▼ 0.50% · 3.625%
HK$3,506
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,616
−HK$110/mo
Today · 4.125%
HK$3,726
baseline
▲ 0.50% · 4.625%
HK$3,953
+HK$227/mo
Deposit HK$769K · loan HK$769K · min. income ≈ HK$7,452/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,901
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,006
−HK$106/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$216/mo
Deposit HK$769K · loan HK$769K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$769K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,857
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,977
−HK$122/mo
Today · 4.125%
HK$4,099
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$249/mo
Deposit HK$692K · loan HK$846K · min. income ≈ HK$8,198/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,291
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,406
−HK$117/mo
Today · 4.125%
HK$4,523
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$238/mo
Deposit HK$692K · loan HK$846K · min. income ≈ HK$9,046/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,339
−HK$133/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,744
+HK$272/mo
Deposit HK$615K · loan HK$923K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,807
−HK$127/mo
Today · 4.125%
HK$4,934
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$260/mo
Deposit HK$615K · loan HK$923K · min. income ≈ HK$9,868/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,700
−HK$144/mo
Today · 4.125%
HK$4,844
baseline
▲ 0.50% · 4.625%
HK$5,139
+HK$295/mo
Deposit HK$538K · loan HK$1000K · min. income ≈ HK$9,688/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,071
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,207
−HK$138/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,627
+HK$282/mo
Deposit HK$538K · loan HK$1000K · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,062
−HK$155/mo
Today · 4.125%
HK$5,217
baseline
▲ 0.50% · 4.625%
HK$5,534
+HK$317/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$10,434/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,461
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,608
−HK$148/mo
Today · 4.125%
HK$5,756
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$304/mo
Deposit HK$461K · loan HK$1.08M · min. income ≈ HK$11,512/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,260
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$167/mo
Today · 4.125%
HK$5,590
baseline
▲ 0.50% · 4.625%
HK$5,930
+HK$340/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$11,180/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,851
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,008
−HK$159/mo
Today · 4.125%
HK$6,167
baseline
▲ 0.50% · 4.625%
HK$6,493
+HK$326/mo
Deposit HK$384K · loan HK$1.15M · min. income ≈ HK$12,334/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,785
−HK$177/mo
Today · 4.125%
HK$5,962
baseline
▲ 0.50% · 4.625%
HK$6,325
+HK$363/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$11,924/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,241
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,409
−HK$170/mo
Today · 4.125%
HK$6,579
baseline
▲ 0.50% · 4.625%
HK$6,925
+HK$346/mo
Deposit HK$308K · loan HK$1.23M · min. income ≈ HK$13,158/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,961
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,146
−HK$189/mo
Today · 4.125%
HK$6,335
baseline
▲ 0.50% · 4.625%
HK$6,720
+HK$385/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,670/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,632
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,809
−HK$181/mo
Today · 4.125%
HK$6,990
baseline
▲ 0.50% · 4.625%
HK$7,358
+HK$368/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$13,980/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,312
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,508
−HK$199/mo
Today · 4.125%
HK$6,707
baseline
▲ 0.50% · 4.625%
HK$7,116
+HK$409/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$13,414/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,022
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,210
−HK$191/mo
Today · 4.125%
HK$7,401
baseline
▲ 0.50% · 4.625%
HK$7,791
+HK$390/mo
Deposit HK$154K · loan HK$1.38M · min. income ≈ HK$14,802/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).