▼ 0.50% · 3.625%
HK$2,532
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,610
−HK$80/mo
Today · 4.125%
HK$2,690
baseline
▲ 0.50% · 4.625%
HK$2,854
+HK$164/mo
Deposit HK$555K · loan HK$555K · min. income ≈ HK$5,380/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,816
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$77/mo
Today · 4.125%
HK$2,969
baseline
▲ 0.50% · 4.625%
HK$3,125
+HK$156/mo
Deposit HK$555K · loan HK$555K · min. income ≈ HK$5,938/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,785
−HK$174/mo
▼ 0.25% · 3.875%
HK$2,871
−HK$88/mo
Today · 4.125%
HK$2,959
baseline
▲ 0.50% · 4.625%
HK$3,140
+HK$181/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$5,918/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,098
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,181
−HK$84/mo
Today · 4.125%
HK$3,265
baseline
▲ 0.50% · 4.625%
HK$3,438
+HK$173/mo
Deposit HK$500K · loan HK$611K · min. income ≈ HK$6,530/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,038
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$96/mo
Today · 4.125%
HK$3,228
baseline
▲ 0.50% · 4.625%
HK$3,425
+HK$197/mo
Deposit HK$444K · loan HK$666K · min. income ≈ HK$6,456/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,380
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$92/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$188/mo
Deposit HK$444K · loan HK$666K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,291
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,393
−HK$105/mo
Today · 4.125%
HK$3,498
baseline
▲ 0.50% · 4.625%
HK$3,710
+HK$212/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$6,996/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,661
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$99/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,063
+HK$204/mo
Deposit HK$389K · loan HK$722K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,544
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,655
−HK$112/mo
Today · 4.125%
HK$3,767
baseline
▲ 0.50% · 4.625%
HK$3,996
+HK$229/mo
Deposit HK$333K · loan HK$777K · min. income ≈ HK$7,534/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,943
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,049
−HK$107/mo
Today · 4.125%
HK$4,156
baseline
▲ 0.50% · 4.625%
HK$4,375
+HK$219/mo
Deposit HK$333K · loan HK$777K · min. income ≈ HK$8,312/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,797
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$120/mo
Today · 4.125%
HK$4,036
baseline
▲ 0.50% · 4.625%
HK$4,281
+HK$245/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,072/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$115/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$235/mo
Deposit HK$278K · loan HK$833K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,051
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,177
−HK$128/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,567
+HK$262/mo
Deposit HK$222K · loan HK$888K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,506
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,627
−HK$123/mo
Today · 4.125%
HK$4,750
baseline
▲ 0.50% · 4.625%
HK$5,000
+HK$250/mo
Deposit HK$222K · loan HK$888K · min. income ≈ HK$9,500/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,304
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$136/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$278/mo
Deposit HK$167K · loan HK$944K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$131/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$266/mo
Deposit HK$167K · loan HK$944K · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,699
−HK$144/mo
Today · 4.125%
HK$4,843
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$294/mo
Deposit HK$111K · loan HK$999K · min. income ≈ HK$9,686/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,206
−HK$137/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,625
+HK$282/mo
Deposit HK$111K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).