▼ 0.50% · 3.625%
HK$3,318
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,422
−HK$104/mo
Today · 4.125%
HK$3,526
baseline
▲ 0.50% · 4.625%
HK$3,741
+HK$215/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,052/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,692
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,791
−HK$100/mo
Today · 4.125%
HK$3,891
baseline
▲ 0.50% · 4.625%
HK$4,096
+HK$205/mo
Deposit HK$728K · loan HK$728K · min. income ≈ HK$7,782/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,650
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,764
−HK$115/mo
Today · 4.125%
HK$3,879
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$236/mo
Deposit HK$655K · loan HK$800K · min. income ≈ HK$7,758/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,170
−HK$110/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,506
+HK$226/mo
Deposit HK$655K · loan HK$800K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,982
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,106
−HK$126/mo
Today · 4.125%
HK$4,232
baseline
▲ 0.50% · 4.625%
HK$4,489
+HK$257/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$8,464/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,430
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,549
−HK$120/mo
Today · 4.125%
HK$4,669
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$246/mo
Deposit HK$582K · loan HK$873K · min. income ≈ HK$9,338/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,448
−HK$136/mo
Today · 4.125%
HK$4,584
baseline
▲ 0.50% · 4.625%
HK$4,863
+HK$279/mo
Deposit HK$509K · loan HK$946K · min. income ≈ HK$9,168/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,799
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,928
−HK$130/mo
Today · 4.125%
HK$5,058
baseline
▲ 0.50% · 4.625%
HK$5,325
+HK$267/mo
Deposit HK$509K · loan HK$946K · min. income ≈ HK$10,116/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,790
−HK$147/mo
Today · 4.125%
HK$4,937
baseline
▲ 0.50% · 4.625%
HK$5,237
+HK$300/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$9,874/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,168
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,307
−HK$140/mo
Today · 4.125%
HK$5,447
baseline
▲ 0.50% · 4.625%
HK$5,735
+HK$288/mo
Deposit HK$437K · loan HK$1.02M · min. income ≈ HK$10,894/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,132
−HK$158/mo
Today · 4.125%
HK$5,290
baseline
▲ 0.50% · 4.625%
HK$5,611
+HK$321/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$10,580/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,537
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,686
−HK$151/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,144
+HK$307/mo
Deposit HK$364K · loan HK$1.09M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,309
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,474
−HK$168/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,986
+HK$344/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,906
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,065
−HK$161/mo
Today · 4.125%
HK$6,226
baseline
▲ 0.50% · 4.625%
HK$6,554
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,452/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,641
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$178/mo
Today · 4.125%
HK$5,995
baseline
▲ 0.50% · 4.625%
HK$6,360
+HK$365/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,990/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,276
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,444
−HK$171/mo
Today · 4.125%
HK$6,615
baseline
▲ 0.50% · 4.625%
HK$6,963
+HK$348/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,230/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,159
−HK$188/mo
Today · 4.125%
HK$6,347
baseline
▲ 0.50% · 4.625%
HK$6,734
+HK$387/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,694/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,645
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,823
−HK$181/mo
Today · 4.125%
HK$7,004
baseline
▲ 0.50% · 4.625%
HK$7,373
+HK$369/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,008/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).