▼ 0.50% · 3.625%
HK$2,348
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,421
−HK$74/mo
Today · 4.125%
HK$2,495
baseline
▲ 0.50% · 4.625%
HK$2,647
+HK$152/mo
Deposit HK$515K · loan HK$515K · min. income ≈ HK$4,990/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,612
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,682
−HK$71/mo
Today · 4.125%
HK$2,753
baseline
▲ 0.50% · 4.625%
HK$2,898
+HK$145/mo
Deposit HK$515K · loan HK$515K · min. income ≈ HK$5,506/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,583
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,663
−HK$82/mo
Today · 4.125%
HK$2,745
baseline
▲ 0.50% · 4.625%
HK$2,912
+HK$167/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$5,490/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,873
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,950
−HK$79/mo
Today · 4.125%
HK$3,029
baseline
▲ 0.50% · 4.625%
HK$3,188
+HK$159/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$6,058/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,818
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,905
−HK$89/mo
Today · 4.125%
HK$2,994
baseline
▲ 0.50% · 4.625%
HK$3,177
+HK$183/mo
Deposit HK$412K · loan HK$618K · min. income ≈ HK$5,988/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,135
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,219
−HK$85/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,478
+HK$174/mo
Deposit HK$412K · loan HK$618K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$412K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,052
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,147
−HK$97/mo
Today · 4.125%
HK$3,244
baseline
▲ 0.50% · 4.625%
HK$3,441
+HK$197/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$6,488/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,396
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,487
−HK$92/mo
Today · 4.125%
HK$3,579
baseline
▲ 0.50% · 4.625%
HK$3,768
+HK$189/mo
Deposit HK$360K · loan HK$669K · min. income ≈ HK$7,158/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,390
−HK$103/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$213/mo
Deposit HK$309K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$100/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$203/mo
Deposit HK$309K · loan HK$721K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,522
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,632
−HK$111/mo
Today · 4.125%
HK$3,743
baseline
▲ 0.50% · 4.625%
HK$3,971
+HK$228/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$7,486/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,918
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,023
−HK$107/mo
Today · 4.125%
HK$4,130
baseline
▲ 0.50% · 4.625%
HK$4,348
+HK$218/mo
Deposit HK$257K · loan HK$772K · min. income ≈ HK$8,260/mo (50% DSR)
Upfront cash ≈ HK$258K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,757
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,874
−HK$118/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,235
+HK$243/mo
Deposit HK$206K · loan HK$824K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,180
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,292
−HK$113/mo
Today · 4.125%
HK$4,405
baseline
▲ 0.50% · 4.625%
HK$4,638
+HK$233/mo
Deposit HK$206K · loan HK$824K · min. income ≈ HK$8,810/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$126/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$258/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$121/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$246/mo
Deposit HK$154K · loan HK$875K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,226
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,358
−HK$134/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,765
+HK$273/mo
Deposit HK$103K · loan HK$927K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,702
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,828
−HK$128/mo
Today · 4.125%
HK$4,956
baseline
▲ 0.50% · 4.625%
HK$5,217
+HK$261/mo
Deposit HK$103K · loan HK$927K · min. income ≈ HK$9,912/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).