▼ 0.50% · 3.625%
HK$2,958
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$93/mo
Today · 4.125%
HK$3,143
baseline
▲ 0.50% · 4.625%
HK$3,334
+HK$191/mo
Deposit HK$649K · loan HK$649K · min. income ≈ HK$6,286/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,290
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,378
−HK$90/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$183/mo
Deposit HK$649K · loan HK$649K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,253
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,354
−HK$103/mo
Today · 4.125%
HK$3,457
baseline
▲ 0.50% · 4.625%
HK$3,668
+HK$211/mo
Deposit HK$584K · loan HK$713K · min. income ≈ HK$6,914/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,716
−HK$99/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$201/mo
Deposit HK$584K · loan HK$713K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$113/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$4,001
+HK$229/mo
Deposit HK$519K · loan HK$778K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$108/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$219/mo
Deposit HK$519K · loan HK$778K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,964
−HK$122/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$249/mo
Deposit HK$454K · loan HK$843K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,277
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$116/mo
Today · 4.125%
HK$4,508
baseline
▲ 0.50% · 4.625%
HK$4,746
+HK$238/mo
Deposit HK$454K · loan HK$843K · min. income ≈ HK$9,016/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$131/mo
Today · 4.125%
HK$4,400
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$268/mo
Deposit HK$389K · loan HK$908K · min. income ≈ HK$8,800/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,606
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$125/mo
Today · 4.125%
HK$4,855
baseline
▲ 0.50% · 4.625%
HK$5,111
+HK$256/mo
Deposit HK$389K · loan HK$908K · min. income ≈ HK$9,710/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,436
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,574
−HK$141/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,001
+HK$286/mo
Deposit HK$324K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,935
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$134/mo
Today · 4.125%
HK$5,202
baseline
▲ 0.50% · 4.625%
HK$5,476
+HK$274/mo
Deposit HK$324K · loan HK$973K · min. income ≈ HK$10,404/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,732
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,879
−HK$150/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$306/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,264
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$143/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$292/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,184
−HK$159/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,668
+HK$325/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$153/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,206
+HK$310/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$168/mo
Today · 4.125%
HK$5,657
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$345/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,314/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,922
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,081
−HK$161/mo
Today · 4.125%
HK$6,242
baseline
▲ 0.50% · 4.625%
HK$6,571
+HK$329/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,484/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).