▼ 0.50% · 3.625%
HK$2,144
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,211
−HK$68/mo
Today · 4.125%
HK$2,279
baseline
▲ 0.50% · 4.625%
HK$2,417
+HK$138/mo
Deposit HK$470K · loan HK$470K · min. income ≈ HK$4,558/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,385
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,449
−HK$65/mo
Today · 4.125%
HK$2,514
baseline
▲ 0.50% · 4.625%
HK$2,647
+HK$133/mo
Deposit HK$470K · loan HK$470K · min. income ≈ HK$5,028/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,359
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,432
−HK$75/mo
Today · 4.125%
HK$2,507
baseline
▲ 0.50% · 4.625%
HK$2,659
+HK$152/mo
Deposit HK$423K · loan HK$517K · min. income ≈ HK$5,014/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,624
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,694
−HK$72/mo
Today · 4.125%
HK$2,766
baseline
▲ 0.50% · 4.625%
HK$2,912
+HK$146/mo
Deposit HK$423K · loan HK$517K · min. income ≈ HK$5,532/mo (50% DSR)
Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,573
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,653
−HK$81/mo
Today · 4.125%
HK$2,734
baseline
▲ 0.50% · 4.625%
HK$2,901
+HK$167/mo
Deposit HK$376K · loan HK$564K · min. income ≈ HK$5,468/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,863
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,939
−HK$78/mo
Today · 4.125%
HK$3,017
baseline
▲ 0.50% · 4.625%
HK$3,176
+HK$159/mo
Deposit HK$376K · loan HK$564K · min. income ≈ HK$6,034/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,788
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,874
−HK$88/mo
Today · 4.125%
HK$2,962
baseline
▲ 0.50% · 4.625%
HK$3,143
+HK$181/mo
Deposit HK$329K · loan HK$611K · min. income ≈ HK$5,924/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,101
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,184
−HK$85/mo
Today · 4.125%
HK$3,269
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$172/mo
Deposit HK$329K · loan HK$611K · min. income ≈ HK$6,538/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,095
−HK$95/mo
Today · 4.125%
HK$3,190
baseline
▲ 0.50% · 4.625%
HK$3,384
+HK$194/mo
Deposit HK$282K · loan HK$658K · min. income ≈ HK$6,380/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,340
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,429
−HK$91/mo
Today · 4.125%
HK$3,520
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$186/mo
Deposit HK$282K · loan HK$658K · min. income ≈ HK$7,040/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,216
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,316
−HK$102/mo
Today · 4.125%
HK$3,418
baseline
▲ 0.50% · 4.625%
HK$3,626
+HK$208/mo
Deposit HK$235K · loan HK$705K · min. income ≈ HK$6,836/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,578
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,674
−HK$98/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$3,970
+HK$198/mo
Deposit HK$235K · loan HK$705K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,431
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,538
−HK$108/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,868
+HK$222/mo
Deposit HK$188K · loan HK$752K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,817
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,919
−HK$104/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$212/mo
Deposit HK$188K · loan HK$752K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,645
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$141K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,055
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$110/mo
Today · 4.125%
HK$4,274
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$226/mo
Deposit HK$141K · loan HK$799K · min. income ≈ HK$8,548/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,860
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,980
−HK$122/mo
Today · 4.125%
HK$4,102
baseline
▲ 0.50% · 4.625%
HK$4,351
+HK$249/mo
Deposit HK$94K · loan HK$846K · min. income ≈ HK$8,204/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,294
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,409
−HK$117/mo
Today · 4.125%
HK$4,526
baseline
▲ 0.50% · 4.625%
HK$4,764
+HK$238/mo
Deposit HK$94K · loan HK$846K · min. income ≈ HK$9,052/mo (50% DSR)
Upfront cash ≈ HK$94K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).