▼ 0.50% · 3.625%
HK$2,569
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,649
−HK$81/mo
Today · 4.125%
HK$2,730
baseline
▲ 0.50% · 4.625%
HK$2,897
+HK$167/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$5,460/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,858
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,935
−HK$78/mo
Today · 4.125%
HK$3,013
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$159/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$6,026/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,826
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,914
−HK$89/mo
Today · 4.125%
HK$3,003
baseline
▲ 0.50% · 4.625%
HK$3,186
+HK$183/mo
Deposit HK$507K · loan HK$620K · min. income ≈ HK$6,006/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,144
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$86/mo
Today · 4.125%
HK$3,314
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$175/mo
Deposit HK$507K · loan HK$620K · min. income ≈ HK$6,628/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,083
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,179
−HK$98/mo
Today · 4.125%
HK$3,277
baseline
▲ 0.50% · 4.625%
HK$3,476
+HK$199/mo
Deposit HK$451K · loan HK$676K · min. income ≈ HK$6,554/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,430
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,522
−HK$93/mo
Today · 4.125%
HK$3,615
baseline
▲ 0.50% · 4.625%
HK$3,806
+HK$191/mo
Deposit HK$451K · loan HK$676K · min. income ≈ HK$7,230/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$106/mo
Today · 4.125%
HK$3,550
baseline
▲ 0.50% · 4.625%
HK$3,766
+HK$216/mo
Deposit HK$394K · loan HK$732K · min. income ≈ HK$7,100/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,716
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,815
−HK$102/mo
Today · 4.125%
HK$3,917
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$206/mo
Deposit HK$394K · loan HK$732K · min. income ≈ HK$7,834/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,597
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,709
−HK$114/mo
Today · 4.125%
HK$3,823
baseline
▲ 0.50% · 4.625%
HK$4,055
+HK$232/mo
Deposit HK$338K · loan HK$789K · min. income ≈ HK$7,646/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,002
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,109
−HK$109/mo
Today · 4.125%
HK$4,218
baseline
▲ 0.50% · 4.625%
HK$4,440
+HK$222/mo
Deposit HK$338K · loan HK$789K · min. income ≈ HK$8,436/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,854
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,974
−HK$122/mo
Today · 4.125%
HK$4,096
baseline
▲ 0.50% · 4.625%
HK$4,345
+HK$249/mo
Deposit HK$282K · loan HK$845K · min. income ≈ HK$8,192/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,287
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,402
−HK$117/mo
Today · 4.125%
HK$4,519
baseline
▲ 0.50% · 4.625%
HK$4,757
+HK$238/mo
Deposit HK$282K · loan HK$845K · min. income ≈ HK$9,038/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,111
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,239
−HK$130/mo
Today · 4.125%
HK$4,369
baseline
▲ 0.50% · 4.625%
HK$4,635
+HK$266/mo
Deposit HK$225K · loan HK$901K · min. income ≈ HK$8,738/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,696
−HK$124/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,075
+HK$255/mo
Deposit HK$225K · loan HK$901K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,504
−HK$138/mo
Today · 4.125%
HK$4,642
baseline
▲ 0.50% · 4.625%
HK$4,924
+HK$282/mo
Deposit HK$169K · loan HK$958K · min. income ≈ HK$9,284/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,989
−HK$133/mo
Today · 4.125%
HK$5,122
baseline
▲ 0.50% · 4.625%
HK$5,392
+HK$270/mo
Deposit HK$169K · loan HK$958K · min. income ≈ HK$10,244/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$146/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$299/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,145
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,283
−HK$140/mo
Today · 4.125%
HK$5,423
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$286/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$10,846/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).