▼ 0.50% · 3.625%
HK$2,723
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,807
−HK$87/mo
Today · 4.125%
HK$2,894
baseline
▲ 0.50% · 4.625%
HK$3,070
+HK$176/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$5,788/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,029
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,110
−HK$83/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,361
+HK$168/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,088
−HK$95/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,377
+HK$194/mo
Deposit HK$537K · loan HK$657K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$91/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,697
+HK$185/mo
Deposit HK$537K · loan HK$657K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,267
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,369
−HK$103/mo
Today · 4.125%
HK$3,472
baseline
▲ 0.50% · 4.625%
HK$3,683
+HK$211/mo
Deposit HK$478K · loan HK$716K · min. income ≈ HK$6,944/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,635
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$99/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,033
+HK$202/mo
Deposit HK$478K · loan HK$716K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,540
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,650
−HK$112/mo
Today · 4.125%
HK$3,762
baseline
▲ 0.50% · 4.625%
HK$3,990
+HK$228/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$7,524/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,938
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,043
−HK$108/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,369
+HK$218/mo
Deposit HK$418K · loan HK$776K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,812
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$121/mo
Today · 4.125%
HK$4,051
baseline
▲ 0.50% · 4.625%
HK$4,297
+HK$246/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,102/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,241
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,354
−HK$116/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,705
+HK$235/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,211
−HK$129/mo
Today · 4.125%
HK$4,340
baseline
▲ 0.50% · 4.625%
HK$4,604
+HK$264/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$8,680/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,544
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$124/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$252/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,356
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,492
−HK$138/mo
Today · 4.125%
HK$4,630
baseline
▲ 0.50% · 4.625%
HK$4,911
+HK$281/mo
Deposit HK$239K · loan HK$955K · min. income ≈ HK$9,260/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,976
−HK$132/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,378
+HK$270/mo
Deposit HK$239K · loan HK$955K · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$146/mo
Today · 4.125%
HK$4,919
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$299/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$9,838/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$141/mo
Today · 4.125%
HK$5,428
baseline
▲ 0.50% · 4.625%
HK$5,714
+HK$286/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$10,856/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$155/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$317/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,599
−HK$148/mo
Today · 4.125%
HK$5,747
baseline
▲ 0.50% · 4.625%
HK$6,050
+HK$303/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,494/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).