▼ 0.50% · 3.625%
HK$1,975
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,037
−HK$62/mo
Today · 4.125%
HK$2,099
baseline
▲ 0.50% · 4.625%
HK$2,227
+HK$128/mo
Deposit HK$433K · loan HK$433K · min. income ≈ HK$4,198/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,198
−HK$118/mo
▼ 0.25% · 3.875%
HK$2,257
−HK$59/mo
Today · 4.125%
HK$2,316
baseline
▲ 0.50% · 4.625%
HK$2,438
+HK$122/mo
Deposit HK$433K · loan HK$433K · min. income ≈ HK$4,632/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,173
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,241
−HK$68/mo
Today · 4.125%
HK$2,309
baseline
▲ 0.50% · 4.625%
HK$2,450
+HK$141/mo
Deposit HK$390K · loan HK$476K · min. income ≈ HK$4,618/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,417
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,482
−HK$66/mo
Today · 4.125%
HK$2,548
baseline
▲ 0.50% · 4.625%
HK$2,682
+HK$134/mo
Deposit HK$390K · loan HK$476K · min. income ≈ HK$5,096/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,371
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,444
−HK$75/mo
Today · 4.125%
HK$2,519
baseline
▲ 0.50% · 4.625%
HK$2,672
+HK$153/mo
Deposit HK$347K · loan HK$520K · min. income ≈ HK$5,038/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,637
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$72/mo
Today · 4.125%
HK$2,780
baseline
▲ 0.50% · 4.625%
HK$2,926
+HK$146/mo
Deposit HK$347K · loan HK$520K · min. income ≈ HK$5,560/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,568
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,648
−HK$81/mo
Today · 4.125%
HK$2,729
baseline
▲ 0.50% · 4.625%
HK$2,895
+HK$166/mo
Deposit HK$303K · loan HK$563K · min. income ≈ HK$5,458/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,857
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,934
−HK$77/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,170
+HK$159/mo
Deposit HK$303K · loan HK$563K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,766
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,852
−HK$87/mo
Today · 4.125%
HK$2,939
baseline
▲ 0.50% · 4.625%
HK$3,118
+HK$179/mo
Deposit HK$260K · loan HK$606K · min. income ≈ HK$5,878/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,077
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,159
−HK$84/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,414
+HK$171/mo
Deposit HK$260K · loan HK$606K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,963
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,055
−HK$94/mo
Today · 4.125%
HK$3,149
baseline
▲ 0.50% · 4.625%
HK$3,341
+HK$192/mo
Deposit HK$217K · loan HK$650K · min. income ≈ HK$6,298/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,296
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,385
−HK$90/mo
Today · 4.125%
HK$3,475
baseline
▲ 0.50% · 4.625%
HK$3,658
+HK$183/mo
Deposit HK$217K · loan HK$650K · min. income ≈ HK$6,950/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,161
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,259
−HK$100/mo
Today · 4.125%
HK$3,359
baseline
▲ 0.50% · 4.625%
HK$3,563
+HK$204/mo
Deposit HK$173K · loan HK$693K · min. income ≈ HK$6,718/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,516
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,611
−HK$95/mo
Today · 4.125%
HK$3,706
baseline
▲ 0.50% · 4.625%
HK$3,902
+HK$196/mo
Deposit HK$173K · loan HK$693K · min. income ≈ HK$7,412/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,358
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$106/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,786
+HK$217/mo
Deposit HK$130K · loan HK$736K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,736
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,836
−HK$102/mo
Today · 4.125%
HK$3,938
baseline
▲ 0.50% · 4.625%
HK$4,145
+HK$207/mo
Deposit HK$130K · loan HK$736K · min. income ≈ HK$7,876/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,556
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,666
−HK$113/mo
Today · 4.125%
HK$3,779
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$230/mo
Deposit HK$87K · loan HK$780K · min. income ≈ HK$7,558/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,062
−HK$107/mo
Today · 4.125%
HK$4,169
baseline
▲ 0.50% · 4.625%
HK$4,389
+HK$220/mo
Deposit HK$87K · loan HK$780K · min. income ≈ HK$8,338/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).