▼ 0.50% · 3.625%
HK$2,106
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,172
−HK$66/mo
Today · 4.125%
HK$2,238
baseline
▲ 0.50% · 4.625%
HK$2,374
+HK$136/mo
Deposit HK$462K · loan HK$462K · min. income ≈ HK$4,476/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,343
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,406
−HK$64/mo
Today · 4.125%
HK$2,470
baseline
▲ 0.50% · 4.625%
HK$2,600
+HK$130/mo
Deposit HK$462K · loan HK$462K · min. income ≈ HK$4,940/mo (50% DSR)
Upfront cash ≈ HK$462K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,317
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,389
−HK$73/mo
Today · 4.125%
HK$2,462
baseline
▲ 0.50% · 4.625%
HK$2,612
+HK$150/mo
Deposit HK$416K · loan HK$508K · min. income ≈ HK$4,924/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,577
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,646
−HK$70/mo
Today · 4.125%
HK$2,716
baseline
▲ 0.50% · 4.625%
HK$2,860
+HK$144/mo
Deposit HK$416K · loan HK$508K · min. income ≈ HK$5,432/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,527
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,606
−HK$80/mo
Today · 4.125%
HK$2,686
baseline
▲ 0.50% · 4.625%
HK$2,849
+HK$163/mo
Deposit HK$369K · loan HK$554K · min. income ≈ HK$5,372/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,812
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,887
−HK$76/mo
Today · 4.125%
HK$2,963
baseline
▲ 0.50% · 4.625%
HK$3,120
+HK$157/mo
Deposit HK$369K · loan HK$554K · min. income ≈ HK$5,926/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,738
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,823
−HK$87/mo
Today · 4.125%
HK$2,910
baseline
▲ 0.50% · 4.625%
HK$3,087
+HK$177/mo
Deposit HK$323K · loan HK$600K · min. income ≈ HK$5,820/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,046
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,128
−HK$82/mo
Today · 4.125%
HK$3,210
baseline
▲ 0.50% · 4.625%
HK$3,380
+HK$170/mo
Deposit HK$323K · loan HK$600K · min. income ≈ HK$6,420/mo (50% DSR)
Upfront cash ≈ HK$323K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,948
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,040
−HK$93/mo
Today · 4.125%
HK$3,133
baseline
▲ 0.50% · 4.625%
HK$3,324
+HK$191/mo
Deposit HK$277K · loan HK$647K · min. income ≈ HK$6,266/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,280
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,368
−HK$89/mo
Today · 4.125%
HK$3,457
baseline
▲ 0.50% · 4.625%
HK$3,640
+HK$183/mo
Deposit HK$277K · loan HK$647K · min. income ≈ HK$6,914/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$100/mo
Today · 4.125%
HK$3,357
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$204/mo
Deposit HK$231K · loan HK$693K · min. income ≈ HK$6,714/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$95/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$196/mo
Deposit HK$231K · loan HK$693K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,370
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,474
−HK$107/mo
Today · 4.125%
HK$3,581
baseline
▲ 0.50% · 4.625%
HK$3,799
+HK$218/mo
Deposit HK$185K · loan HK$739K · min. income ≈ HK$7,162/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,749
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,849
−HK$102/mo
Today · 4.125%
HK$3,951
baseline
▲ 0.50% · 4.625%
HK$4,160
+HK$209/mo
Deposit HK$185K · loan HK$739K · min. income ≈ HK$7,902/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,580
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,692
−HK$113/mo
Today · 4.125%
HK$3,805
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$231/mo
Deposit HK$139K · loan HK$785K · min. income ≈ HK$7,610/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,983
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,090
−HK$108/mo
Today · 4.125%
HK$4,198
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$221/mo
Deposit HK$139K · loan HK$785K · min. income ≈ HK$8,396/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,791
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$120/mo
Today · 4.125%
HK$4,029
baseline
▲ 0.50% · 4.625%
HK$4,274
+HK$245/mo
Deposit HK$92K · loan HK$831K · min. income ≈ HK$8,058/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,217
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,330
−HK$115/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,679
+HK$234/mo
Deposit HK$92K · loan HK$831K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$92K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).