▼ 0.50% · 3.625%
HK$2,988
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,081
−HK$95/mo
Today · 4.125%
HK$3,176
baseline
▲ 0.50% · 4.625%
HK$3,369
+HK$193/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$6,352/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,325
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,414
−HK$90/mo
Today · 4.125%
HK$3,504
baseline
▲ 0.50% · 4.625%
HK$3,689
+HK$185/mo
Deposit HK$655K · loan HK$655K · min. income ≈ HK$7,008/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$103/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$213/mo
Deposit HK$590K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$100/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$203/mo
Deposit HK$590K · loan HK$721K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,586
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$113/mo
Today · 4.125%
HK$3,811
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$232/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$7,622/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$108/mo
Today · 4.125%
HK$4,205
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$222/mo
Deposit HK$524K · loan HK$786K · min. income ≈ HK$8,410/mo (50% DSR)
Upfront cash ≈ HK$524K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,885
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$123/mo
Today · 4.125%
HK$4,129
baseline
▲ 0.50% · 4.625%
HK$4,380
+HK$251/mo
Deposit HK$459K · loan HK$852K · min. income ≈ HK$8,258/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,322
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$118/mo
Today · 4.125%
HK$4,556
baseline
▲ 0.50% · 4.625%
HK$4,796
+HK$240/mo
Deposit HK$459K · loan HK$852K · min. income ≈ HK$9,112/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$132/mo
Today · 4.125%
HK$4,446
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$271/mo
Deposit HK$393K · loan HK$917K · min. income ≈ HK$8,892/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$127/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$259/mo
Deposit HK$393K · loan HK$917K · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,622
−HK$142/mo
Today · 4.125%
HK$4,764
baseline
▲ 0.50% · 4.625%
HK$5,054
+HK$290/mo
Deposit HK$328K · loan HK$983K · min. income ≈ HK$9,528/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,987
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$135/mo
Today · 4.125%
HK$5,256
baseline
▲ 0.50% · 4.625%
HK$5,533
+HK$277/mo
Deposit HK$328K · loan HK$983K · min. income ≈ HK$10,512/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$151/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,391
+HK$310/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,319
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$145/mo
Today · 4.125%
HK$5,607
baseline
▲ 0.50% · 4.625%
HK$5,902
+HK$295/mo
Deposit HK$262K · loan HK$1.05M · min. income ≈ HK$11,214/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,080
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,238
−HK$161/mo
Today · 4.125%
HK$5,399
baseline
▲ 0.50% · 4.625%
HK$5,727
+HK$328/mo
Deposit HK$197K · loan HK$1.11M · min. income ≈ HK$10,798/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,652
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,803
−HK$154/mo
Today · 4.125%
HK$5,957
baseline
▲ 0.50% · 4.625%
HK$6,271
+HK$314/mo
Deposit HK$197K · loan HK$1.11M · min. income ≈ HK$11,914/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,547
−HK$170/mo
Today · 4.125%
HK$5,717
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$347/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$11,434/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,145
−HK$163/mo
Today · 4.125%
HK$6,308
baseline
▲ 0.50% · 4.625%
HK$6,640
+HK$332/mo
Deposit HK$131K · loan HK$1.18M · min. income ≈ HK$12,616/mo (50% DSR)
Upfront cash ≈ HK$131K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).