▼ 0.50% · 3.625%
HK$2,445
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,521
−HK$78/mo
Today · 4.125%
HK$2,599
baseline
▲ 0.50% · 4.625%
HK$2,757
+HK$158/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,198/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,720
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,793
−HK$74/mo
Today · 4.125%
HK$2,867
baseline
▲ 0.50% · 4.625%
HK$3,018
+HK$151/mo
Deposit HK$536K · loan HK$536K · min. income ≈ HK$5,734/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,690
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,773
−HK$85/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,032
+HK$174/mo
Deposit HK$483K · loan HK$590K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,992
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$81/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,320
+HK$166/mo
Deposit HK$483K · loan HK$590K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,934
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,025
−HK$93/mo
Today · 4.125%
HK$3,118
baseline
▲ 0.50% · 4.625%
HK$3,308
+HK$190/mo
Deposit HK$429K · loan HK$643K · min. income ≈ HK$6,236/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,264
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,352
−HK$89/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,622
+HK$181/mo
Deposit HK$429K · loan HK$643K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,179
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,278
−HK$100/mo
Today · 4.125%
HK$3,378
baseline
▲ 0.50% · 4.625%
HK$3,584
+HK$206/mo
Deposit HK$375K · loan HK$697K · min. income ≈ HK$6,756/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,536
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,631
−HK$96/mo
Today · 4.125%
HK$3,727
baseline
▲ 0.50% · 4.625%
HK$3,924
+HK$197/mo
Deposit HK$375K · loan HK$697K · min. income ≈ HK$7,454/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,423
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,530
−HK$108/mo
Today · 4.125%
HK$3,638
baseline
▲ 0.50% · 4.625%
HK$3,859
+HK$221/mo
Deposit HK$322K · loan HK$751K · min. income ≈ HK$7,276/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,808
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$104/mo
Today · 4.125%
HK$4,014
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$212/mo
Deposit HK$322K · loan HK$751K · min. income ≈ HK$8,028/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$116/mo
Today · 4.125%
HK$3,898
baseline
▲ 0.50% · 4.625%
HK$4,135
+HK$237/mo
Deposit HK$268K · loan HK$804K · min. income ≈ HK$7,796/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,080
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,190
−HK$111/mo
Today · 4.125%
HK$4,301
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$226/mo
Deposit HK$268K · loan HK$804K · min. income ≈ HK$8,602/mo (50% DSR)
Upfront cash ≈ HK$268K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,034
−HK$124/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$253/mo
Deposit HK$214K · loan HK$858K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,352
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$119/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,829
+HK$241/mo
Deposit HK$214K · loan HK$858K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,157
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,286
−HK$131/mo
Today · 4.125%
HK$4,417
baseline
▲ 0.50% · 4.625%
HK$4,686
+HK$269/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$8,834/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,624
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,748
−HK$126/mo
Today · 4.125%
HK$4,874
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$257/mo
Deposit HK$161K · loan HK$911K · min. income ≈ HK$9,748/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,538
−HK$139/mo
Today · 4.125%
HK$4,677
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$285/mo
Deposit HK$107K · loan HK$965K · min. income ≈ HK$9,354/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$133/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$272/mo
Deposit HK$107K · loan HK$965K · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).