▼ 0.50% · 3.625%
HK$2,932
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,023
−HK$93/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,306
+HK$190/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,350
−HK$88/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,620
+HK$182/mo
Deposit HK$643K · loan HK$643K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,225
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,326
−HK$102/mo
Today · 4.125%
HK$3,428
baseline
▲ 0.50% · 4.625%
HK$3,636
+HK$208/mo
Deposit HK$579K · loan HK$707K · min. income ≈ HK$6,856/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,588
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,684
−HK$98/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$3,981
+HK$199/mo
Deposit HK$579K · loan HK$707K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$111/mo
Today · 4.125%
HK$3,739
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$228/mo
Deposit HK$514K · loan HK$772K · min. income ≈ HK$7,478/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$107/mo
Today · 4.125%
HK$4,126
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$217/mo
Deposit HK$514K · loan HK$772K · min. income ≈ HK$8,252/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,812
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$121/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,297
+HK$246/mo
Deposit HK$450K · loan HK$836K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,241
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$116/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$235/mo
Deposit HK$450K · loan HK$836K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,233
−HK$130/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$265/mo
Deposit HK$386K · loan HK$900K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,567
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$125/mo
Today · 4.125%
HK$4,814
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$253/mo
Deposit HK$386K · loan HK$900K · min. income ≈ HK$9,628/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,959
+HK$285/mo
Deposit HK$321K · loan HK$964K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$133/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$272/mo
Deposit HK$321K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,692
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,837
−HK$149/mo
Today · 4.125%
HK$4,986
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$303/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$9,972/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$142/mo
Today · 4.125%
HK$5,501
baseline
▲ 0.50% · 4.625%
HK$5,791
+HK$290/mo
Deposit HK$257K · loan HK$1.03M · min. income ≈ HK$11,002/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,140
−HK$157/mo
Today · 4.125%
HK$5,297
baseline
▲ 0.50% · 4.625%
HK$5,620
+HK$323/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$10,594/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$151/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$308/mo
Deposit HK$193K · loan HK$1.09M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,278
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$167/mo
Today · 4.125%
HK$5,609
baseline
▲ 0.50% · 4.625%
HK$5,950
+HK$341/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$11,218/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,872
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,029
−HK$160/mo
Today · 4.125%
HK$6,189
baseline
▲ 0.50% · 4.625%
HK$6,515
+HK$326/mo
Deposit HK$129K · loan HK$1.16M · min. income ≈ HK$12,378/mo (50% DSR)
Upfront cash ≈ HK$129K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).