▼ 0.50% · 3.625%
HK$1,499
−HK$94/mo
▼ 0.25% · 3.875%
HK$1,546
−HK$47/mo
Today · 4.125%
HK$1,593
baseline
▲ 0.50% · 4.625%
HK$1,690
+HK$97/mo
Deposit HK$329K · loan HK$329K · min. income ≈ HK$3,186/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,668
−HK$90/mo
▼ 0.25% · 3.875%
HK$1,713
−HK$45/mo
Today · 4.125%
HK$1,758
baseline
▲ 0.50% · 4.625%
HK$1,851
+HK$93/mo
Deposit HK$329K · loan HK$329K · min. income ≈ HK$3,516/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,649
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,701
−HK$52/mo
Today · 4.125%
HK$1,753
baseline
▲ 0.50% · 4.625%
HK$1,859
+HK$106/mo
Deposit HK$296K · loan HK$362K · min. income ≈ HK$3,506/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,835
−HK$99/mo
▼ 0.25% · 3.875%
HK$1,884
−HK$50/mo
Today · 4.125%
HK$1,934
baseline
▲ 0.50% · 4.625%
HK$2,036
+HK$102/mo
Deposit HK$296K · loan HK$362K · min. income ≈ HK$3,868/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,799
−HK$113/mo
▼ 0.25% · 3.875%
HK$1,855
−HK$57/mo
Today · 4.125%
HK$1,912
baseline
▲ 0.50% · 4.625%
HK$2,028
+HK$116/mo
Deposit HK$263K · loan HK$395K · min. income ≈ HK$3,824/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,002
−HK$108/mo
▼ 0.25% · 3.875%
HK$2,055
−HK$55/mo
Today · 4.125%
HK$2,110
baseline
▲ 0.50% · 4.625%
HK$2,221
+HK$111/mo
Deposit HK$263K · loan HK$395K · min. income ≈ HK$4,220/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,949
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,010
−HK$61/mo
Today · 4.125%
HK$2,071
baseline
▲ 0.50% · 4.625%
HK$2,197
+HK$126/mo
Deposit HK$230K · loan HK$427K · min. income ≈ HK$4,142/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,168
−HK$117/mo
▼ 0.25% · 3.875%
HK$2,226
−HK$59/mo
Today · 4.125%
HK$2,285
baseline
▲ 0.50% · 4.625%
HK$2,406
+HK$121/mo
Deposit HK$230K · loan HK$427K · min. income ≈ HK$4,570/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,099
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,164
−HK$67/mo
Today · 4.125%
HK$2,231
baseline
▲ 0.50% · 4.625%
HK$2,366
+HK$135/mo
Deposit HK$197K · loan HK$460K · min. income ≈ HK$4,462/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,335
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,398
−HK$63/mo
Today · 4.125%
HK$2,461
baseline
▲ 0.50% · 4.625%
HK$2,591
+HK$130/mo
Deposit HK$197K · loan HK$460K · min. income ≈ HK$4,922/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,249
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,319
−HK$71/mo
Today · 4.125%
HK$2,390
baseline
▲ 0.50% · 4.625%
HK$2,535
+HK$145/mo
Deposit HK$164K · loan HK$493K · min. income ≈ HK$4,780/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,502
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,569
−HK$68/mo
Today · 4.125%
HK$2,637
baseline
▲ 0.50% · 4.625%
HK$2,776
+HK$139/mo
Deposit HK$164K · loan HK$493K · min. income ≈ HK$5,274/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,399
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,473
−HK$76/mo
Today · 4.125%
HK$2,549
baseline
▲ 0.50% · 4.625%
HK$2,704
+HK$155/mo
Deposit HK$132K · loan HK$526K · min. income ≈ HK$5,098/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,669
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,740
−HK$73/mo
Today · 4.125%
HK$2,813
baseline
▲ 0.50% · 4.625%
HK$2,961
+HK$148/mo
Deposit HK$132K · loan HK$526K · min. income ≈ HK$5,626/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,549
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,628
−HK$81/mo
Today · 4.125%
HK$2,709
baseline
▲ 0.50% · 4.625%
HK$2,873
+HK$164/mo
Deposit HK$99K · loan HK$559K · min. income ≈ HK$5,418/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,835
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,912
−HK$77/mo
Today · 4.125%
HK$2,989
baseline
▲ 0.50% · 4.625%
HK$3,146
+HK$157/mo
Deposit HK$99K · loan HK$559K · min. income ≈ HK$5,978/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,699
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$85/mo
Today · 4.125%
HK$2,868
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$174/mo
Deposit HK$66K · loan HK$592K · min. income ≈ HK$5,736/mo (50% DSR)
Upfront cash ≈ HK$66K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,002
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,083
−HK$81/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,331
+HK$167/mo
Deposit HK$66K · loan HK$592K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$66K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).