▼ 0.50% · 3.625%
HK$2,283
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,354
−HK$72/mo
Today · 4.125%
HK$2,426
baseline
▲ 0.50% · 4.625%
HK$2,574
+HK$148/mo
Deposit HK$501K · loan HK$501K · min. income ≈ HK$4,852/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,540
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,608
−HK$69/mo
Today · 4.125%
HK$2,677
baseline
▲ 0.50% · 4.625%
HK$2,818
+HK$141/mo
Deposit HK$501K · loan HK$501K · min. income ≈ HK$5,354/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,512
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,590
−HK$79/mo
Today · 4.125%
HK$2,669
baseline
▲ 0.50% · 4.625%
HK$2,831
+HK$162/mo
Deposit HK$451K · loan HK$551K · min. income ≈ HK$5,338/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,794
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,869
−HK$76/mo
Today · 4.125%
HK$2,945
baseline
▲ 0.50% · 4.625%
HK$3,100
+HK$155/mo
Deposit HK$451K · loan HK$551K · min. income ≈ HK$5,890/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,740
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,825
−HK$87/mo
Today · 4.125%
HK$2,912
baseline
▲ 0.50% · 4.625%
HK$3,089
+HK$177/mo
Deposit HK$401K · loan HK$601K · min. income ≈ HK$5,824/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,048
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,130
−HK$83/mo
Today · 4.125%
HK$3,213
baseline
▲ 0.50% · 4.625%
HK$3,382
+HK$169/mo
Deposit HK$401K · loan HK$601K · min. income ≈ HK$6,426/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,968
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,060
−HK$94/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$192/mo
Deposit HK$350K · loan HK$651K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,302
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,391
−HK$89/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,664
+HK$184/mo
Deposit HK$350K · loan HK$651K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,196
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$101/mo
Today · 4.125%
HK$3,397
baseline
▲ 0.50% · 4.625%
HK$3,604
+HK$207/mo
Deposit HK$300K · loan HK$701K · min. income ≈ HK$6,794/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,651
−HK$97/mo
Today · 4.125%
HK$3,748
baseline
▲ 0.50% · 4.625%
HK$3,946
+HK$198/mo
Deposit HK$300K · loan HK$701K · min. income ≈ HK$7,496/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,531
−HK$109/mo
Today · 4.125%
HK$3,640
baseline
▲ 0.50% · 4.625%
HK$3,861
+HK$221/mo
Deposit HK$250K · loan HK$751K · min. income ≈ HK$7,280/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,810
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,912
−HK$104/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,228
+HK$212/mo
Deposit HK$250K · loan HK$751K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,653
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,767
−HK$115/mo
Today · 4.125%
HK$3,882
baseline
▲ 0.50% · 4.625%
HK$4,118
+HK$236/mo
Deposit HK$200K · loan HK$801K · min. income ≈ HK$7,764/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,064
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,173
−HK$111/mo
Today · 4.125%
HK$4,284
baseline
▲ 0.50% · 4.625%
HK$4,509
+HK$225/mo
Deposit HK$200K · loan HK$801K · min. income ≈ HK$8,568/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,881
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,002
−HK$123/mo
Today · 4.125%
HK$4,125
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$251/mo
Deposit HK$150K · loan HK$851K · min. income ≈ HK$8,250/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,318
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$117/mo
Today · 4.125%
HK$4,551
baseline
▲ 0.50% · 4.625%
HK$4,791
+HK$240/mo
Deposit HK$150K · loan HK$851K · min. income ≈ HK$9,102/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,110
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,238
−HK$129/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,633
+HK$266/mo
Deposit HK$100K · loan HK$901K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,695
−HK$124/mo
Today · 4.125%
HK$4,819
baseline
▲ 0.50% · 4.625%
HK$5,073
+HK$254/mo
Deposit HK$100K · loan HK$901K · min. income ≈ HK$9,638/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).