▼ 0.50% · 3.625%
HK$3,081
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,177
−HK$97/mo
Today · 4.125%
HK$3,274
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$199/mo
Deposit HK$676K · loan HK$676K · min. income ≈ HK$6,548/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$94/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$190/mo
Deposit HK$676K · loan HK$676K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,389
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,494
−HK$107/mo
Today · 4.125%
HK$3,601
baseline
▲ 0.50% · 4.625%
HK$3,821
+HK$220/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,202/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,770
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,871
−HK$103/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,183
+HK$209/mo
Deposit HK$608K · loan HK$743K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$117/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,168
+HK$239/mo
Deposit HK$540K · loan HK$811K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$112/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$229/mo
Deposit HK$540K · loan HK$811K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,130
−HK$126/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$259/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,456
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$121/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,944
+HK$248/mo
Deposit HK$473K · loan HK$878K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,313
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,447
−HK$137/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,862
+HK$278/mo
Deposit HK$405K · loan HK$946K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,798
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,927
−HK$131/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,324
+HK$266/mo
Deposit HK$405K · loan HK$946K · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,621
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$146/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,210
+HK$299/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,279
−HK$140/mo
Today · 4.125%
HK$5,419
baseline
▲ 0.50% · 4.625%
HK$5,704
+HK$285/mo
Deposit HK$338K · loan HK$1.01M · min. income ≈ HK$10,838/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,083
−HK$155/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$319/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,484
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,631
−HK$149/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,085
+HK$305/mo
Deposit HK$270K · loan HK$1.08M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,237
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,400
−HK$166/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,904
+HK$338/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,826
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,983
−HK$158/mo
Today · 4.125%
HK$6,141
baseline
▲ 0.50% · 4.625%
HK$6,465
+HK$324/mo
Deposit HK$203K · loan HK$1.15M · min. income ≈ HK$12,282/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,545
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,718
−HK$175/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,252
+HK$359/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,169
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,335
−HK$168/mo
Today · 4.125%
HK$6,503
baseline
▲ 0.50% · 4.625%
HK$6,845
+HK$342/mo
Deposit HK$135K · loan HK$1.22M · min. income ≈ HK$13,006/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).