▼ 0.50% · 3.625%
HK$2,218
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,287
−HK$70/mo
Today · 4.125%
HK$2,357
baseline
▲ 0.50% · 4.625%
HK$2,500
+HK$143/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$4,714/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,467
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,534
−HK$67/mo
Today · 4.125%
HK$2,601
baseline
▲ 0.50% · 4.625%
HK$2,738
+HK$137/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$5,202/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,440
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,516
−HK$77/mo
Today · 4.125%
HK$2,593
baseline
▲ 0.50% · 4.625%
HK$2,750
+HK$157/mo
Deposit HK$438K · loan HK$535K · min. income ≈ HK$5,186/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,714
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,787
−HK$74/mo
Today · 4.125%
HK$2,861
baseline
▲ 0.50% · 4.625%
HK$3,012
+HK$151/mo
Deposit HK$438K · loan HK$535K · min. income ≈ HK$5,722/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,662
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,744
−HK$84/mo
Today · 4.125%
HK$2,828
baseline
▲ 0.50% · 4.625%
HK$3,001
+HK$173/mo
Deposit HK$389K · loan HK$584K · min. income ≈ HK$5,656/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,961
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,040
−HK$81/mo
Today · 4.125%
HK$3,121
baseline
▲ 0.50% · 4.625%
HK$3,285
+HK$164/mo
Deposit HK$389K · loan HK$584K · min. income ≈ HK$6,242/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,883
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,973
−HK$91/mo
Today · 4.125%
HK$3,064
baseline
▲ 0.50% · 4.625%
HK$3,251
+HK$187/mo
Deposit HK$340K · loan HK$632K · min. income ≈ HK$6,128/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,208
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,294
−HK$87/mo
Today · 4.125%
HK$3,381
baseline
▲ 0.50% · 4.625%
HK$3,559
+HK$178/mo
Deposit HK$340K · loan HK$632K · min. income ≈ HK$6,762/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,105
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,202
−HK$98/mo
Today · 4.125%
HK$3,300
baseline
▲ 0.50% · 4.625%
HK$3,501
+HK$201/mo
Deposit HK$292K · loan HK$681K · min. income ≈ HK$6,600/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$94/mo
Today · 4.125%
HK$3,641
baseline
▲ 0.50% · 4.625%
HK$3,833
+HK$192/mo
Deposit HK$292K · loan HK$681K · min. income ≈ HK$7,282/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,327
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$106/mo
Today · 4.125%
HK$3,536
baseline
▲ 0.50% · 4.625%
HK$3,751
+HK$215/mo
Deposit HK$243K · loan HK$730K · min. income ≈ HK$7,072/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,701
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$101/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,107
+HK$206/mo
Deposit HK$243K · loan HK$730K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,659
−HK$112/mo
Today · 4.125%
HK$3,771
baseline
▲ 0.50% · 4.625%
HK$4,001
+HK$230/mo
Deposit HK$195K · loan HK$778K · min. income ≈ HK$7,542/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,948
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,054
−HK$107/mo
Today · 4.125%
HK$4,161
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$220/mo
Deposit HK$195K · loan HK$778K · min. income ≈ HK$8,322/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,770
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,888
−HK$119/mo
Today · 4.125%
HK$4,007
baseline
▲ 0.50% · 4.625%
HK$4,251
+HK$244/mo
Deposit HK$146K · loan HK$827K · min. income ≈ HK$8,014/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,195
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,307
−HK$114/mo
Today · 4.125%
HK$4,421
baseline
▲ 0.50% · 4.625%
HK$4,654
+HK$233/mo
Deposit HK$146K · loan HK$827K · min. income ≈ HK$8,842/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$127/mo
Today · 4.125%
HK$4,243
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$258/mo
Deposit HK$97K · loan HK$875K · min. income ≈ HK$8,486/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$121/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$247/mo
Deposit HK$97K · loan HK$875K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).