▼ 0.50% · 3.625%
HK$2,618
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,699
−HK$83/mo
Today · 4.125%
HK$2,782
baseline
▲ 0.50% · 4.625%
HK$2,951
+HK$169/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$5,564/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,912
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,990
−HK$79/mo
Today · 4.125%
HK$3,069
baseline
▲ 0.50% · 4.625%
HK$3,231
+HK$162/mo
Deposit HK$574K · loan HK$574K · min. income ≈ HK$6,138/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,879
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$91/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$186/mo
Deposit HK$517K · loan HK$631K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$87/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$178/mo
Deposit HK$517K · loan HK$631K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$517K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$99/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$203/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$95/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$194/mo
Deposit HK$459K · loan HK$689K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$107/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$220/mo
Deposit HK$402K · loan HK$746K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,786
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$103/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,201
+HK$211/mo
Deposit HK$402K · loan HK$746K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$402K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,665
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,779
−HK$115/mo
Today · 4.125%
HK$3,894
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$237/mo
Deposit HK$344K · loan HK$804K · min. income ≈ HK$7,788/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,077
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$111/mo
Today · 4.125%
HK$4,297
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$227/mo
Deposit HK$344K · loan HK$804K · min. income ≈ HK$8,594/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,926
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$124/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$254/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,368
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,485
−HK$119/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,847
+HK$243/mo
Deposit HK$287K · loan HK$861K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$133/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,722
+HK$271/mo
Deposit HK$230K · loan HK$918K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$127/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$259/mo
Deposit HK$230K · loan HK$918K · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,450
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$141/mo
Today · 4.125%
HK$4,729
baseline
▲ 0.50% · 4.625%
HK$5,017
+HK$288/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$9,458/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,950
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$135/mo
Today · 4.125%
HK$5,218
baseline
▲ 0.50% · 4.625%
HK$5,493
+HK$275/mo
Deposit HK$172K · loan HK$976K · min. income ≈ HK$10,436/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,858
−HK$149/mo
Today · 4.125%
HK$5,007
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$305/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$10,014/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,242
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$143/mo
Today · 4.125%
HK$5,525
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$291/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,050/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).