▼ 0.50% · 3.625%
HK$2,005
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,068
−HK$63/mo
Today · 4.125%
HK$2,131
baseline
▲ 0.50% · 4.625%
HK$2,261
+HK$130/mo
Deposit HK$440K · loan HK$440K · min. income ≈ HK$4,262/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,231
−HK$120/mo
▼ 0.25% · 3.875%
HK$2,291
−HK$60/mo
Today · 4.125%
HK$2,351
baseline
▲ 0.50% · 4.625%
HK$2,475
+HK$124/mo
Deposit HK$440K · loan HK$440K · min. income ≈ HK$4,702/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,206
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,274
−HK$70/mo
Today · 4.125%
HK$2,344
baseline
▲ 0.50% · 4.625%
HK$2,487
+HK$143/mo
Deposit HK$396K · loan HK$484K · min. income ≈ HK$4,688/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,454
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,520
−HK$66/mo
Today · 4.125%
HK$2,586
baseline
▲ 0.50% · 4.625%
HK$2,723
+HK$137/mo
Deposit HK$396K · loan HK$484K · min. income ≈ HK$5,172/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,406
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,481
−HK$76/mo
Today · 4.125%
HK$2,557
baseline
▲ 0.50% · 4.625%
HK$2,713
+HK$156/mo
Deposit HK$352K · loan HK$528K · min. income ≈ HK$5,114/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,677
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,749
−HK$73/mo
Today · 4.125%
HK$2,822
baseline
▲ 0.50% · 4.625%
HK$2,970
+HK$148/mo
Deposit HK$352K · loan HK$528K · min. income ≈ HK$5,644/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,607
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,688
−HK$82/mo
Today · 4.125%
HK$2,770
baseline
▲ 0.50% · 4.625%
HK$2,939
+HK$169/mo
Deposit HK$308K · loan HK$572K · min. income ≈ HK$5,540/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,900
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,978
−HK$79/mo
Today · 4.125%
HK$3,057
baseline
▲ 0.50% · 4.625%
HK$3,218
+HK$161/mo
Deposit HK$308K · loan HK$572K · min. income ≈ HK$6,114/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,807
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,895
−HK$88/mo
Today · 4.125%
HK$2,983
baseline
▲ 0.50% · 4.625%
HK$3,165
+HK$182/mo
Deposit HK$264K · loan HK$616K · min. income ≈ HK$5,966/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,123
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,207
−HK$85/mo
Today · 4.125%
HK$3,292
baseline
▲ 0.50% · 4.625%
HK$3,465
+HK$173/mo
Deposit HK$264K · loan HK$616K · min. income ≈ HK$6,584/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,008
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,101
−HK$95/mo
Today · 4.125%
HK$3,196
baseline
▲ 0.50% · 4.625%
HK$3,391
+HK$195/mo
Deposit HK$220K · loan HK$660K · min. income ≈ HK$6,392/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,346
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,436
−HK$91/mo
Today · 4.125%
HK$3,527
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$186/mo
Deposit HK$220K · loan HK$660K · min. income ≈ HK$7,054/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,208
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,308
−HK$101/mo
Today · 4.125%
HK$3,409
baseline
▲ 0.50% · 4.625%
HK$3,617
+HK$208/mo
Deposit HK$176K · loan HK$703K · min. income ≈ HK$6,818/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,569
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,665
−HK$97/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,960
+HK$198/mo
Deposit HK$176K · loan HK$703K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,409
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,515
−HK$108/mo
Today · 4.125%
HK$3,623
baseline
▲ 0.50% · 4.625%
HK$3,843
+HK$220/mo
Deposit HK$132K · loan HK$747K · min. income ≈ HK$7,246/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,792
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,894
−HK$103/mo
Today · 4.125%
HK$3,997
baseline
▲ 0.50% · 4.625%
HK$4,208
+HK$211/mo
Deposit HK$132K · loan HK$747K · min. income ≈ HK$7,994/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,609
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,722
−HK$114/mo
Today · 4.125%
HK$3,836
baseline
▲ 0.50% · 4.625%
HK$4,069
+HK$233/mo
Deposit HK$88K · loan HK$791K · min. income ≈ HK$7,672/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,015
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,123
−HK$109/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,455
+HK$223/mo
Deposit HK$88K · loan HK$791K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$88K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).