▼ 0.50% · 3.625%
HK$2,811
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,898
−HK$89/mo
Today · 4.125%
HK$2,987
baseline
▲ 0.50% · 4.625%
HK$3,169
+HK$182/mo
Deposit HK$616K · loan HK$616K · min. income ≈ HK$5,974/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,127
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,211
−HK$85/mo
Today · 4.125%
HK$3,296
baseline
▲ 0.50% · 4.625%
HK$3,470
+HK$174/mo
Deposit HK$616K · loan HK$616K · min. income ≈ HK$6,592/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,092
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,188
−HK$98/mo
Today · 4.125%
HK$3,286
baseline
▲ 0.50% · 4.625%
HK$3,486
+HK$200/mo
Deposit HK$555K · loan HK$678K · min. income ≈ HK$6,572/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,532
−HK$94/mo
Today · 4.125%
HK$3,626
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$191/mo
Deposit HK$555K · loan HK$678K · min. income ≈ HK$7,252/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,478
−HK$107/mo
Today · 4.125%
HK$3,585
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$218/mo
Deposit HK$493K · loan HK$740K · min. income ≈ HK$7,170/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,753
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,853
−HK$102/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,164
+HK$209/mo
Deposit HK$493K · loan HK$740K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,654
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,768
−HK$115/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,120
+HK$237/mo
Deposit HK$431K · loan HK$801K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,174
−HK$111/mo
Today · 4.125%
HK$4,285
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$226/mo
Deposit HK$431K · loan HK$801K · min. income ≈ HK$8,570/mo (50% DSR)
Upfront cash ≈ HK$432K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,058
−HK$124/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,437
+HK$255/mo
Deposit HK$370K · loan HK$863K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,378
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$120/mo
Today · 4.125%
HK$4,615
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$243/mo
Deposit HK$370K · loan HK$863K · min. income ≈ HK$9,230/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,216
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,348
−HK$133/mo
Today · 4.125%
HK$4,481
baseline
▲ 0.50% · 4.625%
HK$4,753
+HK$272/mo
Deposit HK$308K · loan HK$925K · min. income ≈ HK$8,962/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,691
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,817
−HK$127/mo
Today · 4.125%
HK$4,944
baseline
▲ 0.50% · 4.625%
HK$5,205
+HK$261/mo
Deposit HK$308K · loan HK$925K · min. income ≈ HK$9,888/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,498
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,637
−HK$143/mo
Today · 4.125%
HK$4,780
baseline
▲ 0.50% · 4.625%
HK$5,070
+HK$290/mo
Deposit HK$247K · loan HK$986K · min. income ≈ HK$9,560/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,138
−HK$136/mo
Today · 4.125%
HK$5,274
baseline
▲ 0.50% · 4.625%
HK$5,552
+HK$278/mo
Deposit HK$247K · loan HK$986K · min. income ≈ HK$10,548/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,779
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$151/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,387
+HK$309/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,316
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,459
−HK$144/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,899
+HK$296/mo
Deposit HK$185K · loan HK$1.05M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,217
−HK$160/mo
Today · 4.125%
HK$5,377
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$327/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$10,754/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,780
−HK$153/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,246
+HK$313/mo
Deposit HK$123K · loan HK$1.11M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$123K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).