▼ 0.50% · 3.625%
HK$1,683
−HK$106/mo
▼ 0.25% · 3.875%
HK$1,736
−HK$53/mo
Today · 4.125%
HK$1,789
baseline
▲ 0.50% · 4.625%
HK$1,898
+HK$109/mo
Deposit HK$369K · loan HK$369K · min. income ≈ HK$3,578/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,873
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,923
−HK$51/mo
Today · 4.125%
HK$1,974
baseline
▲ 0.50% · 4.625%
HK$2,078
+HK$104/mo
Deposit HK$369K · loan HK$369K · min. income ≈ HK$3,948/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,852
−HK$116/mo
▼ 0.25% · 3.875%
HK$1,909
−HK$59/mo
Today · 4.125%
HK$1,968
baseline
▲ 0.50% · 4.625%
HK$2,088
+HK$120/mo
Deposit HK$332K · loan HK$406K · min. income ≈ HK$3,936/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,060
−HK$111/mo
▼ 0.25% · 3.875%
HK$2,115
−HK$56/mo
Today · 4.125%
HK$2,171
baseline
▲ 0.50% · 4.625%
HK$2,286
+HK$115/mo
Deposit HK$332K · loan HK$406K · min. income ≈ HK$4,342/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,020
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,083
−HK$64/mo
Today · 4.125%
HK$2,147
baseline
▲ 0.50% · 4.625%
HK$2,277
+HK$130/mo
Deposit HK$295K · loan HK$443K · min. income ≈ HK$4,294/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,247
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,308
−HK$61/mo
Today · 4.125%
HK$2,369
baseline
▲ 0.50% · 4.625%
HK$2,494
+HK$125/mo
Deposit HK$295K · loan HK$443K · min. income ≈ HK$4,738/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,189
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,257
−HK$69/mo
Today · 4.125%
HK$2,326
baseline
▲ 0.50% · 4.625%
HK$2,467
+HK$141/mo
Deposit HK$258K · loan HK$480K · min. income ≈ HK$4,652/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,435
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,500
−HK$66/mo
Today · 4.125%
HK$2,566
baseline
▲ 0.50% · 4.625%
HK$2,702
+HK$136/mo
Deposit HK$258K · loan HK$480K · min. income ≈ HK$5,132/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,357
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,430
−HK$75/mo
Today · 4.125%
HK$2,505
baseline
▲ 0.50% · 4.625%
HK$2,657
+HK$152/mo
Deposit HK$221K · loan HK$517K · min. income ≈ HK$5,010/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,622
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,692
−HK$72/mo
Today · 4.125%
HK$2,764
baseline
▲ 0.50% · 4.625%
HK$2,909
+HK$145/mo
Deposit HK$221K · loan HK$517K · min. income ≈ HK$5,528/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,525
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,604
−HK$80/mo
Today · 4.125%
HK$2,684
baseline
▲ 0.50% · 4.625%
HK$2,847
+HK$163/mo
Deposit HK$185K · loan HK$554K · min. income ≈ HK$5,368/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,809
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,885
−HK$76/mo
Today · 4.125%
HK$2,961
baseline
▲ 0.50% · 4.625%
HK$3,117
+HK$156/mo
Deposit HK$185K · loan HK$554K · min. income ≈ HK$5,922/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,694
−HK$168/mo
▼ 0.25% · 3.875%
HK$2,777
−HK$85/mo
Today · 4.125%
HK$2,862
baseline
▲ 0.50% · 4.625%
HK$3,037
+HK$175/mo
Deposit HK$148K · loan HK$591K · min. income ≈ HK$5,724/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,997
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,077
−HK$81/mo
Today · 4.125%
HK$3,158
baseline
▲ 0.50% · 4.625%
HK$3,325
+HK$167/mo
Deposit HK$148K · loan HK$591K · min. income ≈ HK$6,316/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,862
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,951
−HK$90/mo
Today · 4.125%
HK$3,041
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$185/mo
Deposit HK$111K · loan HK$628K · min. income ≈ HK$6,082/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,184
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,269
−HK$87/mo
Today · 4.125%
HK$3,356
baseline
▲ 0.50% · 4.625%
HK$3,533
+HK$177/mo
Deposit HK$111K · loan HK$628K · min. income ≈ HK$6,712/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,030
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,125
−HK$95/mo
Today · 4.125%
HK$3,220
baseline
▲ 0.50% · 4.625%
HK$3,416
+HK$196/mo
Deposit HK$74K · loan HK$664K · min. income ≈ HK$6,440/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,371
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,462
−HK$91/mo
Today · 4.125%
HK$3,553
baseline
▲ 0.50% · 4.625%
HK$3,741
+HK$188/mo
Deposit HK$74K · loan HK$664K · min. income ≈ HK$7,106/mo (50% DSR)
Upfront cash ≈ HK$74K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).