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At today's rate and a 90% mortgage, the deposit on this unit is about HK$598K, with repayments around HK$26,088/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,176/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,570 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- 14
- Saleable Area
- 491 Saleable ft²
- Gross Area
- 562 ft²
- Efficiency
- 87%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-09-05 | HK$5.20M | −3.7% 8.1y · 0.0%/yr |
| 2016-08-09 | HK$5.40M | +32.7% 4.1y · 8.0%/yr |
| 2012-07-09 | HK$4.07M | +30.9% |
| 2010-11-16 | HK$3.11M | +35.2% |
| 2007-12-19 | HK$2.30M | +40.2% |
| 2004-05-15 | HK$1.64M | +12.3% |
| 2001-03-27 | HK$1.46M | — |