▼ 0.50% · 3.625%
HK$1,613
−HK$101/mo
▼ 0.25% · 3.875%
HK$1,663
−HK$51/mo
Today · 4.125%
HK$1,714
baseline
▲ 0.50% · 4.625%
HK$1,818
+HK$104/mo
Deposit HK$354K · loan HK$354K · min. income ≈ HK$3,428/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,794
−HK$97/mo
▼ 0.25% · 3.875%
HK$1,842
−HK$49/mo
Today · 4.125%
HK$1,891
baseline
▲ 0.50% · 4.625%
HK$1,991
+HK$100/mo
Deposit HK$354K · loan HK$354K · min. income ≈ HK$3,782/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,774
−HK$111/mo
▼ 0.25% · 3.875%
HK$1,829
−HK$56/mo
Today · 4.125%
HK$1,885
baseline
▲ 0.50% · 4.625%
HK$2,000
+HK$115/mo
Deposit HK$318K · loan HK$389K · min. income ≈ HK$3,770/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,974
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,027
−HK$53/mo
Today · 4.125%
HK$2,080
baseline
▲ 0.50% · 4.625%
HK$2,190
+HK$110/mo
Deposit HK$318K · loan HK$389K · min. income ≈ HK$4,160/mo (50% DSR)
Upfront cash ≈ HK$318K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,935
−HK$122/mo
▼ 0.25% · 3.875%
HK$1,995
−HK$62/mo
Today · 4.125%
HK$2,057
baseline
▲ 0.50% · 4.625%
HK$2,182
+HK$125/mo
Deposit HK$283K · loan HK$424K · min. income ≈ HK$4,114/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,153
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,211
−HK$58/mo
Today · 4.125%
HK$2,269
baseline
▲ 0.50% · 4.625%
HK$2,389
+HK$120/mo
Deposit HK$283K · loan HK$424K · min. income ≈ HK$4,538/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,097
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,162
−HK$66/mo
Today · 4.125%
HK$2,228
baseline
▲ 0.50% · 4.625%
HK$2,364
+HK$136/mo
Deposit HK$248K · loan HK$460K · min. income ≈ HK$4,456/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,332
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,395
−HK$63/mo
Today · 4.125%
HK$2,458
baseline
▲ 0.50% · 4.625%
HK$2,588
+HK$130/mo
Deposit HK$248K · loan HK$460K · min. income ≈ HK$4,916/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,258
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,328
−HK$71/mo
Today · 4.125%
HK$2,399
baseline
▲ 0.50% · 4.625%
HK$2,545
+HK$146/mo
Deposit HK$212K · loan HK$495K · min. income ≈ HK$4,798/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,512
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,579
−HK$69/mo
Today · 4.125%
HK$2,648
baseline
▲ 0.50% · 4.625%
HK$2,787
+HK$139/mo
Deposit HK$212K · loan HK$495K · min. income ≈ HK$5,296/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,419
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,494
−HK$77/mo
Today · 4.125%
HK$2,571
baseline
▲ 0.50% · 4.625%
HK$2,727
+HK$156/mo
Deposit HK$177K · loan HK$530K · min. income ≈ HK$5,142/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,691
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,763
−HK$74/mo
Today · 4.125%
HK$2,837
baseline
▲ 0.50% · 4.625%
HK$2,986
+HK$149/mo
Deposit HK$177K · loan HK$530K · min. income ≈ HK$5,674/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,580
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,661
−HK$81/mo
Today · 4.125%
HK$2,742
baseline
▲ 0.50% · 4.625%
HK$2,909
+HK$167/mo
Deposit HK$141K · loan HK$566K · min. income ≈ HK$5,484/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,871
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,948
−HK$78/mo
Today · 4.125%
HK$3,026
baseline
▲ 0.50% · 4.625%
HK$3,185
+HK$159/mo
Deposit HK$141K · loan HK$566K · min. income ≈ HK$6,052/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,742
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,827
−HK$87/mo
Today · 4.125%
HK$2,914
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$177/mo
Deposit HK$106K · loan HK$601K · min. income ≈ HK$5,828/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,050
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$83/mo
Today · 4.125%
HK$3,215
baseline
▲ 0.50% · 4.625%
HK$3,384
+HK$169/mo
Deposit HK$106K · loan HK$601K · min. income ≈ HK$6,430/mo (50% DSR)
Upfront cash ≈ HK$106K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,903
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,993
−HK$92/mo
Today · 4.125%
HK$3,085
baseline
▲ 0.50% · 4.625%
HK$3,273
+HK$188/mo
Deposit HK$71K · loan HK$637K · min. income ≈ HK$6,170/mo (50% DSR)
Upfront cash ≈ HK$71K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,229
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,316
−HK$88/mo
Today · 4.125%
HK$3,404
baseline
▲ 0.50% · 4.625%
HK$3,583
+HK$179/mo
Deposit HK$71K · loan HK$637K · min. income ≈ HK$6,808/mo (50% DSR)
Upfront cash ≈ HK$71K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).