▼ 0.50% · 3.625%
HK$2,276
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,347
−HK$72/mo
Today · 4.125%
HK$2,419
baseline
▲ 0.50% · 4.625%
HK$2,566
+HK$147/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$4,838/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,532
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,600
−HK$69/mo
Today · 4.125%
HK$2,669
baseline
▲ 0.50% · 4.625%
HK$2,810
+HK$141/mo
Deposit HK$499K · loan HK$499K · min. income ≈ HK$5,338/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,504
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,582
−HK$79/mo
Today · 4.125%
HK$2,661
baseline
▲ 0.50% · 4.625%
HK$2,823
+HK$162/mo
Deposit HK$449K · loan HK$549K · min. income ≈ HK$5,322/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,786
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,860
−HK$76/mo
Today · 4.125%
HK$2,936
baseline
▲ 0.50% · 4.625%
HK$3,091
+HK$155/mo
Deposit HK$449K · loan HK$549K · min. income ≈ HK$5,872/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,732
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$86/mo
Today · 4.125%
HK$2,903
baseline
▲ 0.50% · 4.625%
HK$3,080
+HK$177/mo
Deposit HK$399K · loan HK$599K · min. income ≈ HK$5,806/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,039
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,120
−HK$83/mo
Today · 4.125%
HK$3,203
baseline
▲ 0.50% · 4.625%
HK$3,372
+HK$169/mo
Deposit HK$399K · loan HK$599K · min. income ≈ HK$6,406/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,959
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,051
−HK$94/mo
Today · 4.125%
HK$3,145
baseline
▲ 0.50% · 4.625%
HK$3,336
+HK$191/mo
Deposit HK$349K · loan HK$649K · min. income ≈ HK$6,290/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,292
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,380
−HK$90/mo
Today · 4.125%
HK$3,470
baseline
▲ 0.50% · 4.625%
HK$3,653
+HK$183/mo
Deposit HK$349K · loan HK$649K · min. income ≈ HK$6,940/mo (50% DSR)
Upfront cash ≈ HK$349K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,187
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,286
−HK$101/mo
Today · 4.125%
HK$3,387
baseline
▲ 0.50% · 4.625%
HK$3,593
+HK$206/mo
Deposit HK$299K · loan HK$699K · min. income ≈ HK$6,774/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,545
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,640
−HK$97/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,934
+HK$197/mo
Deposit HK$299K · loan HK$699K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,414
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,521
−HK$108/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,849
+HK$220/mo
Deposit HK$250K · loan HK$749K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,799
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,900
−HK$104/mo
Today · 4.125%
HK$4,004
baseline
▲ 0.50% · 4.625%
HK$4,215
+HK$211/mo
Deposit HK$250K · loan HK$749K · min. income ≈ HK$8,008/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$116/mo
Today · 4.125%
HK$3,871
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$235/mo
Deposit HK$200K · loan HK$799K · min. income ≈ HK$7,742/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$111/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$225/mo
Deposit HK$200K · loan HK$799K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$122/mo
Today · 4.125%
HK$4,112
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$251/mo
Deposit HK$150K · loan HK$849K · min. income ≈ HK$8,224/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$117/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$239/mo
Deposit HK$150K · loan HK$849K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,097
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,225
−HK$129/mo
Today · 4.125%
HK$4,354
baseline
▲ 0.50% · 4.625%
HK$4,619
+HK$265/mo
Deposit HK$100K · loan HK$898K · min. income ≈ HK$8,708/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,558
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,681
−HK$124/mo
Today · 4.125%
HK$4,805
baseline
▲ 0.50% · 4.625%
HK$5,058
+HK$253/mo
Deposit HK$100K · loan HK$898K · min. income ≈ HK$9,610/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).