▼ 0.50% · 3.625%
HK$3,756
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$118/mo
Today · 4.125%
HK$3,991
baseline
▲ 0.50% · 4.625%
HK$4,234
+HK$243/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$7,982/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$114/mo
Today · 4.125%
HK$4,404
baseline
▲ 0.50% · 4.625%
HK$4,636
+HK$232/mo
Deposit HK$824K · loan HK$824K · min. income ≈ HK$8,808/mo (50% DSR)
Upfront cash ≈ HK$824K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,131
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$131/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$267/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,596
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$126/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$255/mo
Deposit HK$741K · loan HK$906K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,507
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$143/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,081
+HK$291/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,014
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,149
−HK$136/mo
Today · 4.125%
HK$5,285
baseline
▲ 0.50% · 4.625%
HK$5,564
+HK$279/mo
Deposit HK$659K · loan HK$988K · min. income ≈ HK$10,570/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,883
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,035
−HK$154/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,505
+HK$316/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,432
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,578
−HK$147/mo
Today · 4.125%
HK$5,725
baseline
▲ 0.50% · 4.625%
HK$6,027
+HK$302/mo
Deposit HK$576K · loan HK$1.07M · min. income ≈ HK$11,450/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,258
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,422
−HK$166/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,928
+HK$340/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,007
−HK$159/mo
Today · 4.125%
HK$6,166
baseline
▲ 0.50% · 4.625%
HK$6,491
+HK$325/mo
Deposit HK$494K · loan HK$1.15M · min. income ≈ HK$12,332/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,634
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,809
−HK$178/mo
Today · 4.125%
HK$5,987
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$364/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$11,974/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$170/mo
Today · 4.125%
HK$6,606
baseline
▲ 0.50% · 4.625%
HK$6,954
+HK$348/mo
Deposit HK$412K · loan HK$1.24M · min. income ≈ HK$13,212/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,009
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,196
−HK$190/mo
Today · 4.125%
HK$6,386
baseline
▲ 0.50% · 4.625%
HK$6,775
+HK$389/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$12,772/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,685
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,865
−HK$182/mo
Today · 4.125%
HK$7,047
baseline
▲ 0.50% · 4.625%
HK$7,418
+HK$371/mo
Deposit HK$329K · loan HK$1.32M · min. income ≈ HK$14,094/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,385
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,584
−HK$201/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,198
+HK$413/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,103
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,294
−HK$193/mo
Today · 4.125%
HK$7,487
baseline
▲ 0.50% · 4.625%
HK$7,882
+HK$395/mo
Deposit HK$247K · loan HK$1.40M · min. income ≈ HK$14,974/mo (50% DSR)
Upfront cash ≈ HK$247K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,761
−HK$424/mo
▼ 0.25% · 3.875%
HK$6,971
−HK$214/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,622
+HK$437/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,521
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,723
−HK$204/mo
Today · 4.125%
HK$7,927
baseline
▲ 0.50% · 4.625%
HK$8,345
+HK$418/mo
Deposit HK$165K · loan HK$1.48M · min. income ≈ HK$15,854/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).