▼ 0.50% · 3.625%
HK$2,229
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,299
−HK$70/mo
Today · 4.125%
HK$2,369
baseline
▲ 0.50% · 4.625%
HK$2,513
+HK$144/mo
Deposit HK$489K · loan HK$489K · min. income ≈ HK$4,738/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,480
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,547
−HK$67/mo
Today · 4.125%
HK$2,614
baseline
▲ 0.50% · 4.625%
HK$2,752
+HK$138/mo
Deposit HK$489K · loan HK$489K · min. income ≈ HK$5,228/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,452
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,529
−HK$77/mo
Today · 4.125%
HK$2,606
baseline
▲ 0.50% · 4.625%
HK$2,765
+HK$159/mo
Deposit HK$440K · loan HK$538K · min. income ≈ HK$5,212/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,728
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,801
−HK$75/mo
Today · 4.125%
HK$2,876
baseline
▲ 0.50% · 4.625%
HK$3,027
+HK$151/mo
Deposit HK$440K · loan HK$538K · min. income ≈ HK$5,752/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,675
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,759
−HK$84/mo
Today · 4.125%
HK$2,843
baseline
▲ 0.50% · 4.625%
HK$3,016
+HK$173/mo
Deposit HK$391K · loan HK$587K · min. income ≈ HK$5,686/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,976
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,056
−HK$81/mo
Today · 4.125%
HK$3,137
baseline
▲ 0.50% · 4.625%
HK$3,302
+HK$165/mo
Deposit HK$391K · loan HK$587K · min. income ≈ HK$6,274/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,898
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,988
−HK$92/mo
Today · 4.125%
HK$3,080
baseline
▲ 0.50% · 4.625%
HK$3,267
+HK$187/mo
Deposit HK$342K · loan HK$636K · min. income ≈ HK$6,160/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,224
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,311
−HK$87/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,578
+HK$180/mo
Deposit HK$342K · loan HK$636K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,121
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,218
−HK$99/mo
Today · 4.125%
HK$3,317
baseline
▲ 0.50% · 4.625%
HK$3,519
+HK$202/mo
Deposit HK$293K · loan HK$684K · min. income ≈ HK$6,634/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$95/mo
Today · 4.125%
HK$3,660
baseline
▲ 0.50% · 4.625%
HK$3,853
+HK$193/mo
Deposit HK$293K · loan HK$684K · min. income ≈ HK$7,320/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,344
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$106/mo
Today · 4.125%
HK$3,554
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$216/mo
Deposit HK$244K · loan HK$733K · min. income ≈ HK$7,108/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,720
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$101/mo
Today · 4.125%
HK$3,921
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$207/mo
Deposit HK$244K · loan HK$733K · min. income ≈ HK$7,842/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,567
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,678
−HK$113/mo
Today · 4.125%
HK$3,791
baseline
▲ 0.50% · 4.625%
HK$4,021
+HK$230/mo
Deposit HK$196K · loan HK$782K · min. income ≈ HK$7,582/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,968
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,075
−HK$108/mo
Today · 4.125%
HK$4,183
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$220/mo
Deposit HK$196K · loan HK$782K · min. income ≈ HK$8,366/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,790
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,908
−HK$120/mo
Today · 4.125%
HK$4,028
baseline
▲ 0.50% · 4.625%
HK$4,273
+HK$245/mo
Deposit HK$147K · loan HK$831K · min. income ≈ HK$8,056/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,329
−HK$115/mo
Today · 4.125%
HK$4,444
baseline
▲ 0.50% · 4.625%
HK$4,678
+HK$234/mo
Deposit HK$147K · loan HK$831K · min. income ≈ HK$8,888/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,138
−HK$127/mo
Today · 4.125%
HK$4,265
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$259/mo
Deposit HK$98K · loan HK$880K · min. income ≈ HK$8,530/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$122/mo
Today · 4.125%
HK$4,706
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$248/mo
Deposit HK$98K · loan HK$880K · min. income ≈ HK$9,412/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).