▼ 0.50% · 3.625%
HK$1,710
−HK$108/mo
▼ 0.25% · 3.875%
HK$1,764
−HK$54/mo
Today · 4.125%
HK$1,818
baseline
▲ 0.50% · 4.625%
HK$1,928
+HK$110/mo
Deposit HK$375K · loan HK$375K · min. income ≈ HK$3,636/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,903
−HK$103/mo
▼ 0.25% · 3.875%
HK$1,954
−HK$52/mo
Today · 4.125%
HK$2,006
baseline
▲ 0.50% · 4.625%
HK$2,111
+HK$105/mo
Deposit HK$375K · loan HK$375K · min. income ≈ HK$4,012/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,881
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,940
−HK$59/mo
Today · 4.125%
HK$1,999
baseline
▲ 0.50% · 4.625%
HK$2,121
+HK$122/mo
Deposit HK$338K · loan HK$413K · min. income ≈ HK$3,998/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,093
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,149
−HK$57/mo
Today · 4.125%
HK$2,206
baseline
▲ 0.50% · 4.625%
HK$2,322
+HK$116/mo
Deposit HK$338K · loan HK$413K · min. income ≈ HK$4,412/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,052
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,116
−HK$65/mo
Today · 4.125%
HK$2,181
baseline
▲ 0.50% · 4.625%
HK$2,314
+HK$133/mo
Deposit HK$300K · loan HK$450K · min. income ≈ HK$4,362/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,283
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,345
−HK$62/mo
Today · 4.125%
HK$2,407
baseline
▲ 0.50% · 4.625%
HK$2,534
+HK$127/mo
Deposit HK$300K · loan HK$450K · min. income ≈ HK$4,814/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,224
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,293
−HK$70/mo
Today · 4.125%
HK$2,363
baseline
▲ 0.50% · 4.625%
HK$2,507
+HK$144/mo
Deposit HK$263K · loan HK$488K · min. income ≈ HK$4,726/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,474
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,540
−HK$67/mo
Today · 4.125%
HK$2,607
baseline
▲ 0.50% · 4.625%
HK$2,745
+HK$138/mo
Deposit HK$263K · loan HK$488K · min. income ≈ HK$5,214/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,395
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,469
−HK$76/mo
Today · 4.125%
HK$2,545
baseline
▲ 0.50% · 4.625%
HK$2,700
+HK$155/mo
Deposit HK$225K · loan HK$525K · min. income ≈ HK$5,090/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,664
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,735
−HK$73/mo
Today · 4.125%
HK$2,808
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$148/mo
Deposit HK$225K · loan HK$525K · min. income ≈ HK$5,616/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,566
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,645
−HK$81/mo
Today · 4.125%
HK$2,726
baseline
▲ 0.50% · 4.625%
HK$2,892
+HK$166/mo
Deposit HK$188K · loan HK$563K · min. income ≈ HK$5,452/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,854
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,931
−HK$77/mo
Today · 4.125%
HK$3,008
baseline
▲ 0.50% · 4.625%
HK$3,167
+HK$159/mo
Deposit HK$188K · loan HK$563K · min. income ≈ HK$6,016/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,737
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$86/mo
Today · 4.125%
HK$2,908
baseline
▲ 0.50% · 4.625%
HK$3,085
+HK$177/mo
Deposit HK$150K · loan HK$600K · min. income ≈ HK$5,816/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,044
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,126
−HK$83/mo
Today · 4.125%
HK$3,209
baseline
▲ 0.50% · 4.625%
HK$3,378
+HK$169/mo
Deposit HK$150K · loan HK$600K · min. income ≈ HK$6,418/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,908
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,998
−HK$92/mo
Today · 4.125%
HK$3,090
baseline
▲ 0.50% · 4.625%
HK$3,278
+HK$188/mo
Deposit HK$113K · loan HK$638K · min. income ≈ HK$6,180/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,235
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,321
−HK$89/mo
Today · 4.125%
HK$3,410
baseline
▲ 0.50% · 4.625%
HK$3,589
+HK$179/mo
Deposit HK$113K · loan HK$638K · min. income ≈ HK$6,820/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,079
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,174
−HK$98/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$199/mo
Deposit HK$75K · loan HK$675K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$93/mo
Today · 4.125%
HK$3,610
baseline
▲ 0.50% · 4.625%
HK$3,800
+HK$190/mo
Deposit HK$75K · loan HK$675K · min. income ≈ HK$7,220/mo (50% DSR)
Upfront cash ≈ HK$75K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).