▼ 0.50% · 3.625%
HK$2,157
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,224
−HK$68/mo
Today · 4.125%
HK$2,292
baseline
▲ 0.50% · 4.625%
HK$2,431
+HK$139/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$4,584/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,399
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,464
−HK$65/mo
Today · 4.125%
HK$2,529
baseline
▲ 0.50% · 4.625%
HK$2,662
+HK$133/mo
Deposit HK$473K · loan HK$473K · min. income ≈ HK$5,058/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,372
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,446
−HK$75/mo
Today · 4.125%
HK$2,521
baseline
▲ 0.50% · 4.625%
HK$2,674
+HK$153/mo
Deposit HK$426K · loan HK$520K · min. income ≈ HK$5,042/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,639
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,710
−HK$72/mo
Today · 4.125%
HK$2,782
baseline
▲ 0.50% · 4.625%
HK$2,928
+HK$146/mo
Deposit HK$426K · loan HK$520K · min. income ≈ HK$5,564/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,588
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,668
−HK$82/mo
Today · 4.125%
HK$2,750
baseline
▲ 0.50% · 4.625%
HK$2,918
+HK$168/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$5,500/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,879
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,956
−HK$79/mo
Today · 4.125%
HK$3,035
baseline
▲ 0.50% · 4.625%
HK$3,195
+HK$160/mo
Deposit HK$378K · loan HK$567K · min. income ≈ HK$6,070/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,804
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,891
−HK$88/mo
Today · 4.125%
HK$2,979
baseline
▲ 0.50% · 4.625%
HK$3,161
+HK$182/mo
Deposit HK$331K · loan HK$615K · min. income ≈ HK$5,958/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,119
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,203
−HK$84/mo
Today · 4.125%
HK$3,287
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$174/mo
Deposit HK$331K · loan HK$615K · min. income ≈ HK$6,574/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,019
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,113
−HK$96/mo
Today · 4.125%
HK$3,209
baseline
▲ 0.50% · 4.625%
HK$3,404
+HK$195/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$6,418/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,359
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,449
−HK$91/mo
Today · 4.125%
HK$3,540
baseline
▲ 0.50% · 4.625%
HK$3,727
+HK$187/mo
Deposit HK$284K · loan HK$662K · min. income ≈ HK$7,080/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,235
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,336
−HK$102/mo
Today · 4.125%
HK$3,438
baseline
▲ 0.50% · 4.625%
HK$3,647
+HK$209/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$6,876/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,599
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,695
−HK$98/mo
Today · 4.125%
HK$3,793
baseline
▲ 0.50% · 4.625%
HK$3,993
+HK$200/mo
Deposit HK$236K · loan HK$709K · min. income ≈ HK$7,586/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,558
−HK$109/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,890
+HK$223/mo
Deposit HK$189K · loan HK$757K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,942
−HK$104/mo
Today · 4.125%
HK$4,046
baseline
▲ 0.50% · 4.625%
HK$4,259
+HK$213/mo
Deposit HK$189K · loan HK$757K · min. income ≈ HK$8,092/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,780
−HK$116/mo
Today · 4.125%
HK$3,896
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$237/mo
Deposit HK$142K · loan HK$804K · min. income ≈ HK$7,792/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,188
−HK$111/mo
Today · 4.125%
HK$4,299
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$227/mo
Deposit HK$142K · loan HK$804K · min. income ≈ HK$8,598/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,882
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,003
−HK$122/mo
Today · 4.125%
HK$4,125
baseline
▲ 0.50% · 4.625%
HK$4,376
+HK$251/mo
Deposit HK$95K · loan HK$851K · min. income ≈ HK$8,250/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,319
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,434
−HK$118/mo
Today · 4.125%
HK$4,552
baseline
▲ 0.50% · 4.625%
HK$4,792
+HK$240/mo
Deposit HK$95K · loan HK$851K · min. income ≈ HK$9,104/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).