▼ 0.50% · 3.625%
HK$3,035
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$96/mo
Today · 4.125%
HK$3,225
baseline
▲ 0.50% · 4.625%
HK$3,421
+HK$196/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$6,450/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,376
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,467
−HK$92/mo
Today · 4.125%
HK$3,559
baseline
▲ 0.50% · 4.625%
HK$3,746
+HK$187/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$7,118/mo (50% DSR)
Upfront cash ≈ HK$666K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,338
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,442
−HK$106/mo
Today · 4.125%
HK$3,548
baseline
▲ 0.50% · 4.625%
HK$3,763
+HK$215/mo
Deposit HK$599K · loan HK$732K · min. income ≈ HK$7,096/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,714
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,813
−HK$101/mo
Today · 4.125%
HK$3,914
baseline
▲ 0.50% · 4.625%
HK$4,121
+HK$207/mo
Deposit HK$599K · loan HK$732K · min. income ≈ HK$7,828/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$115/mo
Today · 4.125%
HK$3,870
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$236/mo
Deposit HK$532K · loan HK$799K · min. income ≈ HK$7,740/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$110/mo
Today · 4.125%
HK$4,270
baseline
▲ 0.50% · 4.625%
HK$4,495
+HK$225/mo
Deposit HK$532K · loan HK$799K · min. income ≈ HK$8,540/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$125/mo
Today · 4.125%
HK$4,193
baseline
▲ 0.50% · 4.625%
HK$4,448
+HK$255/mo
Deposit HK$466K · loan HK$865K · min. income ≈ HK$8,386/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,389
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,507
−HK$119/mo
Today · 4.125%
HK$4,626
baseline
▲ 0.50% · 4.625%
HK$4,870
+HK$244/mo
Deposit HK$466K · loan HK$865K · min. income ≈ HK$9,252/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$134/mo
Today · 4.125%
HK$4,515
baseline
▲ 0.50% · 4.625%
HK$4,790
+HK$275/mo
Deposit HK$399K · loan HK$932K · min. income ≈ HK$9,030/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,727
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$129/mo
Today · 4.125%
HK$4,982
baseline
▲ 0.50% · 4.625%
HK$5,245
+HK$263/mo
Deposit HK$399K · loan HK$932K · min. income ≈ HK$9,964/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,552
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$144/mo
Today · 4.125%
HK$4,838
baseline
▲ 0.50% · 4.625%
HK$5,132
+HK$294/mo
Deposit HK$333K · loan HK$998K · min. income ≈ HK$9,676/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,064
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$138/mo
Today · 4.125%
HK$5,338
baseline
▲ 0.50% · 4.625%
HK$5,619
+HK$281/mo
Deposit HK$333K · loan HK$998K · min. income ≈ HK$10,676/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,856
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$153/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,474
+HK$314/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,402
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,547
−HK$147/mo
Today · 4.125%
HK$5,694
baseline
▲ 0.50% · 4.625%
HK$5,994
+HK$300/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,388/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,159
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$163/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,816
+HK$333/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,739
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$157/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,368
+HK$318/mo
Deposit HK$200K · loan HK$1.13M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,632
−HK$173/mo
Today · 4.125%
HK$5,805
baseline
▲ 0.50% · 4.625%
HK$6,158
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,610/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,077
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$165/mo
Today · 4.125%
HK$6,405
baseline
▲ 0.50% · 4.625%
HK$6,743
+HK$338/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,810/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).