▼ 0.50% · 3.625%
HK$1,587
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,636
−HK$51/mo
Today · 4.125%
HK$1,687
baseline
▲ 0.50% · 4.625%
HK$1,789
+HK$102/mo
Deposit HK$348K · loan HK$348K · min. income ≈ HK$3,374/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,766
−HK$95/mo
▼ 0.25% · 3.875%
HK$1,813
−HK$48/mo
Today · 4.125%
HK$1,861
baseline
▲ 0.50% · 4.625%
HK$1,959
+HK$98/mo
Deposit HK$348K · loan HK$348K · min. income ≈ HK$3,722/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,746
−HK$109/mo
▼ 0.25% · 3.875%
HK$1,800
−HK$55/mo
Today · 4.125%
HK$1,855
baseline
▲ 0.50% · 4.625%
HK$1,968
+HK$113/mo
Deposit HK$313K · loan HK$383K · min. income ≈ HK$3,710/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,942
−HK$105/mo
▼ 0.25% · 3.875%
HK$1,994
−HK$53/mo
Today · 4.125%
HK$2,047
baseline
▲ 0.50% · 4.625%
HK$2,155
+HK$108/mo
Deposit HK$313K · loan HK$383K · min. income ≈ HK$4,094/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,904
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,964
−HK$60/mo
Today · 4.125%
HK$2,024
baseline
▲ 0.50% · 4.625%
HK$2,147
+HK$123/mo
Deposit HK$278K · loan HK$418K · min. income ≈ HK$4,048/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,119
−HK$114/mo
▼ 0.25% · 3.875%
HK$2,176
−HK$57/mo
Today · 4.125%
HK$2,233
baseline
▲ 0.50% · 4.625%
HK$2,351
+HK$118/mo
Deposit HK$278K · loan HK$418K · min. income ≈ HK$4,466/mo (50% DSR)
Upfront cash ≈ HK$279K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,063
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,127
−HK$66/mo
Today · 4.125%
HK$2,193
baseline
▲ 0.50% · 4.625%
HK$2,326
+HK$133/mo
Deposit HK$244K · loan HK$452K · min. income ≈ HK$4,386/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,295
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,357
−HK$62/mo
Today · 4.125%
HK$2,419
baseline
▲ 0.50% · 4.625%
HK$2,547
+HK$128/mo
Deposit HK$244K · loan HK$452K · min. income ≈ HK$4,838/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,222
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,291
−HK$70/mo
Today · 4.125%
HK$2,361
baseline
▲ 0.50% · 4.625%
HK$2,505
+HK$144/mo
Deposit HK$209K · loan HK$487K · min. income ≈ HK$4,722/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,472
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,538
−HK$67/mo
Today · 4.125%
HK$2,605
baseline
▲ 0.50% · 4.625%
HK$2,743
+HK$138/mo
Deposit HK$209K · loan HK$487K · min. income ≈ HK$5,210/mo (50% DSR)
Upfront cash ≈ HK$209K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,381
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,455
−HK$75/mo
Today · 4.125%
HK$2,530
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$154/mo
Deposit HK$174K · loan HK$522K · min. income ≈ HK$5,060/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,648
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,719
−HK$72/mo
Today · 4.125%
HK$2,791
baseline
▲ 0.50% · 4.625%
HK$2,939
+HK$148/mo
Deposit HK$174K · loan HK$522K · min. income ≈ HK$5,582/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,539
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,618
−HK$81/mo
Today · 4.125%
HK$2,699
baseline
▲ 0.50% · 4.625%
HK$2,863
+HK$164/mo
Deposit HK$139K · loan HK$557K · min. income ≈ HK$5,398/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,825
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$77/mo
Today · 4.125%
HK$2,978
baseline
▲ 0.50% · 4.625%
HK$3,135
+HK$157/mo
Deposit HK$139K · loan HK$557K · min. income ≈ HK$5,956/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,698
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,782
−HK$85/mo
Today · 4.125%
HK$2,867
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$175/mo
Deposit HK$104K · loan HK$592K · min. income ≈ HK$5,734/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,082
−HK$82/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,330
+HK$166/mo
Deposit HK$104K · loan HK$592K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$104K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,857
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,946
−HK$90/mo
Today · 4.125%
HK$3,036
baseline
▲ 0.50% · 4.625%
HK$3,221
+HK$185/mo
Deposit HK$70K · loan HK$626K · min. income ≈ HK$6,072/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,178
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$87/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$176/mo
Deposit HK$70K · loan HK$626K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).