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1/F 11
496 ft²
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475 ft²
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475 ft²
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396 ft²
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496 ft²
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475 ft²
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496 ft²
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588 ft²
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491 ft²
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588 ft²
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491 ft²
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491 ft²
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491 ft²
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494 ft²
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551 ft²
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551 ft²
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494 ft²
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588 ft²
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491 ft²
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494 ft²
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494 ft²
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494 ft²
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551 ft²
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491 ft²
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588 ft²
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551 ft²
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588 ft²
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491 ft²
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588 ft²
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494 ft²
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551 ft²
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494 ft²
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588 ft²
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491 ft²
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588 ft²
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588 ft²
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491 ft²
10/F 1
588 ft²
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551 ft²
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494 ft²
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588 ft²
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491 ft²
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494 ft²
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551 ft²
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551 ft²
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491 ft²
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588 ft²
10/F 9
588 ft²
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491 ft²
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588 ft²
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551 ft²
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491 ft²
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551 ft²
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494 ft²
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491 ft²
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588 ft²
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494 ft²
12/F 10
491 ft²
12/F 12
551 ft²
12/F 2
491 ft²
12/F 9
588 ft²
12/F 3
494 ft²
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494 ft²
12/F 7
491 ft²
12/F 13
551 ft²
12/F 15
491 ft²
13/F 1
588 ft²
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491 ft²
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494 ft²
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551 ft²
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588 ft²
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588 ft²
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551 ft²
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588 ft²
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491 ft²
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551 ft²
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491 ft²
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565 ft²
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551 ft²
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565 ft²
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491 ft²
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587 ft²
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551 ft²
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491 ft²
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491 ft²
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551 ft²
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551 ft²
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587 ft²
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587 ft²
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491 ft²
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551 ft²
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551 ft²
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491 ft²
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587 ft²
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491 ft²
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587 ft²
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587 ft²
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491 ft²
17/F 5
551 ft²
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491 ft²
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491 ft²
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491 ft²
18/F 1
587 ft²
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491 ft²
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491 ft²
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587 ft²
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551 ft²
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491 ft²
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587 ft²
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587 ft²
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587 ft²
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551 ft²
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551 ft²
19/F 11
491 ft²
20/F 1
587 ft²
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491 ft²
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587 ft²
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491 ft²
20/F 6
491 ft²
20/F 2
491 ft²
20/F 5
551 ft²
20/F 10
491 ft²
21/F 1
587 ft²
21/F 10
491 ft²
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491 ft²
21/F 15
491 ft²
21/F 2
491 ft²
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491 ft²
21/F 6
491 ft²
21/F 9
587 ft²
21/F 5
551 ft²
21/F 8
587 ft²
21/F 12
551 ft²
21/F 13
551 ft²
22/F 1
587 ft²
22/F 12
551 ft²
22/F 13
551 ft²
22/F 16
587 ft²
22/F 2
491 ft²
22/F 3
491 ft²
22/F 4
551 ft²
22/F 6
491 ft²
22/F 7
491 ft²
22/F 8
587 ft²
22/F 5
551 ft²
22/F 14
491 ft²
22/F 15
491 ft²
23/F 1
587 ft²
23/F 10
491 ft²
23/F 11
491 ft²
23/F 13
551 ft²
23/F 14
491 ft²
23/F 15
491 ft²
23/F 3
491 ft²
23/F 4
551 ft²
23/F 5
551 ft²
23/F 7
491 ft²
23/F 8
587 ft²
23/F 2
491 ft²
24/F 1
587 ft²
24/F 10
491 ft²
24/F 12
551 ft²
24/F 15
491 ft²
24/F 16
587 ft²
24/F 4
551 ft²
24/F 5
551 ft²
24/F 6
491 ft²
24/F 8
587 ft²
24/F 3
491 ft²
24/F 9
587 ft²
24/F 14
491 ft²
25/F 1
587 ft²
25/F 10
491 ft²
25/F 11
491 ft²
25/F 14
491 ft²
25/F 15
491 ft²
25/F 16
587 ft²
25/F 2
491 ft²
25/F 4
551 ft²
25/F 6
491 ft²
25/F 7
491 ft²
25/F 9
587 ft²
26/F 15
491 ft²
26/F 16
587 ft²
26/F 2
491 ft²
26/F 6
491 ft²
26/F 9
587 ft²
26/F 1
587 ft²
26/F 3
491 ft²
26/F 4
551 ft²
26/F 10
491 ft²
26/F 11
491 ft²
26/F 14
491 ft²
Crescira AVM · estimated value
● Medium confidence
HK$5.48M
≈ HK$11,158 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$548K, with repayments around HK$23,897/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$22,487
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,187
−HK$710/mo
Today · 4.125%
HK$23,897
baseline
▲ 0.50% · 4.625%
HK$25,351
+HK$1,454/mo
Deposit HK$548K · loan HK$4.93M · min. income ≈ HK$47,794/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$123,271 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 20/F
- Flat
- 3
- Saleable Area
- 491 ft²
- Gross Area
- 562 ft²
- Efficiency
- 87%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1996-12-31 | HK$2.70M | +6.7% |
| 1996-04-27 | HK$2.53M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Kowloon Bay
≈ 2 min walk · 139 m
Education
37
schools within 1 km (9 within 500 m)
Daily convenience
45
within 1 km (21 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km
Excellent connectivity — about 2 min walk to Kowloon Bay Station (a rail station within an 8-min walk earns this label).
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 53 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com