▼ 0.50% · 3.625%
HK$4,788
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,936
−HK$152/mo
Today · 4.125%
HK$5,088
baseline
▲ 0.50% · 4.625%
HK$5,397
+HK$309/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,176/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,326
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$145/mo
Today · 4.125%
HK$5,614
baseline
▲ 0.50% · 4.625%
HK$5,910
+HK$296/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,228/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,266
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,430
−HK$166/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$341/mo
Deposit HK$945K · loan HK$1.15M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,859
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,016
−HK$159/mo
Today · 4.125%
HK$6,175
baseline
▲ 0.50% · 4.625%
HK$6,501
+HK$326/mo
Deposit HK$945K · loan HK$1.15M · min. income ≈ HK$12,350/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,745
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,924
−HK$181/mo
Today · 4.125%
HK$6,105
baseline
▲ 0.50% · 4.625%
HK$6,477
+HK$372/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$12,210/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,391
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,563
−HK$174/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,092
+HK$355/mo
Deposit HK$840K · loan HK$1.26M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$197/mo
Today · 4.125%
HK$6,614
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$402/mo
Deposit HK$735K · loan HK$1.36M · min. income ≈ HK$13,228/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,924
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,110
−HK$188/mo
Today · 4.125%
HK$7,298
baseline
▲ 0.50% · 4.625%
HK$7,683
+HK$385/mo
Deposit HK$735K · loan HK$1.36M · min. income ≈ HK$14,596/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,703
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,911
−HK$212/mo
Today · 4.125%
HK$7,123
baseline
▲ 0.50% · 4.625%
HK$7,556
+HK$433/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$14,246/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,456
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,656
−HK$203/mo
Today · 4.125%
HK$7,859
baseline
▲ 0.50% · 4.625%
HK$8,274
+HK$415/mo
Deposit HK$630K · loan HK$1.47M · min. income ≈ HK$15,718/mo (50% DSR)
Upfront cash ≈ HK$630K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,181
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,405
−HK$227/mo
Today · 4.125%
HK$7,632
baseline
▲ 0.50% · 4.625%
HK$8,096
+HK$464/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$15,264/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,989
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,203
−HK$218/mo
Today · 4.125%
HK$8,421
baseline
▲ 0.50% · 4.625%
HK$8,865
+HK$444/mo
Deposit HK$525K · loan HK$1.57M · min. income ≈ HK$16,842/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,898
−HK$242/mo
Today · 4.125%
HK$8,140
baseline
▲ 0.50% · 4.625%
HK$8,636
+HK$496/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$16,280/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,522
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,750
−HK$232/mo
Today · 4.125%
HK$8,982
baseline
▲ 0.50% · 4.625%
HK$9,456
+HK$474/mo
Deposit HK$420K · loan HK$1.68M · min. income ≈ HK$17,964/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,139
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,392
−HK$257/mo
Today · 4.125%
HK$8,649
baseline
▲ 0.50% · 4.625%
HK$9,175
+HK$526/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$17,298/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,054
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,297
−HK$246/mo
Today · 4.125%
HK$9,543
baseline
▲ 0.50% · 4.625%
HK$10,047
+HK$504/mo
Deposit HK$315K · loan HK$1.78M · min. income ≈ HK$19,086/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,618
−HK$540/mo
▼ 0.25% · 3.875%
HK$8,886
−HK$272/mo
Today · 4.125%
HK$9,158
baseline
▲ 0.50% · 4.625%
HK$9,715
+HK$557/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$18,316/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,587
−HK$518/mo
▼ 0.25% · 3.875%
HK$9,844
−HK$261/mo
Today · 4.125%
HK$10,105
baseline
▲ 0.50% · 4.625%
HK$10,637
+HK$532/mo
Deposit HK$210K · loan HK$1.89M · min. income ≈ HK$20,210/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).