▼ 0.50% · 3.625%
HK$1,576
−HK$99/mo
▼ 0.25% · 3.875%
HK$1,625
−HK$50/mo
Today · 4.125%
HK$1,675
baseline
▲ 0.50% · 4.625%
HK$1,777
+HK$102/mo
Deposit HK$346K · loan HK$346K · min. income ≈ HK$3,350/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,753
−HK$95/mo
▼ 0.25% · 3.875%
HK$1,800
−HK$48/mo
Today · 4.125%
HK$1,848
baseline
▲ 0.50% · 4.625%
HK$1,946
+HK$98/mo
Deposit HK$346K · loan HK$346K · min. income ≈ HK$3,696/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,734
−HK$108/mo
▼ 0.25% · 3.875%
HK$1,788
−HK$54/mo
Today · 4.125%
HK$1,842
baseline
▲ 0.50% · 4.625%
HK$1,955
+HK$113/mo
Deposit HK$311K · loan HK$380K · min. income ≈ HK$3,684/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,929
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,981
−HK$52/mo
Today · 4.125%
HK$2,033
baseline
▲ 0.50% · 4.625%
HK$2,140
+HK$107/mo
Deposit HK$311K · loan HK$380K · min. income ≈ HK$4,066/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,891
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,950
−HK$60/mo
Today · 4.125%
HK$2,010
baseline
▲ 0.50% · 4.625%
HK$2,132
+HK$122/mo
Deposit HK$276K · loan HK$415K · min. income ≈ HK$4,020/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,104
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,161
−HK$57/mo
Today · 4.125%
HK$2,218
baseline
▲ 0.50% · 4.625%
HK$2,335
+HK$117/mo
Deposit HK$276K · loan HK$415K · min. income ≈ HK$4,436/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,049
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,113
−HK$64/mo
Today · 4.125%
HK$2,177
baseline
▲ 0.50% · 4.625%
HK$2,310
+HK$133/mo
Deposit HK$242K · loan HK$449K · min. income ≈ HK$4,354/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,279
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,341
−HK$62/mo
Today · 4.125%
HK$2,403
baseline
▲ 0.50% · 4.625%
HK$2,529
+HK$126/mo
Deposit HK$242K · loan HK$449K · min. income ≈ HK$4,806/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,207
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,275
−HK$70/mo
Today · 4.125%
HK$2,345
baseline
▲ 0.50% · 4.625%
HK$2,488
+HK$143/mo
Deposit HK$207K · loan HK$484K · min. income ≈ HK$4,690/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,455
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,521
−HK$66/mo
Today · 4.125%
HK$2,587
baseline
▲ 0.50% · 4.625%
HK$2,724
+HK$137/mo
Deposit HK$207K · loan HK$484K · min. income ≈ HK$5,174/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,364
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,438
−HK$74/mo
Today · 4.125%
HK$2,512
baseline
▲ 0.50% · 4.625%
HK$2,665
+HK$153/mo
Deposit HK$173K · loan HK$518K · min. income ≈ HK$5,024/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,630
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,701
−HK$71/mo
Today · 4.125%
HK$2,772
baseline
▲ 0.50% · 4.625%
HK$2,918
+HK$146/mo
Deposit HK$173K · loan HK$518K · min. income ≈ HK$5,544/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,522
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,600
−HK$80/mo
Today · 4.125%
HK$2,680
baseline
▲ 0.50% · 4.625%
HK$2,843
+HK$163/mo
Deposit HK$138K · loan HK$553K · min. income ≈ HK$5,360/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,806
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,881
−HK$76/mo
Today · 4.125%
HK$2,957
baseline
▲ 0.50% · 4.625%
HK$3,113
+HK$156/mo
Deposit HK$138K · loan HK$553K · min. income ≈ HK$5,914/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,679
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,763
−HK$84/mo
Today · 4.125%
HK$2,847
baseline
▲ 0.50% · 4.625%
HK$3,021
+HK$174/mo
Deposit HK$104K · loan HK$588K · min. income ≈ HK$5,694/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,981
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,061
−HK$81/mo
Today · 4.125%
HK$3,142
baseline
▲ 0.50% · 4.625%
HK$3,308
+HK$166/mo
Deposit HK$104K · loan HK$588K · min. income ≈ HK$6,284/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,837
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,925
−HK$90/mo
Today · 4.125%
HK$3,015
baseline
▲ 0.50% · 4.625%
HK$3,198
+HK$183/mo
Deposit HK$69K · loan HK$622K · min. income ≈ HK$6,030/mo (50% DSR)
Upfront cash ≈ HK$69K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,156
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,241
−HK$86/mo
Today · 4.125%
HK$3,327
baseline
▲ 0.50% · 4.625%
HK$3,502
+HK$175/mo
Deposit HK$69K · loan HK$622K · min. income ≈ HK$6,654/mo (50% DSR)
Upfront cash ≈ HK$69K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).