▼ 0.50% · 3.625%
HK$2,699
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$86/mo
Today · 4.125%
HK$2,869
baseline
▲ 0.50% · 4.625%
HK$3,043
+HK$174/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$5,738/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,003
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,084
−HK$81/mo
Today · 4.125%
HK$3,165
baseline
▲ 0.50% · 4.625%
HK$3,332
+HK$167/mo
Deposit HK$592K · loan HK$592K · min. income ≈ HK$6,330/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,969
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,062
−HK$94/mo
Today · 4.125%
HK$3,156
baseline
▲ 0.50% · 4.625%
HK$3,348
+HK$192/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,312/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,303
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,392
−HK$90/mo
Today · 4.125%
HK$3,482
baseline
▲ 0.50% · 4.625%
HK$3,665
+HK$183/mo
Deposit HK$533K · loan HK$651K · min. income ≈ HK$6,964/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,239
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,340
−HK$102/mo
Today · 4.125%
HK$3,442
baseline
▲ 0.50% · 4.625%
HK$3,652
+HK$210/mo
Deposit HK$474K · loan HK$710K · min. income ≈ HK$6,884/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,604
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,700
−HK$98/mo
Today · 4.125%
HK$3,798
baseline
▲ 0.50% · 4.625%
HK$3,999
+HK$201/mo
Deposit HK$474K · loan HK$710K · min. income ≈ HK$7,596/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,509
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,618
−HK$111/mo
Today · 4.125%
HK$3,729
baseline
▲ 0.50% · 4.625%
HK$3,956
+HK$227/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$7,458/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,904
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,009
−HK$106/mo
Today · 4.125%
HK$4,115
baseline
▲ 0.50% · 4.625%
HK$4,332
+HK$217/mo
Deposit HK$414K · loan HK$769K · min. income ≈ HK$8,230/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,779
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$119/mo
Today · 4.125%
HK$4,016
baseline
▲ 0.50% · 4.625%
HK$4,260
+HK$244/mo
Deposit HK$355K · loan HK$829K · min. income ≈ HK$8,032/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,204
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$114/mo
Today · 4.125%
HK$4,431
baseline
▲ 0.50% · 4.625%
HK$4,665
+HK$234/mo
Deposit HK$355K · loan HK$829K · min. income ≈ HK$8,862/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,049
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,175
−HK$128/mo
Today · 4.125%
HK$4,303
baseline
▲ 0.50% · 4.625%
HK$4,565
+HK$262/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$8,606/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,625
−HK$123/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$250/mo
Deposit HK$296K · loan HK$888K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,453
−HK$137/mo
Today · 4.125%
HK$4,590
baseline
▲ 0.50% · 4.625%
HK$4,869
+HK$279/mo
Deposit HK$237K · loan HK$947K · min. income ≈ HK$9,180/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,805
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,934
−HK$130/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,331
+HK$267/mo
Deposit HK$237K · loan HK$947K · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$145/mo
Today · 4.125%
HK$4,877
baseline
▲ 0.50% · 4.625%
HK$5,173
+HK$296/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,754/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,105
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,242
−HK$139/mo
Today · 4.125%
HK$5,381
baseline
▲ 0.50% · 4.625%
HK$5,665
+HK$284/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,762/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$154/mo
Today · 4.125%
HK$5,164
baseline
▲ 0.50% · 4.625%
HK$5,478
+HK$314/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$10,328/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,550
−HK$147/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$5,998
+HK$301/mo
Deposit HK$118K · loan HK$1.07M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).