▼ 0.50% · 3.625%
HK$1,439
−HK$90/mo
▼ 0.25% · 3.875%
HK$1,484
−HK$45/mo
Today · 4.125%
HK$1,529
baseline
▲ 0.50% · 4.625%
HK$1,622
+HK$93/mo
Deposit HK$316K · loan HK$316K · min. income ≈ HK$3,058/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,601
−HK$86/mo
▼ 0.25% · 3.875%
HK$1,644
−HK$43/mo
Today · 4.125%
HK$1,687
baseline
▲ 0.50% · 4.625%
HK$1,776
+HK$89/mo
Deposit HK$316K · loan HK$316K · min. income ≈ HK$3,374/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,583
−HK$99/mo
▼ 0.25% · 3.875%
HK$1,632
−HK$50/mo
Today · 4.125%
HK$1,682
baseline
▲ 0.50% · 4.625%
HK$1,784
+HK$102/mo
Deposit HK$284K · loan HK$347K · min. income ≈ HK$3,364/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,761
−HK$95/mo
▼ 0.25% · 3.875%
HK$1,808
−HK$48/mo
Today · 4.125%
HK$1,856
baseline
▲ 0.50% · 4.625%
HK$1,954
+HK$98/mo
Deposit HK$284K · loan HK$347K · min. income ≈ HK$3,712/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,727
−HK$108/mo
▼ 0.25% · 3.875%
HK$1,780
−HK$55/mo
Today · 4.125%
HK$1,835
baseline
▲ 0.50% · 4.625%
HK$1,947
+HK$112/mo
Deposit HK$252K · loan HK$379K · min. income ≈ HK$3,670/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,921
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,973
−HK$52/mo
Today · 4.125%
HK$2,025
baseline
▲ 0.50% · 4.625%
HK$2,132
+HK$107/mo
Deposit HK$252K · loan HK$379K · min. income ≈ HK$4,050/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,871
−HK$117/mo
▼ 0.25% · 3.875%
HK$1,929
−HK$59/mo
Today · 4.125%
HK$1,988
baseline
▲ 0.50% · 4.625%
HK$2,109
+HK$121/mo
Deposit HK$221K · loan HK$410K · min. income ≈ HK$3,976/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,081
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,137
−HK$57/mo
Today · 4.125%
HK$2,194
baseline
▲ 0.50% · 4.625%
HK$2,309
+HK$115/mo
Deposit HK$221K · loan HK$410K · min. income ≈ HK$4,388/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,015
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,077
−HK$64/mo
Today · 4.125%
HK$2,141
baseline
▲ 0.50% · 4.625%
HK$2,271
+HK$130/mo
Deposit HK$189K · loan HK$442K · min. income ≈ HK$4,282/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,241
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,301
−HK$61/mo
Today · 4.125%
HK$2,362
baseline
▲ 0.50% · 4.625%
HK$2,487
+HK$125/mo
Deposit HK$189K · loan HK$442K · min. income ≈ HK$4,724/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,158
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,226
−HK$68/mo
Today · 4.125%
HK$2,294
baseline
▲ 0.50% · 4.625%
HK$2,433
+HK$139/mo
Deposit HK$158K · loan HK$473K · min. income ≈ HK$4,588/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,401
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,466
−HK$65/mo
Today · 4.125%
HK$2,531
baseline
▲ 0.50% · 4.625%
HK$2,664
+HK$133/mo
Deposit HK$158K · loan HK$473K · min. income ≈ HK$5,062/mo (50% DSR)
Upfront cash ≈ HK$158K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,302
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,374
−HK$73/mo
Today · 4.125%
HK$2,447
baseline
▲ 0.50% · 4.625%
HK$2,596
+HK$149/mo
Deposit HK$126K · loan HK$505K · min. income ≈ HK$4,894/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,561
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,630
−HK$70/mo
Today · 4.125%
HK$2,700
baseline
▲ 0.50% · 4.625%
HK$2,842
+HK$142/mo
Deposit HK$126K · loan HK$505K · min. income ≈ HK$5,400/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,446
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,522
−HK$78/mo
Today · 4.125%
HK$2,600
baseline
▲ 0.50% · 4.625%
HK$2,758
+HK$158/mo
Deposit HK$95K · loan HK$536K · min. income ≈ HK$5,200/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,721
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$74/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,020
+HK$152/mo
Deposit HK$95K · loan HK$536K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,590
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,671
−HK$82/mo
Today · 4.125%
HK$2,753
baseline
▲ 0.50% · 4.625%
HK$2,920
+HK$167/mo
Deposit HK$63K · loan HK$568K · min. income ≈ HK$5,506/mo (50% DSR)
Upfront cash ≈ HK$63K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,882
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$78/mo
Today · 4.125%
HK$3,037
baseline
▲ 0.50% · 4.625%
HK$3,197
+HK$160/mo
Deposit HK$63K · loan HK$568K · min. income ≈ HK$6,074/mo (50% DSR)
Upfront cash ≈ HK$63K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).