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At today's rate and a 90% mortgage, the deposit on this unit is about HK$328K, with repayments around HK$14,314/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,628/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 367 ft²
- Efficiency
- 77%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2015-01-19 | HK$3.11M | +55.5% |
| 2012-10-26 | HK$2.00M | +53.8% |
| 2010-03-10 | HK$1.30M | +46.1% |
| 2008-03-25 | HK$890K | +0.0% |
| 2007-12-19 | HK$890K | +14.1% |
| 2007-10-18 | HK$780K | −1.3% |
| 2006-07-12 | HK$790K | +23.4% |
| 2005-11-14 | HK$640K | +18.5% |
| 2002-12-18 | HK$540K | +12.5% |
| 2002-11-23 | HK$480K | +17.1% |
| 2002-11-01 | HK$410K | −72.5% |
| 1997-10-23 | HK$1.49M | +15.5% |
| 1997-07-19 | HK$1.29M | +35.8% |
| 1996-08-29 | HK$950K | — |