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At today's rate and a 90% mortgage, the deposit on this unit is about HK$270K, with repayments around HK$11,788/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$270K · loan HK$2.43M · min. income ≈ HK$23,576/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- F
- Saleable Area
- 236 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 69%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-16 | HK$2.68M | −31.3% 4.4y · −7.0%/yr |
| 2021-01-27 | HK$3.90M | +15.4% 3.5y · 4.0%/yr |
| 2017-07-31 | HK$3.38M | +119.5% 6.3y · 19.0%/yr |
| 2011-03-11 | HK$1.54M | +55.6% |
| 2009-11-06 | HK$990K | +7.6% |
| 2008-02-18 | HK$920K | +31.4% |
| 2007-10-18 | HK$700K | +4.5% |
| 2007-05-26 | HK$670K | — |