▼ 0.50% · 3.625%
HK$2,208
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,277
−HK$70/mo
Today · 4.125%
HK$2,347
baseline
▲ 0.50% · 4.625%
HK$2,489
+HK$142/mo
Deposit HK$484K · loan HK$484K · min. income ≈ HK$4,694/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,457
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,523
−HK$66/mo
Today · 4.125%
HK$2,589
baseline
▲ 0.50% · 4.625%
HK$2,726
+HK$137/mo
Deposit HK$484K · loan HK$484K · min. income ≈ HK$5,178/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,429
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,505
−HK$76/mo
Today · 4.125%
HK$2,581
baseline
▲ 0.50% · 4.625%
HK$2,738
+HK$157/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,162/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,702
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,775
−HK$73/mo
Today · 4.125%
HK$2,848
baseline
▲ 0.50% · 4.625%
HK$2,998
+HK$150/mo
Deposit HK$436K · loan HK$533K · min. income ≈ HK$5,696/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,650
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,732
−HK$84/mo
Today · 4.125%
HK$2,816
baseline
▲ 0.50% · 4.625%
HK$2,987
+HK$171/mo
Deposit HK$387K · loan HK$581K · min. income ≈ HK$5,632/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,948
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,027
−HK$80/mo
Today · 4.125%
HK$3,107
baseline
▲ 0.50% · 4.625%
HK$3,271
+HK$164/mo
Deposit HK$387K · loan HK$581K · min. income ≈ HK$6,214/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,871
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,960
−HK$91/mo
Today · 4.125%
HK$3,051
baseline
▲ 0.50% · 4.625%
HK$3,236
+HK$185/mo
Deposit HK$339K · loan HK$629K · min. income ≈ HK$6,102/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,194
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$87/mo
Today · 4.125%
HK$3,366
baseline
▲ 0.50% · 4.625%
HK$3,544
+HK$178/mo
Deposit HK$339K · loan HK$629K · min. income ≈ HK$6,732/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$97/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,485
+HK$200/mo
Deposit HK$291K · loan HK$678K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,439
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$93/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,816
+HK$191/mo
Deposit HK$291K · loan HK$678K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,415
−HK$105/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,734
+HK$214/mo
Deposit HK$242K · loan HK$726K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,685
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,784
−HK$100/mo
Today · 4.125%
HK$3,884
baseline
▲ 0.50% · 4.625%
HK$4,089
+HK$205/mo
Deposit HK$242K · loan HK$726K · min. income ≈ HK$7,768/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,533
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,643
−HK$112/mo
Today · 4.125%
HK$3,755
baseline
▲ 0.50% · 4.625%
HK$3,983
+HK$228/mo
Deposit HK$194K · loan HK$775K · min. income ≈ HK$7,510/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,931
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,036
−HK$107/mo
Today · 4.125%
HK$4,143
baseline
▲ 0.50% · 4.625%
HK$4,361
+HK$218/mo
Deposit HK$194K · loan HK$775K · min. income ≈ HK$8,286/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,754
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$118/mo
Today · 4.125%
HK$3,989
baseline
▲ 0.50% · 4.625%
HK$4,232
+HK$243/mo
Deposit HK$145K · loan HK$823K · min. income ≈ HK$7,978/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,288
−HK$114/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,634
+HK$232/mo
Deposit HK$145K · loan HK$823K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,975
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$126/mo
Today · 4.125%
HK$4,224
baseline
▲ 0.50% · 4.625%
HK$4,481
+HK$257/mo
Deposit HK$97K · loan HK$872K · min. income ≈ HK$8,448/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,422
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,541
−HK$120/mo
Today · 4.125%
HK$4,661
baseline
▲ 0.50% · 4.625%
HK$4,907
+HK$246/mo
Deposit HK$97K · loan HK$872K · min. income ≈ HK$9,322/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).