306K · loan HK$375K · min. income ≈ HK$3,630/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,900
−HK$103/mo
▼ 0.25% · 3.875%
HK$1,951
−HK$52/mo
Today · 4.125%
HK$2,003
baseline
▲ 0.50% · 4.625%
HK$2,108
+HK$105/mo
Deposit HK$306K · loan HK$375K · min. income ≈ HK$4,006/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,863
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,921
−HK$59/mo
Today · 4.125%
HK$1,980
baseline
▲ 0.50% · 4.625%
HK$2,101
+HK$121/mo
Deposit HK$272K · loan HK$409K · min. income ≈ HK$3,960/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,073
−HK$112/mo
▼ 0.25% · 3.875%
HK$2,129
−HK$56/mo
Today · 4.125%
HK$2,185
baseline
▲ 0.50% · 4.625%
HK$2,300
+HK$115/mo
Deposit HK$272K · loan HK$409K · min. income ≈ HK$4,370/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,019
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,081
−HK$64/mo
Today · 4.125%
HK$2,145
baseline
▲ 0.50% · 4.625%
HK$2,276
+HK$131/mo
Deposit HK$238K · loan HK$443K · min. income ≈ HK$4,290/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,246
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,306
−HK$61/mo
Today · 4.125%
HK$2,367
baseline
▲ 0.50% · 4.625%
HK$2,492
+HK$125/mo
Deposit HK$238K · loan HK$443K · min. income ≈ HK$4,734/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,174
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,242
−HK$68/mo
Today · 4.125%
HK$2,310
baseline
▲ 0.50% · 4.625%
HK$2,451
+HK$141/mo
Deposit HK$204K · loan HK$477K · min. income ≈ HK$4,620/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,418
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,483
−HK$66/mo
Today · 4.125%
HK$2,549
baseline
▲ 0.50% · 4.625%
HK$2,683
+HK$134/mo
Deposit HK$204K · loan HK$477K · min. income ≈ HK$5,098/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,329
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,402
−HK$73/mo
Today · 4.125%
HK$2,475
baseline
▲ 0.50% · 4.625%
HK$2,626
+HK$151/mo
Deposit HK$170K · loan HK$511K · min. income ≈ HK$4,950/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,591
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,661
−HK$70/mo
Today · 4.125%
HK$2,731
baseline
▲ 0.50% · 4.625%
HK$2,875
+HK$144/mo
Deposit HK$170K · loan HK$511K · min. income ≈ HK$5,462/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,484
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,562
−HK$78/mo
Today · 4.125%
HK$2,640
baseline
▲ 0.50% · 4.625%
HK$2,801
+HK$161/mo
Deposit HK$136K · loan HK$545K · min. income ≈ HK$5,280/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,764
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,838
−HK$75/mo
Today · 4.125%
HK$2,913
baseline
▲ 0.50% · 4.625%
HK$3,067
+HK$154/mo
Deposit HK$136K · loan HK$545K · min. income ≈ HK$5,826/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,640
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,722
−HK$83/mo
Today · 4.125%
HK$2,805
baseline
▲ 0.50% · 4.625%
HK$2,976
+HK$171/mo
Deposit HK$102K · loan HK$579K · min. income ≈ HK$5,610/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,937
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,015
−HK$80/mo
Today · 4.125%
HK$3,095
baseline
▲ 0.50% · 4.625%
HK$3,259
+HK$164/mo
Deposit HK$102K · loan HK$579K · min. income ≈ HK$6,190/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,795
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,882
−HK$88/mo
Today · 4.125%
HK$2,970
baseline
▲ 0.50% · 4.625%
HK$3,151
+HK$181/mo
Deposit HK$68K · loan HK$613K · min. income ≈ HK$5,940/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,193
−HK$84/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,450
+HK$173/mo
Deposit HK$68K · loan HK$613K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$68K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).