▼ 0.50% · 3.625%
HK$4,006
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,131
−HK$126/mo
Today · 4.125%
HK$4,257
baseline
▲ 0.50% · 4.625%
HK$4,516
+HK$259/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$8,514/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,576
−HK$121/mo
Today · 4.125%
HK$4,697
baseline
▲ 0.50% · 4.625%
HK$4,945
+HK$248/mo
Deposit HK$878K · loan HK$878K · min. income ≈ HK$9,394/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,407
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$139/mo
Today · 4.125%
HK$4,683
baseline
▲ 0.50% · 4.625%
HK$4,968
+HK$285/mo
Deposit HK$791K · loan HK$966K · min. income ≈ HK$9,366/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,034
−HK$133/mo
Today · 4.125%
HK$5,167
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$272/mo
Deposit HK$791K · loan HK$966K · min. income ≈ HK$10,334/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,957
−HK$152/mo
Today · 4.125%
HK$5,109
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$310/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$10,218/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,348
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$146/mo
Today · 4.125%
HK$5,637
baseline
▲ 0.50% · 4.625%
HK$5,934
+HK$297/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$11,274/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,370
−HK$164/mo
Today · 4.125%
HK$5,534
baseline
▲ 0.50% · 4.625%
HK$5,871
+HK$337/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$11,068/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,794
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,949
−HK$158/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,428
+HK$321/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,608
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,783
−HK$177/mo
Today · 4.125%
HK$5,960
baseline
▲ 0.50% · 4.625%
HK$6,323
+HK$363/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$11,920/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,239
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,407
−HK$169/mo
Today · 4.125%
HK$6,576
baseline
▲ 0.50% · 4.625%
HK$6,923
+HK$347/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$13,152/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$190/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,864
−HK$182/mo
Today · 4.125%
HK$7,046
baseline
▲ 0.50% · 4.625%
HK$7,417
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,092/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,410
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,609
−HK$202/mo
Today · 4.125%
HK$6,811
baseline
▲ 0.50% · 4.625%
HK$7,226
+HK$415/mo
Deposit HK$351K · loan HK$1.41M · min. income ≈ HK$13,622/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,131
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,322
−HK$194/mo
Today · 4.125%
HK$7,516
baseline
▲ 0.50% · 4.625%
HK$7,912
+HK$396/mo
Deposit HK$351K · loan HK$1.41M · min. income ≈ HK$15,032/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,810
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,022
−HK$215/mo
Today · 4.125%
HK$7,237
baseline
▲ 0.50% · 4.625%
HK$7,678
+HK$441/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$14,474/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,576
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,779
−HK$207/mo
Today · 4.125%
HK$7,986
baseline
▲ 0.50% · 4.625%
HK$8,406
+HK$420/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$15,972/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,211
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,435
−HK$228/mo
Today · 4.125%
HK$7,663
baseline
▲ 0.50% · 4.625%
HK$8,129
+HK$466/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,326/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,022
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,237
−HK$218/mo
Today · 4.125%
HK$8,455
baseline
▲ 0.50% · 4.625%
HK$8,901
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,910/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).