▼ 0.50% · 3.625%
HK$1,450
−HK$90/mo
▼ 0.25% · 3.875%
HK$1,495
−HK$45/mo
Today · 4.125%
HK$1,540
baseline
▲ 0.50% · 4.625%
HK$1,634
+HK$94/mo
Deposit HK$318K · loan HK$318K · min. income ≈ HK$3,080/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,613
−HK$87/mo
▼ 0.25% · 3.875%
HK$1,656
−HK$44/mo
Today · 4.125%
HK$1,700
baseline
▲ 0.50% · 4.625%
HK$1,789
+HK$89/mo
Deposit HK$318K · loan HK$318K · min. income ≈ HK$3,400/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,594
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,644
−HK$50/mo
Today · 4.125%
HK$1,694
baseline
▲ 0.50% · 4.625%
HK$1,798
+HK$104/mo
Deposit HK$286K · loan HK$350K · min. income ≈ HK$3,388/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,774
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,821
−HK$49/mo
Today · 4.125%
HK$1,870
baseline
▲ 0.50% · 4.625%
HK$1,968
+HK$98/mo
Deposit HK$286K · loan HK$350K · min. income ≈ HK$3,740/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,739
−HK$110/mo
▼ 0.25% · 3.875%
HK$1,794
−HK$55/mo
Today · 4.125%
HK$1,849
baseline
▲ 0.50% · 4.625%
HK$1,961
+HK$112/mo
Deposit HK$254K · loan HK$381K · min. income ≈ HK$3,698/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,935
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,987
−HK$53/mo
Today · 4.125%
HK$2,040
baseline
▲ 0.50% · 4.625%
HK$2,147
+HK$107/mo
Deposit HK$254K · loan HK$381K · min. income ≈ HK$4,080/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,884
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,943
−HK$60/mo
Today · 4.125%
HK$2,003
baseline
▲ 0.50% · 4.625%
HK$2,124
+HK$121/mo
Deposit HK$222K · loan HK$413K · min. income ≈ HK$4,006/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,096
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,153
−HK$57/mo
Today · 4.125%
HK$2,210
baseline
▲ 0.50% · 4.625%
HK$2,326
+HK$116/mo
Deposit HK$222K · loan HK$413K · min. income ≈ HK$4,420/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,029
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,092
−HK$65/mo
Today · 4.125%
HK$2,157
baseline
▲ 0.50% · 4.625%
HK$2,288
+HK$131/mo
Deposit HK$191K · loan HK$445K · min. income ≈ HK$4,314/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,258
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,318
−HK$62/mo
Today · 4.125%
HK$2,380
baseline
▲ 0.50% · 4.625%
HK$2,505
+HK$125/mo
Deposit HK$191K · loan HK$445K · min. income ≈ HK$4,760/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,174
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,242
−HK$69/mo
Today · 4.125%
HK$2,311
baseline
▲ 0.50% · 4.625%
HK$2,451
+HK$140/mo
Deposit HK$159K · loan HK$477K · min. income ≈ HK$4,622/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,419
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,484
−HK$66/mo
Today · 4.125%
HK$2,550
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$134/mo
Deposit HK$159K · loan HK$477K · min. income ≈ HK$5,100/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,319
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,391
−HK$74/mo
Today · 4.125%
HK$2,465
baseline
▲ 0.50% · 4.625%
HK$2,615
+HK$150/mo
Deposit HK$127K · loan HK$509K · min. income ≈ HK$4,930/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,580
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,649
−HK$71/mo
Today · 4.125%
HK$2,720
baseline
▲ 0.50% · 4.625%
HK$2,863
+HK$143/mo
Deposit HK$127K · loan HK$509K · min. income ≈ HK$5,440/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,464
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,541
−HK$78/mo
Today · 4.125%
HK$2,619
baseline
▲ 0.50% · 4.625%
HK$2,778
+HK$159/mo
Deposit HK$95K · loan HK$540K · min. income ≈ HK$5,238/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,741
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,815
−HK$74/mo
Today · 4.125%
HK$2,889
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$153/mo
Deposit HK$95K · loan HK$540K · min. income ≈ HK$5,778/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,609
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,690
−HK$83/mo
Today · 4.125%
HK$2,773
baseline
▲ 0.50% · 4.625%
HK$2,941
+HK$168/mo
Deposit HK$64K · loan HK$572K · min. income ≈ HK$5,546/mo (50% DSR)
Upfront cash ≈ HK$64K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,903
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,980
−HK$79/mo
Today · 4.125%
HK$3,059
baseline
▲ 0.50% · 4.625%
HK$3,221
+HK$162/mo
Deposit HK$64K · loan HK$572K · min. income ≈ HK$6,118/mo (50% DSR)
Upfront cash ≈ HK$64K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).