▼ 0.50% · 3.625%
HK$2,586
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,666
−HK$82/mo
Today · 4.125%
HK$2,748
baseline
▲ 0.50% · 4.625%
HK$2,915
+HK$167/mo
Deposit HK$567K · loan HK$567K · min. income ≈ HK$5,496/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,954
−HK$78/mo
Today · 4.125%
HK$3,032
baseline
▲ 0.50% · 4.625%
HK$3,192
+HK$160/mo
Deposit HK$567K · loan HK$567K · min. income ≈ HK$6,064/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,845
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,933
−HK$90/mo
Today · 4.125%
HK$3,023
baseline
▲ 0.50% · 4.625%
HK$3,207
+HK$184/mo
Deposit HK$510K · loan HK$624K · min. income ≈ HK$6,046/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,249
−HK$86/mo
Today · 4.125%
HK$3,335
baseline
▲ 0.50% · 4.625%
HK$3,511
+HK$176/mo
Deposit HK$510K · loan HK$624K · min. income ≈ HK$6,670/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,103
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,200
−HK$98/mo
Today · 4.125%
HK$3,298
baseline
▲ 0.50% · 4.625%
HK$3,498
+HK$200/mo
Deposit HK$454K · loan HK$680K · min. income ≈ HK$6,596/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$94/mo
Today · 4.125%
HK$3,639
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$192/mo
Deposit HK$454K · loan HK$680K · min. income ≈ HK$7,278/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,362
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$107/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,790
+HK$217/mo
Deposit HK$397K · loan HK$737K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$102/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$208/mo
Deposit HK$397K · loan HK$737K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,620
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$114/mo
Today · 4.125%
HK$3,847
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$234/mo
Deposit HK$340K · loan HK$794K · min. income ≈ HK$7,694/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,028
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,136
−HK$109/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$224/mo
Deposit HK$340K · loan HK$794K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,879
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,000
−HK$122/mo
Today · 4.125%
HK$4,122
baseline
▲ 0.50% · 4.625%
HK$4,373
+HK$251/mo
Deposit HK$284K · loan HK$851K · min. income ≈ HK$8,244/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,431
−HK$117/mo
Today · 4.125%
HK$4,548
baseline
▲ 0.50% · 4.625%
HK$4,788
+HK$240/mo
Deposit HK$284K · loan HK$851K · min. income ≈ HK$9,096/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,138
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$131/mo
Today · 4.125%
HK$4,397
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$268/mo
Deposit HK$227K · loan HK$907K · min. income ≈ HK$8,794/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,726
−HK$126/mo
Today · 4.125%
HK$4,852
baseline
▲ 0.50% · 4.625%
HK$5,107
+HK$255/mo
Deposit HK$227K · loan HK$907K · min. income ≈ HK$9,704/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,533
−HK$139/mo
Today · 4.125%
HK$4,672
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$284/mo
Deposit HK$170K · loan HK$964K · min. income ≈ HK$9,344/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,891
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,022
−HK$133/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,427
+HK$272/mo
Deposit HK$170K · loan HK$964K · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,655
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,799
−HK$148/mo
Today · 4.125%
HK$4,947
baseline
▲ 0.50% · 4.625%
HK$5,248
+HK$301/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,894/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,178
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$141/mo
Today · 4.125%
HK$5,458
baseline
▲ 0.50% · 4.625%
HK$5,746
+HK$288/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,916/mo (50% DSR)
Upfront cash ≈ HK$114K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).