▼ 0.50% · 3.625%
HK$3,383
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,488
−HK$107/mo
Today · 4.125%
HK$3,595
baseline
▲ 0.50% · 4.625%
HK$3,814
+HK$219/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,190/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,764
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$102/mo
Today · 4.125%
HK$3,967
baseline
▲ 0.50% · 4.625%
HK$4,176
+HK$209/mo
Deposit HK$742K · loan HK$742K · min. income ≈ HK$7,934/mo (50% DSR)
Upfront cash ≈ HK$742K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,721
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,837
−HK$118/mo
Today · 4.125%
HK$3,955
baseline
▲ 0.50% · 4.625%
HK$4,195
+HK$240/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$7,910/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,140
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$113/mo
Today · 4.125%
HK$4,364
baseline
▲ 0.50% · 4.625%
HK$4,594
+HK$230/mo
Deposit HK$668K · loan HK$816K · min. income ≈ HK$8,728/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$128/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$263/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,516
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$122/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$251/mo
Deposit HK$593K · loan HK$890K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,398
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,535
−HK$139/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$284/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,024
−HK$133/mo
Today · 4.125%
HK$5,157
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$272/mo
Deposit HK$519K · loan HK$964K · min. income ≈ HK$10,314/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,736
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,884
−HK$149/mo
Today · 4.125%
HK$5,033
baseline
▲ 0.50% · 4.625%
HK$5,340
+HK$307/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$10,066/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,269
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,410
−HK$144/mo
Today · 4.125%
HK$5,554
baseline
▲ 0.50% · 4.625%
HK$5,847
+HK$293/mo
Deposit HK$445K · loan HK$1.04M · min. income ≈ HK$11,108/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,075
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,232
−HK$161/mo
Today · 4.125%
HK$5,393
baseline
▲ 0.50% · 4.625%
HK$5,721
+HK$328/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$10,786/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,645
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,797
−HK$153/mo
Today · 4.125%
HK$5,950
baseline
▲ 0.50% · 4.625%
HK$6,264
+HK$314/mo
Deposit HK$371K · loan HK$1.11M · min. income ≈ HK$11,900/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,413
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,581
−HK$171/mo
Today · 4.125%
HK$5,752
baseline
▲ 0.50% · 4.625%
HK$6,102
+HK$350/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$11,504/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,183
−HK$164/mo
Today · 4.125%
HK$6,347
baseline
▲ 0.50% · 4.625%
HK$6,682
+HK$335/mo
Deposit HK$297K · loan HK$1.19M · min. income ≈ HK$12,694/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,751
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,930
−HK$182/mo
Today · 4.125%
HK$6,112
baseline
▲ 0.50% · 4.625%
HK$6,484
+HK$372/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$12,224/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,398
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,570
−HK$174/mo
Today · 4.125%
HK$6,744
baseline
▲ 0.50% · 4.625%
HK$7,099
+HK$355/mo
Deposit HK$223K · loan HK$1.26M · min. income ≈ HK$13,488/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,279
−HK$192/mo
Today · 4.125%
HK$6,471
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$394/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$12,942/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,775
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,956
−HK$185/mo
Today · 4.125%
HK$7,141
baseline
▲ 0.50% · 4.625%
HK$7,517
+HK$376/mo
Deposit HK$148K · loan HK$1.34M · min. income ≈ HK$14,282/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).