▼ 0.50% · 3.625%
HK$2,528
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,607
−HK$80/mo
Today · 4.125%
HK$2,687
baseline
▲ 0.50% · 4.625%
HK$2,850
+HK$163/mo
Deposit HK$554K · loan HK$554K · min. income ≈ HK$5,374/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,813
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,888
−HK$77/mo
Today · 4.125%
HK$2,965
baseline
▲ 0.50% · 4.625%
HK$3,121
+HK$156/mo
Deposit HK$554K · loan HK$554K · min. income ≈ HK$5,930/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,781
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,868
−HK$88/mo
Today · 4.125%
HK$2,956
baseline
▲ 0.50% · 4.625%
HK$3,135
+HK$179/mo
Deposit HK$499K · loan HK$610K · min. income ≈ HK$5,912/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,094
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,177
−HK$84/mo
Today · 4.125%
HK$3,261
baseline
▲ 0.50% · 4.625%
HK$3,433
+HK$172/mo
Deposit HK$499K · loan HK$610K · min. income ≈ HK$6,522/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,034
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,128
−HK$96/mo
Today · 4.125%
HK$3,224
baseline
▲ 0.50% · 4.625%
HK$3,420
+HK$196/mo
Deposit HK$444K · loan HK$665K · min. income ≈ HK$6,448/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,375
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$92/mo
Today · 4.125%
HK$3,558
baseline
▲ 0.50% · 4.625%
HK$3,745
+HK$187/mo
Deposit HK$444K · loan HK$665K · min. income ≈ HK$7,116/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$104/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$213/mo
Deposit HK$388K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$99/mo
Today · 4.125%
HK$3,854
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$203/mo
Deposit HK$388K · loan HK$721K · min. income ≈ HK$7,708/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,540
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$112/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,991
+HK$229/mo
Deposit HK$333K · loan HK$776K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$108/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$218/mo
Deposit HK$333K · loan HK$776K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,910
−HK$120/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$246/mo
Deposit HK$277K · loan HK$832K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,219
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,332
−HK$115/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$235/mo
Deposit HK$277K · loan HK$832K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,045
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,171
−HK$128/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,561
+HK$262/mo
Deposit HK$222K · loan HK$887K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,500
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,621
−HK$123/mo
Today · 4.125%
HK$4,744
baseline
▲ 0.50% · 4.625%
HK$4,994
+HK$250/mo
Deposit HK$222K · loan HK$887K · min. income ≈ HK$9,488/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,298
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,432
−HK$136/mo
Today · 4.125%
HK$4,568
baseline
▲ 0.50% · 4.625%
HK$4,846
+HK$278/mo
Deposit HK$166K · loan HK$942K · min. income ≈ HK$9,136/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,782
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,910
−HK$130/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$266/mo
Deposit HK$166K · loan HK$942K · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,551
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,693
−HK$143/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,131
+HK$295/mo
Deposit HK$111K · loan HK$998K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,063
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,199
−HK$138/mo
Today · 4.125%
HK$5,337
baseline
▲ 0.50% · 4.625%
HK$5,618
+HK$281/mo
Deposit HK$111K · loan HK$998K · min. income ≈ HK$10,674/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).