▼ 0.50% · 3.625%
HK$2,895
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,985
−HK$91/mo
Today · 4.125%
HK$3,076
baseline
▲ 0.50% · 4.625%
HK$3,263
+HK$187/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,152/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,220
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,307
−HK$87/mo
Today · 4.125%
HK$3,394
baseline
▲ 0.50% · 4.625%
HK$3,573
+HK$179/mo
Deposit HK$635K · loan HK$635K · min. income ≈ HK$6,788/mo (50% DSR)
Upfront cash ≈ HK$635K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,184
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,283
−HK$101/mo
Today · 4.125%
HK$3,384
baseline
▲ 0.50% · 4.625%
HK$3,590
+HK$206/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$6,768/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,637
−HK$97/mo
Today · 4.125%
HK$3,734
baseline
▲ 0.50% · 4.625%
HK$3,931
+HK$197/mo
Deposit HK$571K · loan HK$698K · min. income ≈ HK$7,468/mo (50% DSR)
Upfront cash ≈ HK$571K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,474
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,582
−HK$109/mo
Today · 4.125%
HK$3,691
baseline
▲ 0.50% · 4.625%
HK$3,916
+HK$225/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$7,382/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$105/mo
Today · 4.125%
HK$4,073
baseline
▲ 0.50% · 4.625%
HK$4,288
+HK$215/mo
Deposit HK$508K · loan HK$762K · min. income ≈ HK$8,146/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,763
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,880
−HK$119/mo
Today · 4.125%
HK$3,999
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$243/mo
Deposit HK$444K · loan HK$825K · min. income ≈ HK$7,998/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,299
−HK$114/mo
Today · 4.125%
HK$4,413
baseline
▲ 0.50% · 4.625%
HK$4,645
+HK$232/mo
Deposit HK$444K · loan HK$825K · min. income ≈ HK$8,826/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$128/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,569
+HK$262/mo
Deposit HK$381K · loan HK$889K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$123/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$250/mo
Deposit HK$381K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,342
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,477
−HK$137/mo
Today · 4.125%
HK$4,614
baseline
▲ 0.50% · 4.625%
HK$4,895
+HK$281/mo
Deposit HK$317K · loan HK$952K · min. income ≈ HK$9,228/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$131/mo
Today · 4.125%
HK$5,091
baseline
▲ 0.50% · 4.625%
HK$5,360
+HK$269/mo
Deposit HK$317K · loan HK$952K · min. income ≈ HK$10,182/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,631
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$146/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$299/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,152
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,291
−HK$140/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,717
+HK$286/mo
Deposit HK$254K · loan HK$1.02M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$254K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,921
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,074
−HK$156/mo
Today · 4.125%
HK$5,230
baseline
▲ 0.50% · 4.625%
HK$5,548
+HK$318/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$10,460/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,621
−HK$149/mo
Today · 4.125%
HK$5,770
baseline
▲ 0.50% · 4.625%
HK$6,074
+HK$304/mo
Deposit HK$190K · loan HK$1.08M · min. income ≈ HK$11,540/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,210
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$164/mo
Today · 4.125%
HK$5,537
baseline
▲ 0.50% · 4.625%
HK$5,874
+HK$337/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$11,074/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$158/mo
Today · 4.125%
HK$6,110
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$322/mo
Deposit HK$127K · loan HK$1.14M · min. income ≈ HK$12,220/mo (50% DSR)
Upfront cash ≈ HK$127K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).