▼ 0.50% · 3.625%
HK$1,454
−HK$91/mo
▼ 0.25% · 3.875%
HK$1,499
−HK$46/mo
Today · 4.125%
HK$1,545
baseline
▲ 0.50% · 4.625%
HK$1,639
+HK$94/mo
Deposit HK$319K · loan HK$319K · min. income ≈ HK$3,090/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,617
−HK$88/mo
▼ 0.25% · 3.875%
HK$1,661
−HK$44/mo
Today · 4.125%
HK$1,705
baseline
▲ 0.50% · 4.625%
HK$1,795
+HK$90/mo
Deposit HK$319K · loan HK$319K · min. income ≈ HK$3,410/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,599
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,649
−HK$50/mo
Today · 4.125%
HK$1,699
baseline
▲ 0.50% · 4.625%
HK$1,803
+HK$104/mo
Deposit HK$287K · loan HK$351K · min. income ≈ HK$3,398/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,779
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,827
−HK$48/mo
Today · 4.125%
HK$1,875
baseline
▲ 0.50% · 4.625%
HK$1,974
+HK$99/mo
Deposit HK$287K · loan HK$351K · min. income ≈ HK$3,750/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,745
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,799
−HK$55/mo
Today · 4.125%
HK$1,854
baseline
▲ 0.50% · 4.625%
HK$1,967
+HK$113/mo
Deposit HK$255K · loan HK$383K · min. income ≈ HK$3,708/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,941
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,993
−HK$53/mo
Today · 4.125%
HK$2,046
baseline
▲ 0.50% · 4.625%
HK$2,154
+HK$108/mo
Deposit HK$255K · loan HK$383K · min. income ≈ HK$4,092/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,890
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,949
−HK$59/mo
Today · 4.125%
HK$2,008
baseline
▲ 0.50% · 4.625%
HK$2,131
+HK$123/mo
Deposit HK$223K · loan HK$414K · min. income ≈ HK$4,016/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,103
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,159
−HK$57/mo
Today · 4.125%
HK$2,216
baseline
▲ 0.50% · 4.625%
HK$2,333
+HK$117/mo
Deposit HK$223K · loan HK$414K · min. income ≈ HK$4,432/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,035
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,099
−HK$64/mo
Today · 4.125%
HK$2,163
baseline
▲ 0.50% · 4.625%
HK$2,295
+HK$132/mo
Deposit HK$191K · loan HK$446K · min. income ≈ HK$4,326/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,264
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,325
−HK$62/mo
Today · 4.125%
HK$2,387
baseline
▲ 0.50% · 4.625%
HK$2,512
+HK$125/mo
Deposit HK$191K · loan HK$446K · min. income ≈ HK$4,774/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,181
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,249
−HK$68/mo
Today · 4.125%
HK$2,317
baseline
▲ 0.50% · 4.625%
HK$2,459
+HK$142/mo
Deposit HK$159K · loan HK$478K · min. income ≈ HK$4,634/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,426
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,491
−HK$66/mo
Today · 4.125%
HK$2,557
baseline
▲ 0.50% · 4.625%
HK$2,692
+HK$135/mo
Deposit HK$159K · loan HK$478K · min. income ≈ HK$5,114/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,326
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$74/mo
Today · 4.125%
HK$2,472
baseline
▲ 0.50% · 4.625%
HK$2,622
+HK$150/mo
Deposit HK$128K · loan HK$510K · min. income ≈ HK$4,944/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,588
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,657
−HK$71/mo
Today · 4.125%
HK$2,728
baseline
▲ 0.50% · 4.625%
HK$2,871
+HK$143/mo
Deposit HK$128K · loan HK$510K · min. income ≈ HK$5,456/mo (50% DSR)
Upfront cash ≈ HK$128K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,472
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,548
−HK$78/mo
Today · 4.125%
HK$2,626
baseline
▲ 0.50% · 4.625%
HK$2,786
+HK$160/mo
Deposit HK$96K · loan HK$542K · min. income ≈ HK$5,252/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,750
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,823
−HK$75/mo
Today · 4.125%
HK$2,898
baseline
▲ 0.50% · 4.625%
HK$3,051
+HK$153/mo
Deposit HK$96K · loan HK$542K · min. income ≈ HK$5,796/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,617
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,698
−HK$83/mo
Today · 4.125%
HK$2,781
baseline
▲ 0.50% · 4.625%
HK$2,950
+HK$169/mo
Deposit HK$64K · loan HK$574K · min. income ≈ HK$5,562/mo (50% DSR)
Upfront cash ≈ HK$64K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,911
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,989
−HK$80/mo
Today · 4.125%
HK$3,069
baseline
▲ 0.50% · 4.625%
HK$3,230
+HK$161/mo
Deposit HK$64K · loan HK$574K · min. income ≈ HK$6,138/mo (50% DSR)
Upfront cash ≈ HK$64K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).