▼ 0.50% · 3.625%
HK$2,572
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,652
−HK$81/mo
Today · 4.125%
HK$2,733
baseline
▲ 0.50% · 4.625%
HK$2,900
+HK$167/mo
Deposit HK$564K · loan HK$564K · min. income ≈ HK$5,466/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,862
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,938
−HK$78/mo
Today · 4.125%
HK$3,016
baseline
▲ 0.50% · 4.625%
HK$3,175
+HK$159/mo
Deposit HK$564K · loan HK$564K · min. income ≈ HK$6,032/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,829
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$90/mo
Today · 4.125%
HK$3,007
baseline
▲ 0.50% · 4.625%
HK$3,190
+HK$183/mo
Deposit HK$508K · loan HK$620K · min. income ≈ HK$6,014/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,148
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,232
−HK$86/mo
Today · 4.125%
HK$3,318
baseline
▲ 0.50% · 4.625%
HK$3,493
+HK$175/mo
Deposit HK$508K · loan HK$620K · min. income ≈ HK$6,636/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,087
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$97/mo
Today · 4.125%
HK$3,280
baseline
▲ 0.50% · 4.625%
HK$3,480
+HK$200/mo
Deposit HK$451K · loan HK$677K · min. income ≈ HK$6,560/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,434
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,526
−HK$93/mo
Today · 4.125%
HK$3,619
baseline
▲ 0.50% · 4.625%
HK$3,810
+HK$191/mo
Deposit HK$451K · loan HK$677K · min. income ≈ HK$7,238/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,344
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$105/mo
Today · 4.125%
HK$3,553
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$217/mo
Deposit HK$395K · loan HK$733K · min. income ≈ HK$7,106/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,720
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$101/mo
Today · 4.125%
HK$3,921
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$207/mo
Deposit HK$395K · loan HK$733K · min. income ≈ HK$7,842/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,601
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,713
−HK$114/mo
Today · 4.125%
HK$3,827
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$233/mo
Deposit HK$338K · loan HK$790K · min. income ≈ HK$7,654/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,006
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$109/mo
Today · 4.125%
HK$4,223
baseline
▲ 0.50% · 4.625%
HK$4,445
+HK$222/mo
Deposit HK$338K · loan HK$790K · min. income ≈ HK$8,446/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,858
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$122/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,350
+HK$250/mo
Deposit HK$282K · loan HK$846K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,292
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,407
−HK$117/mo
Today · 4.125%
HK$4,524
baseline
▲ 0.50% · 4.625%
HK$4,763
+HK$239/mo
Deposit HK$282K · loan HK$846K · min. income ≈ HK$9,048/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,115
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,243
−HK$131/mo
Today · 4.125%
HK$4,374
baseline
▲ 0.50% · 4.625%
HK$4,640
+HK$266/mo
Deposit HK$226K · loan HK$902K · min. income ≈ HK$8,748/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,578
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$125/mo
Today · 4.125%
HK$4,826
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$254/mo
Deposit HK$226K · loan HK$902K · min. income ≈ HK$9,652/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,509
−HK$138/mo
Today · 4.125%
HK$4,647
baseline
▲ 0.50% · 4.625%
HK$4,930
+HK$283/mo
Deposit HK$169K · loan HK$959K · min. income ≈ HK$9,294/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,995
−HK$132/mo
Today · 4.125%
HK$5,127
baseline
▲ 0.50% · 4.625%
HK$5,398
+HK$271/mo
Deposit HK$169K · loan HK$959K · min. income ≈ HK$10,254/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,630
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$146/mo
Today · 4.125%
HK$4,920
baseline
▲ 0.50% · 4.625%
HK$5,220
+HK$300/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,840/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,151
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,289
−HK$140/mo
Today · 4.125%
HK$5,429
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$286/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,858/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).