▼ 0.50% · 3.625%
HK$2,170
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,237
−HK$69/mo
Today · 4.125%
HK$2,306
baseline
▲ 0.50% · 4.625%
HK$2,446
+HK$140/mo
Deposit HK$476K · loan HK$476K · min. income ≈ HK$4,612/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,414
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,478
−HK$66/mo
Today · 4.125%
HK$2,544
baseline
▲ 0.50% · 4.625%
HK$2,678
+HK$134/mo
Deposit HK$476K · loan HK$476K · min. income ≈ HK$5,088/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,387
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,461
−HK$75/mo
Today · 4.125%
HK$2,536
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$155/mo
Deposit HK$428K · loan HK$523K · min. income ≈ HK$5,072/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,655
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,726
−HK$72/mo
Today · 4.125%
HK$2,798
baseline
▲ 0.50% · 4.625%
HK$2,946
+HK$148/mo
Deposit HK$428K · loan HK$523K · min. income ≈ HK$5,596/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,604
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,684
−HK$83/mo
Today · 4.125%
HK$2,767
baseline
▲ 0.50% · 4.625%
HK$2,935
+HK$168/mo
Deposit HK$381K · loan HK$571K · min. income ≈ HK$5,534/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,896
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,974
−HK$79/mo
Today · 4.125%
HK$3,053
baseline
▲ 0.50% · 4.625%
HK$3,214
+HK$161/mo
Deposit HK$381K · loan HK$571K · min. income ≈ HK$6,106/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,820
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,908
−HK$89/mo
Today · 4.125%
HK$2,997
baseline
▲ 0.50% · 4.625%
HK$3,180
+HK$183/mo
Deposit HK$333K · loan HK$618K · min. income ≈ HK$5,994/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,138
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,222
−HK$85/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,482
+HK$175/mo
Deposit HK$333K · loan HK$618K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,037
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$96/mo
Today · 4.125%
HK$3,228
baseline
▲ 0.50% · 4.625%
HK$3,424
+HK$196/mo
Deposit HK$285K · loan HK$666K · min. income ≈ HK$6,456/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,379
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$92/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,749
+HK$187/mo
Deposit HK$285K · loan HK$666K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,254
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$102/mo
Today · 4.125%
HK$3,458
baseline
▲ 0.50% · 4.625%
HK$3,669
+HK$211/mo
Deposit HK$238K · loan HK$714K · min. income ≈ HK$6,916/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,620
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$98/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$201/mo
Deposit HK$238K · loan HK$714K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,471
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,579
−HK$110/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,913
+HK$224/mo
Deposit HK$190K · loan HK$761K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$105/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$215/mo
Deposit HK$190K · loan HK$761K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$117/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$238/mo
Deposit HK$143K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$112/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$143K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,905
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$123/mo
Today · 4.125%
HK$4,150
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$253/mo
Deposit HK$95K · loan HK$856K · min. income ≈ HK$8,300/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$118/mo
Today · 4.125%
HK$4,579
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$242/mo
Deposit HK$95K · loan HK$856K · min. income ≈ HK$9,158/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).