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At today's rate and a 90% mortgage, the deposit on this unit is about HK$291K, with repayments around HK$12,684/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$291K · loan HK$2.62M · min. income ≈ HK$25,368/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- G
- Saleable Area
- 236 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-20 | HK$4.18M | +40.3% 5.1y · 8.0%/yr |
| 2016-09-13 | HK$2.98M | +26.8% 3.0y · 9.0%/yr |
| 2013-08-29 | HK$2.35M | +56.7% |
| 2011-01-10 | HK$1.50M | +37.6% |
| 2010-02-19 | HK$1.09M | +49.3% |
| 2006-10-26 | HK$730K | — |