▼ 0.50% · 3.625%
HK$2,125
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,191
−HK$67/mo
Today · 4.125%
HK$2,258
baseline
▲ 0.50% · 4.625%
HK$2,396
+HK$138/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,516/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,364
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,427
−HK$65/mo
Today · 4.125%
HK$2,492
baseline
▲ 0.50% · 4.625%
HK$2,623
+HK$131/mo
Deposit HK$466K · loan HK$466K · min. income ≈ HK$4,984/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,338
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,410
−HK$74/mo
Today · 4.125%
HK$2,484
baseline
▲ 0.50% · 4.625%
HK$2,635
+HK$151/mo
Deposit HK$419K · loan HK$513K · min. income ≈ HK$4,968/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,600
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,670
−HK$71/mo
Today · 4.125%
HK$2,741
baseline
▲ 0.50% · 4.625%
HK$2,885
+HK$144/mo
Deposit HK$419K · loan HK$513K · min. income ≈ HK$5,482/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,550
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,629
−HK$81/mo
Today · 4.125%
HK$2,710
baseline
▲ 0.50% · 4.625%
HK$2,875
+HK$165/mo
Deposit HK$373K · loan HK$559K · min. income ≈ HK$5,420/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,837
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,913
−HK$77/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,148
+HK$158/mo
Deposit HK$373K · loan HK$559K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,763
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,848
−HK$88/mo
Today · 4.125%
HK$2,936
baseline
▲ 0.50% · 4.625%
HK$3,114
+HK$178/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$5,872/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,073
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,156
−HK$83/mo
Today · 4.125%
HK$3,239
baseline
▲ 0.50% · 4.625%
HK$3,410
+HK$171/mo
Deposit HK$326K · loan HK$606K · min. income ≈ HK$6,478/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,975
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,068
−HK$94/mo
Today · 4.125%
HK$3,162
baseline
▲ 0.50% · 4.625%
HK$3,354
+HK$192/mo
Deposit HK$280K · loan HK$652K · min. income ≈ HK$6,324/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,310
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$90/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,672
+HK$184/mo
Deposit HK$280K · loan HK$652K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,188
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$100/mo
Today · 4.125%
HK$3,387
baseline
▲ 0.50% · 4.625%
HK$3,594
+HK$207/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$6,774/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,546
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,641
−HK$97/mo
Today · 4.125%
HK$3,738
baseline
▲ 0.50% · 4.625%
HK$3,935
+HK$197/mo
Deposit HK$233K · loan HK$699K · min. income ≈ HK$7,476/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,400
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$107/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,833
+HK$220/mo
Deposit HK$186K · loan HK$746K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,782
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,884
−HK$103/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,197
+HK$210/mo
Deposit HK$186K · loan HK$746K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,725
−HK$114/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,073
+HK$234/mo
Deposit HK$140K · loan HK$792K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,019
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,127
−HK$109/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$223/mo
Deposit HK$140K · loan HK$792K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,825
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$121/mo
Today · 4.125%
HK$4,065
baseline
▲ 0.50% · 4.625%
HK$4,312
+HK$247/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,130/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,255
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,369
−HK$116/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,722
+HK$237/mo
Deposit HK$93K · loan HK$839K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).