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At today's rate and a 90% mortgage, the deposit on this unit is about HK$304K, with repayments around HK$13,276/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$304K · loan HK$2.74M · min. income ≈ HK$26,552/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 31 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- A
- Saleable Area
- 243 Saleable ft²
- Gross Area
- 363 ft²
- Efficiency
- 67%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-01-06 | HK$2.85M | −24.6% 5.3y · −5.0%/yr |
| 2020-09-04 | HK$3.78M | +215.0% 9.8y · 22.0%/yr |
| 2010-12-03 | HK$1.20M | +64.4% |
| 2006-03-03 | HK$730K | +30.4% |
| 2002-07-30 | HK$560K | −47.2% |
| 1996-10-12 | HK$1.06M | — |