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At today's rate and a 90% mortgage, the deposit on this unit is about HK$216K, with repayments around HK$9,436/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$216K · loan HK$1.95M · min. income ≈ HK$18,872/mo (50% DSR)
Upfront cash ≈ HK$216K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 76 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 92 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- F
- Saleable Area
- 179 Saleable ft²
- Gross Area
- 240 ft²
- Efficiency
- 75%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-04 | HK$3.25M | +36.6% 3.0y · 12.0%/yr |
| 2016-11-08 | HK$2.38M | +26.6% 3.3y · 8.0%/yr |
| 2013-06-18 | HK$1.88M | +44.6% |
| 2011-05-23 | HK$1.30M | +109.7% |
| 2009-02-03 | HK$620K | +26.5% |
| 2002-01-30 | HK$490K | +40.0% |
| 2001-12-12 | HK$350K | −59.3% |
| 1995-12-05 | HK$860K | — |